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Yadkin County

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Yadkin County, NC residents have access to 8 Medicare plans for 2026, and Health Plans of NC helps local beneficiaries compare every available option at no cost, including plans that work with providers like Hugh Chatham Memorial Hospital and Davie Medical Center.


What Medicare options are available in Yadkin County, NC?

Yadkin County, North Carolina has approximately 8,000 Medicare-eligible residents, representing 20.7% of the county's total population of 37,419, all of whom can access a range of Medicare coverage types for 2026. Local hospitals and health systems accepting Medicare include Hugh Chatham Memorial Hospital in Elkin, Davie Medical Center in Bermuda Run, Hoots Memorial Hospital in Yadkinville, the Yadkin Valley Community Health Center, and major regional systems such as Atrium Health Wake Forest Baptist and Novant Health Forsyth Medical Center in Winston-Salem. Health Plans of NC helps Yadkin County residents identify which coverage type aligns with their preferred local providers and overall health needs at absolutely no cost.

Plan Name

Type

Monthly Premium

Blue Medicare Medical Only

HMO-POS

$0.00/month

Blue Medicare Essential

HMO

$0.00/month

Blue Medicare Essential Plus

HMO-POS

$0.00/month

Blue Medicare Enhanced

HMO-POS

$30.00/month

Blue Medicare PPO Enhanced

PPO

$35.00/month

Blue Medicare Freedom+

HMO-POS

$0.00/month

Healthy Blue Medicare (D-SNP)

HMO-POS

$0.00/month

Blue Medicare Rx Enhanced PDP

PDP

$163.20/month

  • Medicare Advantage HMO plans are available in Yadkin County and typically coordinate care through defined networks that include facilities like Davie Medical Center and the Yadkin Valley Community Health Center.

  • Medicare Advantage HMO-POS plans offer some flexibility to seek care outside the primary network, which can benefit Yadkin County residents who occasionally use regional specialists in Winston-Salem.

  • Medicare Advantage PPO plans allow Yadkin County beneficiaries to visit both in-network and out-of-network providers, including large systems like Atrium Health Wake Forest Baptist, often without a referral.

  • Medicare Supplement (Medigap) plans work alongside Original Medicare and allow Yadkin County residents to visit any Medicare-accepting provider nationwide, including specialists at Novant Health Forsyth Medical Center.

  • Part D Prescription Drug Plans provide standalone prescription coverage for Yadkin County residents who remain on Original Medicare and need help managing medication costs at local pharmacies.

  • Dual Special Needs Plans (D-SNP) are available in Yadkin County for residents who qualify for both Medicare and Medicaid, offering coordinated benefits through plans designed for dual-eligible individuals.


What Medicare plans are available in Yadkin County for 2026?

Blue Cross NC offers eight Medicare plans in Yadkin County for 2026, spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with several carrying $0 monthly premiums and others at low fixed monthly rates. Each plan's network connects beneficiaries to local providers such as Hugh Chatham Memorial Hospital, Davie Medical Center, Wake Forest Baptist Health Davie in Bermuda Run, and Hoots Memorial Hospital in Yadkinville, ensuring Yadkin County residents can maintain access to the facilities they already use. Health Plans of NC can walk you through each plan's specific benefits, formulary, and provider network to find the best fit for your individual healthcare needs.

  • Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides medical-only coverage with access to in-network providers including Davie Medical Center and Hugh Chatham Memorial Hospital.

  • Blue Medicare Essential, HMO, $0.00 per month, offers coordinated care through a defined network that includes regional providers affiliated with Atrium Health Wake Forest Baptist.

  • Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility for Yadkin County residents who may need occasional out-of-network access to Winston-Salem area specialists.

  • Blue Medicare Enhanced, HMO-POS, $30.00 per month, provides an enhanced benefit package with HMO-POS flexibility for residents using providers like Hoots Memorial Hospital and local outpatient clinics.

  • Blue Medicare PPO Enhanced, PPO, $35.00 per month, gives Yadkin County beneficiaries the broadest in-county and regional provider access, including Novant Health Forsyth Medical Center and Atrium Health Wake Forest Baptist.

  • Blue Medicare Freedom+, HMO-POS, $0.00 per month, offers a $0 premium option with HMO-POS network access suited for residents who primarily use Hugh Chatham Memorial Hospital and Davie Medical Center.

  • Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is designed for Yadkin County residents who are dual-eligible for both Medicare and Medicaid, coordinating benefits across local and regional providers.

  • Blue Medicare Rx Enhanced PDP, standalone Prescription Drug Plan, $163.20 per month, provides comprehensive drug coverage for Yadkin County residents who prefer to keep Original Medicare for their medical benefits.


How much does Medicare cost in Yadkin County?

