Live Worry-Free. Find the Right Medicare Plan in NC. in Moore County
North Carolina
in North Carolina
Moore County, NC residents have access to 8 Medicare plans for 2026, and Health Plans of NC can help compare every option at no cost, with local coverage anchored by FirstHealth Moore Regional Hospital in Pinehurst.
Moore County, NC is home to approximately 25,000 Medicare-eligible residents, representing 24.0% of the county's total population of 102,840, making access to quality Medicare coverage a top priority for the community. The county's healthcare infrastructure is anchored by FirstHealth Moore Regional Hospital in Pinehurst and supported by primary care clinics, urgent care centers, mental health services through Sandhills Center and Moore County Behavioral Health, and long-term care facilities such as Quail Haven Village and The Greens at Pinehurst. Medicare beneficiaries in Moore County can choose from several coverage categories, each with different premium structures, provider network rules, and benefit designs.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $40.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available through Blue Cross NC in Moore County and allow beneficiaries to access care through in-network facilities including FirstHealth Moore Regional Hospital.
Medicare Advantage HMO-POS plans offered in Moore County provide the structure of an HMO with added flexibility to seek some care outside the network, useful for residents who occasionally visit regional centers.
Medicare Advantage PPO plans in Moore County allow beneficiaries to see out-of-network providers such as Cape Fear Valley Medical Center in Fayetteville or Central Carolina Hospital in Sanford at a higher cost-share.
Medicare Supplement (Medigap) plans follow Original Medicare and allow Moore County residents to use any provider nationwide that accepts Medicare, offering broad access to specialists without referral requirements.
Part D Prescription Drug Plans provide standalone drug coverage for Moore County residents on Original Medicare or a Medicare Supplement plan, with benefits usable at local pharmacies including CVS and Walgreens.
Dual Special Needs Plans (D-SNP) are available for Moore County residents who qualify for both Medicare and Medicaid, coordinating benefits across both programs for eligible beneficiaries.
Blue Cross NC offers eight Medicare plans in Moore County for 2026, ranging from $0-premium HMO and HMO-POS options to a PPO plan and a standalone Part D prescription drug plan, giving beneficiaries meaningful choices across network structures and benefit levels. Each plan connects to the local provider network, meaning the plan selected directly affects whether a beneficiary can use FirstHealth Moore Regional Hospital, FirstHealth Family Medicine in Southern Pines, Pinehurst Medical Clinic, or FirstHealth Convenient Care without penalty. Health Plans of NC can review every plan side-by-side with Moore County residents at no cost to help identify the right fit based on preferred providers, prescriptions, and budget.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides hospital and medical coverage through the Blue Cross NC network including FirstHealth Moore Regional Hospital.
Blue Medicare Essential, HMO, $0.00 per month, bundles Parts A and B benefits with an HMO structure requiring use of in-network Moore County providers and referrals for specialists.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility to the HMO structure, allowing some out-of-network access beyond standard HMO boundaries.
Blue Medicare Enhanced, HMO-POS, $40.00 per month, offers an enhanced benefit package with HMO-POS network access to FirstHealth facilities and affiliated Moore County clinics.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Moore County beneficiaries the ability to see both in-network and out-of-network providers such as Cape Fear Valley Medical Center at a higher cost-share.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, provides an additional $0-premium HMO-POS option for Moore County residents seeking flexible in-county and some out-of-network access.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan designed for Moore County residents who are enrolled in both Medicare and Medicaid, coordinating coverage across both programs.
Blue Medicare Rx Enhanced PDP, Prescription Drug Plan, $163.20 per month, is a standalone Part D plan available to Moore County residents on Original Medicare or a Medigap plan, usable at local and national pharmacies.
Medicare Advantage plan premiums in Moore County for 2026 range from $0.00 per month for plans such as Blue Medicare Essential, Blue Medicare Freedom+, and Blue Medicare Medical Only, up to $53.00 per month for the Blue Medicare PPO Enhanced, making low-cost comprehensive coverage accessible for many residents. The standalone Blue Medicare Rx Enhanced PDP carries a monthly premium of $163.20 for those who need drug coverage alongside Original Medicare or a Medigap plan. With a county median household income of $82,837, many Moore County seniors can manage standard Medicare costs, though those with lower incomes may qualify for financial assistance programs that Health Plans of NC can help identify during a no-cost plan review.
