Live Worry-Free. Find the Right Medicare Plan in NC. in Beaufort County
North Carolina
in North Carolina
Health Plans of NC helps Beaufort County, NC residents compare all 8 available Medicare plans for 2026 at no cost, including options that connect directly to local facilities such as ECU Health Beaufort Hospital in Washington. Licensed agents guide every beneficiary through plan selection with no obligation to enroll.
Beaufort County, NC has a population of 44,597, with approximately 11,000 residents representing 25.0% of the county currently eligible for Medicare. Coverage options span Medicare Advantage, Medicare Supplement, standalone Part D drug plans, and a Dual Special Needs Plan, giving beneficiaries a range of choices to fit their health and financial needs. Local health systems including ECU Health and its affiliated facilities such as ECU Health Beaufort Hospital at 628 E 12th St in Washington and ECU Health Boyer Hospital at 1209 Brown St in Washington participate in Medicare, making them accessible under multiple plan types.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $47.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans in Beaufort County provide coordinated care through ECU Health network facilities, often with $0 monthly premiums beyond Part B.
Medicare Advantage HMO-POS plans allow Beaufort County seniors to access ECU Health providers in-network while retaining some flexibility to go out of network when needed.
Medicare Advantage PPO plans give Beaufort County residents broader provider access, including the ability to visit specialists at ECU Health Medical Center in Greenville without a referral.
Medicare Supplement (Medigap) plans are accepted at any provider nationwide that accepts Original Medicare, allowing Beaufort County seniors to see specialists beyond the local area without network restrictions.
Part D Prescription Drug Plans offer standalone coverage for Beaufort County residents enrolled in Original Medicare or a Medicare Advantage plan without built-in drug benefits.
The Dual Special Needs Plan (D-SNP) is available for Beaufort County residents who qualify for both Medicare and Medicaid, offering coordinated benefits through local ECU Health and affiliated providers.
Blue Cross NC offers 8 Medicare plans in Beaufort County for 2026, covering HMO, HMO-POS, PPO, PDP, and D-SNP plan types to serve a wide range of beneficiary needs. Each plan connects enrollees to a provider network that includes key local facilities such as ECU Health Beaufort Hospital and Healthfirst Medical Center at 1201 Carolina Ave in Washington, so the plan a beneficiary selects directly affects which providers they can access at the lowest cost. Residents in Washington, Belhaven, Aurora, Bath, Chocowinity, and Pantego should review network details carefully before enrolling to confirm their preferred physicians and specialists participate.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides hospital and medical coverage through the ECU Health network in Beaufort County.
Blue Medicare Essential, HMO, $0.00 per month, delivers fully coordinated care through in-network ECU Health providers in Beaufort County with no monthly plan premium.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility to the HMO structure for Beaufort County residents who want some out-of-network access.
Blue Medicare Enhanced, HMO-POS, $47.00 per month, offers an enhanced benefit package for Beaufort County enrollees who want richer coverage through the ECU Health network.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Beaufort County seniors the broadest Medicare Advantage network access, including specialists at ECU Health Medical Center in Greenville.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, provides a flexible HMO-POS structure with $0 premium for eligible Beaufort County residents using ECU Health network providers.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is the Dual Special Needs Plan for Beaufort County residents enrolled in both Medicare and Medicaid, coordinating benefits across ECU Health facilities.
Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, provides prescription drug coverage for Beaufort County residents in Original Medicare who need a separate drug plan.
In Beaufort County for 2026, Medicare Advantage plan premiums through Blue Cross NC range from $0.00 per month for plans such as Blue Medicare Medical Only, Blue Medicare Essential, Blue Medicare Essential Plus, Blue Medicare Freedom+, and Healthy Blue Medicare DSNP, up to $47.00 per month for Blue Medicare Enhanced and $53.00 per month for Blue Medicare PPO Enhanced, while the standalone Blue Medicare Rx Enhanced PDP carries a $163.20 monthly premium. With a median household income of $57,997 in Beaufort County, many residents may qualify for income-based programs that further reduce monthly plan costs, including Extra Help for Part D expenses and Medicare Savings Programs that can cover the Part B premium. Health Plans of NC agents help Beaufort County residents identify every cost-reduction program they may qualify for at no charge.
Part A: $0 premium for most Beaufort County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Beaufort County for 2026, offering a total of 8 plans across multiple plan types to meet the diverse needs of local beneficiaries. Those plan types include Medicare Advantage HMO, HMO-POS, and PPO options, a standalone Part D Prescription Drug Plan, and a Dual Special Needs Plan designed for dual-eligible residents. The Blue Cross NC provider network in Beaufort County connects directly to local healthcare infrastructure, including ECU Health Beaufort Hospital at 628 E 12th St in Washington, ECU Health Boyer Hospital at 1209 Brown St in Washington, and Healthfirst Medical Center at 1201 Carolina Ave in Washington. The plan type a Beaufort County resident selects will determine whether they can access specialists at regional facilities such as ECU Health Medical Center in Greenville at the lowest in-network cost, making network review an essential step before enrolling. Health Plans of NC compares every available Medicare plan in Beaufort County side by side at no cost, so residents can see exactly how each carrier and plan affects their access to local providers.
Blue Cross NC, offering Medicare Advantage HMO, HMO-POS, PPO, Part D PDP, and D-SNP plans, with 8 total plans available in Beaufort County for 2026.