For 2026, Yadkin County residents can choose from Blue Cross NC Medicare Advantage plans ranging from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ to $35.00 per month for the Blue Medicare PPO Enhanced, making it possible for many beneficiaries to access comprehensive coverage at little to no premium cost. The county's median household income of $60,321 means that many Yadkin County residents may fall within income thresholds that qualify them for cost-reduction programs, such as Extra Help for Part D drug costs or Medicare Savings Programs that offset other Medicare expenses. Health Plans of NC agents can review your specific financial situation and help you determine whether you qualify for programs that reduce your overall Medicare cost burden in Yadkin County.

  • Part A: $0 premium for most Yadkin County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.

  • Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.

  • Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.


Which insurance companies offer Medicare plans in Yadkin County for 2026?

Blue Cross NC is the Medicare carrier offering plans to eligible residents in Yadkin County for 2026, with a total of 8 plans available covering a broad range of coverage types. Plan types offered by Blue Cross NC in Yadkin County include Health Maintenance Organization (HMO), Health Maintenance Organization Point-of-Service (HMO-POS), Preferred Provider Organization (PPO), a standalone Prescription Drug Plan (PDP), and a Dual Special Needs Plan (D-SNP) for beneficiaries who qualify for both Medicare and Medicaid. The Blue Cross NC network in Yadkin County connects directly to regional health systems including Atrium Health Wake Forest Baptist, Novant Health, Davie Medical Center, Hugh Chatham Memorial Hospital, and Wake Forest Baptist Health Davie in Bermuda Run, meaning the specific plan a resident selects can determine which hospitals and specialists are available at in-network cost-sharing rates. Choosing the right plan also affects access to outpatient clinics such as Hoots Memorial Hospital in Yadkinville and the Yadkin Valley Community Health Center, both of which serve Medicare patients throughout the county. Health Plans of NC agents compare every available Medicare plan in Yadkin County side by side at no cost to you, helping identify which carrier network best matches your current provider relationships.

  • Blue Cross NC, offers Medicare Advantage HMO, HMO-POS, PPO, D-SNP, and standalone PDP plans, with 8 total plans available in Yadkin County for 2026.


Who qualifies for Medicare financial assistance in Yadkin County?

Yadkin County residents with limited income and assets may qualify for Extra Help, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 per month for eligible beneficiaries. Medicare Savings Programs administered through NC Medicaid can help qualifying Yadkin County residents cover Part B premiums and other cost-sharing amounts, providing meaningful financial relief for those on fixed incomes. With an uninsured rate of 11.9% and a poverty rate of 13.6% in Yadkin County, a significant share of the local population may be eligible for these programs, and many residents may also qualify for the Healthy Blue Medicare D-SNP if they receive both Medicare and Medicaid benefits. Health Plans of NC agents check eligibility for all available assistance programs at no cost and can guide Yadkin County residents through the enrollment process from start to finish.

  • Extra Help (Low Income Subsidy) can reduce Part D prescription drug plan costs significantly for Yadkin County residents who meet income and asset eligibility requirements.

  • Medicare Savings Programs may cover Part B premiums and reduce deductibles or coinsurance for qualifying low-income Medicare beneficiaries in Yadkin County.

  • The Healthy Blue Medicare D-SNP is available in Yadkin County for residents who qualify for both Medicare and Medicaid, providing coordinated dual-eligible coverage at $0 per month.

  • NC Medicaid may provide additional coverage for low-income Yadkin County residents who do not yet qualify for Medicare or who need supplemental assistance alongside their Medicare benefits.

  • Health Plans of NC agents screen Yadkin County residents for all available financial assistance programs at no cost and help complete enrollment paperwork without any obligation to enroll in a specific plan.


Get free Medicare help in Yadkin County

Health Plans of NC licensed agents serve Yadkin County residents at no cost, comparing every available Medicare plan side by side and assisting with enrollment, plan changes, and financial assistance applications throughout the year. Call 800-797-0327 today to speak with a local agent who understands the providers and plans available in Yadkin County.

  • Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment

  • Email [email protected] with questions about Medicare plans available in Yadkin County

  • Find a licensed agent and book directly at healthplansofnc.com/agents

  • No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.


What hospitals are in Yadkin County?