Part A: $0 premium for most Moore County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the sole Medicare carrier serving Moore County for 2026, offering a total of 8 Medicare plans across multiple plan types designed to meet the needs of the county's senior population. Plan types available through Blue Cross NC in Moore County include HMO, HMO-POS, PPO, Prescription Drug Plan (PDP), and a Dual Special Needs Plan (D-SNP), giving beneficiaries meaningful variation in network structure, premium level, and benefit design. The Blue Cross NC carrier network in Moore County connects directly to key local health systems and facilities, including FirstHealth Moore Regional Hospital at 155 Memorial Dr in Pinehurst and affiliated clinics such as FirstHealth Family Medicine in Southern Pines and Pinehurst Medical Clinic. Choosing the right plan type is critical because an HMO selection may restrict a beneficiary to in-network Moore County providers, while a PPO option allows access to regional specialists at facilities like Central Carolina Hospital in Sanford or Hoke Hospital in Raeford at a higher cost-share. Health Plans of NC agents compare all 8 Blue Cross NC Medicare plans in Moore County side-by-side at no cost, helping beneficiaries select the option that best matches their preferred providers and care needs.
Blue Cross NC, offering HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with 8 total Medicare plans available in Moore County for 2026.
Moore County residents with limited income and resources may qualify for Extra Help, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 and is available to those who meet federal income and asset thresholds. Medicare Savings Programs can help eligible Moore County beneficiaries have their Part B premium covered by the state of North Carolina, and Moore County residents who qualify for both Medicare and Medicaid may enroll in a Dual Special Needs Plan designed to coordinate benefits across both programs. With an uninsured rate of 7.8% and a poverty rate of 10.0% in Moore County, a meaningful share of the community may be eligible for these programs without realizing it, and Health Plans of NC checks eligibility for every available assistance program at no cost during a plan comparison.
Extra Help (Low Income Subsidy) can reduce or eliminate Part D prescription drug plan premiums and copays for qualifying Moore County residents based on income and asset limits.
Medicare Savings Programs may cover the monthly Part B premium for eligible Moore County beneficiaries, helping seniors stretch fixed incomes further throughout the year.
The Healthy Blue Medicare D-SNP is available for Moore County residents enrolled in both Medicare and Medicaid, coordinating benefits and reducing out-of-pocket costs across both programs.
NC Medicaid may provide additional coverage for low-income Moore County residents who do not yet qualify for Medicare or who need supplemental assistance beyond their Medicare plan.
Health Plans of NC licensed agents screen for all financial assistance programs at no cost to Moore County residents, helping ensure every eligible beneficiary accesses the savings they qualify for before enrolling in a plan.