Beaufort County has an uninsured rate of 10.5% and a poverty rate of 18.0%, meaning a meaningful share of the county's Medicare-eligible residents may qualify for federal and state assistance programs that significantly reduce their out-of-pocket costs. The Extra Help program, also known as the Low Income Subsidy, helps eligible Beaufort County residents reduce Part D prescription drug plan costs to near $0 per month based on income and resource limits. Medicare Savings Programs can cover the Part B premium for qualifying beneficiaries, and dual-eligible residents who receive both Medicare and Medicaid may enroll in the Healthy Blue Medicare DSNP available in Beaufort County at $0 per month. Health Plans of NC checks eligibility for every available assistance program at no cost, helping Beaufort County residents access every dollar of savings they have earned.
Extra Help (Low Income Subsidy) reduces Part D prescription drug costs for eligible Beaufort County residents with limited income and resources.
Medicare Savings Programs may cover the Part B premium and other cost-sharing for qualifying low-income Beaufort County Medicare beneficiaries.
The Healthy Blue Medicare DSNP is available at $0 per month for Beaufort County residents who qualify for both Medicare and Medicaid.
NC Medicaid may provide additional benefits for low-income Beaufort County residents alongside their Medicare coverage.
Health Plans of NC agents check eligibility for all assistance programs for Beaufort County residents at no cost and with no obligation to enroll.
Health Plans of NC licensed agents serve Beaufort County residents at no cost, comparing every available Medicare plan side by side and assisting with enrollment, plan changes, and financial assistance applications. Call 800-797-0327 today to speak with an agent who knows Beaufort County and can help you find the right plan for your health needs and budget.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Beaufort County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Carolina East Medical Ctr | 2000 Neuse Blvd, New Bern, NC 28560 | (252) 633-8111 |
Carteret Health Care | 3500 Arendell St, Morehead City, NC 28557 | (252) 499-6000 |
Cherry Hospital | 1401 W Ash St, Goldsboro, NC 27530 | (919) 947-7000 |
ECU Health Beaufort Hosp A | 628 E 12th St, Washington, NC 27889 | (252) 975-4100 |
ECU Health Maynard Children's | 2102 Stantonsburg Rd, Greenville, NC 27834 | (252) 816-3714 |
ECU Health Medical Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-4100 |
UNC Lenoir Health Care | 100 Airport Rd, Kinston, NC 28501 | (252) 522-7000 |
Walter B Jones Alcohol & Drug | 2577 W 5th St, Greenville, NC 27834 | (252) 830-3426 |
Wayne MEMORIAL Hospital | 2605 Medical Office Pl, Goldsboro, NC 27534 | (919) 731-6112 |
Wayne UNC Health Care | 2700 Wayne Memorial Dr, Goldsboro, NC 27534 | (919) 736-1110 |
Clinic | Address | Phone |
|---|---|---|
Abhishek K Mishra MD | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Acupuncture Of Eastern NC | 1425 S Glenburnie Rd # 6, New Bern, NC 28562 | (252) 665-3294 |
Audit-Tel | , Greenville, NC 27858 | (252) 353-3331 |
Cape Carteret Family Medicine | 1057d Cedar Point Blvd # D, Cedar Point, NC 28584 | (252) 764-2121 |
Community Care Plan-Eastern | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0830 |
East Carolina Heart Inst | 526 Moye Blvd, Greenville, NC 27834 | (252) 847-5755 |
East Carolina Univ Family Med | 101 Heart Dr, Greenville, NC 27834 | (252) 744-4611 |
East Coast Onsite Medical Care | 505 Greenville Blvd SE, Greenville, NC 27858 | (252) 754-2273 |
Ecu Department-Family Medicine | 101 Heart Dr, Greenville, NC 27834 | (252) 744-2607 |
ECU Health Bover Hospital | 1209 Brown St, Washington, NC 27889 | (252) 975-4308 |
ECU Health Family Medicine-LA | 101 S Carey St, La Grange, NC 28551 | (252) 566-4021 |
ECU Health Gamma Knife Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-2611 |
ECU Health Gastroenterology | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0800 |
ECU Health Heart-Vascular Care | 701 Doctors Dr # B, Kinston, NC 28501 | (252) 559-2200 |
ECU Health Sleep Ctr-Grnvll | 4 Doctors Park Medical Dr, Greenville, NC 27834 | (252) 847-7500 |
Goshen Medical Ctr-Fremont | 109 S Sycamore St, Fremont, NC 27830 | (919) 242-4382 |
Goshen Medical Ctr | 2001 Neuse Blvd, New Bern, NC 28560 | (910) 219-1082 |
Goshen Medical Ctr | 325 N Carolina Highway 55, Mount Olive, NC 28365 | (919) 658-5900 |
Healthfirst Medical Ctr Inc | 1201 Carolina Ave, Washington, NC 27889 | (252) 833-0365 |
Lindsey Roberson FNP | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Med Center 1 | 1688 E Arlington Blvd, Greenville, NC 27858 | (252) 353-1464 |
Miracles In Sight | 620 Red Banks Rd, Greenville, NC 27858 | (252) 751-0785 |
Snow Hill Medical Ctr | 1106 Kingold Blvd, Snow Hill, NC 28580 | (252) 747-2921 |
UNC Family Medicine At Rswd | 2600 US Highway 70 W, Goldsboro, NC 27530 | (919) 739-4808 |
Vidant Medical Ctr | 3900 E 10th St, Greenville, NC 27858 | (252) 847-4325 |
Vidant Outpatient Rehab | 2310 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-6603 |
Vitality Health & Wellness | 1429 E Fire Tower Rd # 104, Greenville, NC 27858 | (252) 364-2802 |
Westcare Innovative Healthcare | 2710 Beddard Rd, Grimesland, NC 27837 | (252) 754-0920 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Beaufort County ZIP Codes include: 27806, 27808, 27810, 27814, 27817, 27821, 27860, 27865, and 27889