Hospital

Address

Phone

Alleghany Memorial Hospital

233 Doctors St, Sparta, NC 28675

(336) 372-5511

Ashe Memorial Hospital

200 Hospital Ave, Jefferson, NC 28640

(336) 846-7101

Atrium Health Wake Forest Bapt

1 Medical Center Blvd, Winston Salem, NC 27157

(336) 713-4500

Atrium Health Wake Forest Bapt

1 Medical Center Blvd, Winston Salem, NC 27157

(336) 716-2011

Atrium Health Wake Forest Bapt

1370 W D St, North Wilkesboro, NC 28659

(336) 651-8100

Atrium Health Wake Forest Bapt

Medical Center Blvd, Winston Salem, NC 27157

(336) 716-2011

Atrium Health Wake Forrest

250 Hospital Dr, Lexington, NC 27292

(336) 248-5161

Davie Medical Ctr

329 NC Highway 801 N, Bermuda Run, NC 27006

(336) 998-1300

Hugh Chatham Memorial Hospital

180 Parkwood Dr, Elkin, NC 28621

(336) 527-7000

Lifebrite Community Hosp-Stks

1570 NC 8 And 89 Hwy N, Danbury, NC 27016

(336) 593-2831

Northern Regional Hospital

830 Rockford St, Mount Airy, NC 27030

(336) 719-7000

Novant Health Forsyth Med Ctr

3333 Silas Creek Pkwy, Winston Salem, NC 27103

(336) 718-5000

Novant Health Kernersville Med

1750 Kernersville Medical Pkwy, Kernersville, NC 27284

(336) 564-4000

Novant Health Med Park Hosp

1950 S Hawthorne Rd, Winston Salem, NC 27103

(336) 718-0785

Novant Health Rehab Hosp An

2475 Hillcrest Center Cir, Winston Salem, NC 27103

(336) 754-3500

Novant Health Thomasville Med

207 Old Lexington Rd, Thomasville, NC 27360

(336) 472-2000

Old Vineyard Behavioral Health

3637 Old Vineyard Rd, Winston Salem, NC 27104

(336) 794-3550

Stokes Reynolds Meml Hosp Inc

, Danbury, NC 27016

(336) 593-5356

Watauga Medical Ctr

336 Deerfield Rd, Boone, NC 28607

(828) 262-4100


What clinics are in Yadkin County?

Clinic

Address

Phone

Appalachian Regional

194 Doctors Dr, Boone, NC 28607

(828) 386-2663

Appalachian Regional

200 Hospital Ave # 6, Jefferson, NC 28640

(828) 386-2663

Atrium Health Wake Forest Bapt

10 Medical Park Dr # 1, Lexington, NC 27292

(336) 716-9253

Bethany Medical Ctr

1908 Caudle Dr # 100, Mount Airy, NC 27030

(336) 883-0029

Boone Urology Ctr

400 Shadowline Dr # 103-104, Boone, NC 28607

(828) 264-5150

Cone Health Medcenter Krnrsvll

1635 N Carolina Highway 66 S, Kernersville, NC 27284

(336) 992-5100

Cone Health Medcenter Krnrsvll

1635 NC 66 S, Kernersville, NC 27284

(336) 992-5100

Cone Health Outpatient Rehab

1635 N Carolina 66 # 255, Kernersville, NC 27284

(336) 992-4820

Department Of Emergency Med

Medical Center Blvd, Winston Salem, NC 27157

(336) 716-4625

Harmony Center For Women

381 Deerfield Rd, Boone, NC 28607

(828) 268-8970

Hoots Memorial Hospital

, Yadkinville, NC 27055

(336) 679-6728

Lexington Medical Ctr

811 W Main St, Lexington, NC 27293

(803) 936-7203

Lung Center

870 State Farm Rd # 100, Boone, NC 28607

(828) 386-2746

Novant Health Bariatric Sltns

760 Highland Oaks Dr # 200, Winston Salem, NC 27103

(336) 277-4380

Novant Health Ortho-Sports

7138 Village Medical Cir, Clemmons, NC 27012

(336) 893-2400

Sneak-A-Peek

2501 Neudorf Rd, Clemmons, NC 27012

(336) 247-5141

Thomasville Medical Ctr

6233 Denton Rd, Thomasville, NC 27360

(336) 476-2537

Wake Forest Bapt Health Davie

329 N Carolina Highway 801 N, Bermuda Run, NC 27006

(336) 998-1300

Watauga Medical Ctr Outpatient

1200 State Farm Rd, Boone, NC 28607

(828) 262-4153

WFU Baptist Medical Ctr

Medical Center Blvd, Winston Salem, NC 27157

(336) 713-7700

WFU Baptist Medical Ctr

Orthopaedic Surgery, Winston Salem, NC 27157

(336) 716-2093

WFUBMC

1450 Professional Park Dr, Winston Salem, NC 27103

(336) 659-2701

Wilkes Regional Med Ctr Axlry

500 Courthouse Dr, Wilkesboro, NC 28697

(336) 651-8100

Wilkes Regional Medical Ctr

1370 W D St, North Wilkesboro, NC 28659

(336) 651-8100


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Blue Medicare Supplement ℠ from Blue Cross and Blue Shield of North Carolina

Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.

With Blue Medicare Supplement, you’ll enjoy:

• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans

Blue-to-Blue ℠: Flexibility to change

With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle

Guaranteed acceptance

You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina

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If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.

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• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities

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In your community: • Group activities and classes5 offered outside the gym

Always talk with your doctor before starting an exercise program.

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TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.

About Blue Cross NC

Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.

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Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.

Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.

1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group

®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25

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Yadkin County ZIP Codes include: 27011, 27018, 27020, 27055, and 28642

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