Health Plans of NC licensed agents serve Moore County residents at no cost and with no sales pressure, comparing every available Medicare plan side-by-side to help with enrollment, plan changes, and financial assistance screening. Call 800-797-0327 today to speak with a local agent who understands the providers, hospitals, and plan options available in Moore County.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Moore County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Atrium Health Anson | 2301 US Highway 74 W, Wadesboro, NC 28170 | (704) 994-4500 |
Betsy Johnson Hospital | 800 Tilghman Dr, Dunn, NC 28334 | (910) 892-1000 |
Cape Fear Valley Medical Ctr | 1638 Owen Dr, Fayetteville, NC 28304 | (910) 615-4000 |
Central Carolina Hospital | 1135 Carthage St, Sanford, NC 27330 | (919) 774-2100 |
Central Harnett Hospital | 215 Brightwater Dr, Lillington, NC 27546 | (910) 892-1000 |
Fayetteville VA Hosp Med Ctr | 2300 Ramsey St, Fayetteville, NC 28301 | (910) 488-2120 |
First Health Montgomery Meml | 520 Allen St, Troy, NC 27371 | (910) 571-5000 |
First Health Moore Regl Hosp-Hk | 6408 Fayetteville Rd, Raeford, NC 28376 | (910) 878-6000 |
First Health Moore Regl Hosp | 155 Memorial Dr, Pinehurst, NC 28374 | (910) 715-1000 |
First HealthMoore Regl Hosp | 925 S Long Dr, Rockingham, NC 28379 | (910) 417-3000 |
Highsmith-Rainey Spec Hosp | 150 Robeson St, Fayetteville, NC 28301 | (910) 615-1000 |
Hoke Hospital | 210 Medical Pavilion Dr, Raeford, NC 28376 | (910) 904-8000 |
Scotland Memorial Hospital | 500 Lauchwood Dr, Laurinburg, NC 28352 | (910) 291-7000 |
Womack Army Medical Ctr | 2817 Reilly St, Fort Bragg, NC 28310 | (910) 907-6000 |
Clinic | Address | Phone |
|---|---|---|
Alamance Ear Nose & Throat LLP | 4030 Oaks Professional Pkwy # 201, Burlington, NC 27215 | (336) 226-0660 |
Alamance Regional Medical Ctr | 1240 Huffman Mill Rd, Burlington, NC 27215 | (336) 538-7000 |
Alamance Regional Pain Clinic | 1236 Huffman Mill Rd # 2000, Burlington, NC 27215 | (336) 538-7180 |
Bethany Medical At North Main | 819 N Main St # 112, High Point, NC 27262 | (336) 289-2299 |
Bethany Medical At South Main | 2805 S Main St, High Point, NC 27263 | (336) 289-2727 |
Bethany Medical Ctr | 3604 Peters Ct, High Point, NC 27265 | (336) 883-0029 |
Bethany Medical Ctr | 3801 W Market St, Greensboro, NC 27407 | (336) 883-0029 |
Bethany Medical Ctr | 507 N Lindsay St, High Point, NC 27262 | (336) 883-0029 |
Central Carolina Health Ntwrk | 1 Centerview Dr # 202, Greensboro, NC 27407 | (336) 292-0665 |
Chapel Hill Obstetrics-Gynclgy | 6216 Fayetteville Rd, Durham, NC 27713 | (919) 942-8571 |
Clinical Choice | 7300 Cessna Dr, Greensboro, NC 27409 | (336) 550-4180 |
Cone Health Covid-19 Testing | 1238 Huffman Mill Rd, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 1830 Lendew St, Greensboro, NC 27408 | (336) 890-1140 |
Cone Health Covid-19 Testing | 2363 Corporation Pkwy, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 525 Maple Ave, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Covid-19 Testing | 617 S Main St, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Ctr For Maternal | 930 3rd St # 200, Greensboro, NC 27405 | (336) 890-3255 |
Cone Health Mebane Physical | 102 Medical Park Dr, Mebane, NC 27302 | (919) 304-5060 |
Cone Health Medcenter Mebane | 3940 Arrowhead Blvd # 110, Mebane, NC 27302 | (919) 568-7300 |
Cone Health Outpatient Rehab | 618 S Main St Inside Annie Pen, Reidsville, NC 27320 | (336) 951-4000 |
Cone Health Sleep Disorders | 509 N Elam Ave # 300-D, Greensboro, NC 27403 | (336) 832-0410 |
Cone Health Women's-Children's | 1121 N Church Street Entrance, Greensboro, NC 27401 | (336) 832-6500 |
Duke Cancer Ctr Acute Care | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 668-6608 |
Duke Cancer Ctr Radiation | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 660-2100 |
Duke Children's Health Ctr | 2301 Erwin Rd # 34ththfloor, Durham, NC 27705 | (919) 613-7777 |
Duke Health | 234 Crooked Creek Pkwy # 500, Durham, NC 27713 | (919) 684-3834 |
Duke Pediatric Dermatology | 5324 Mcfarland Rd # 410, Durham, NC 27707 | (919) 684-3432 |
Duke University Med Ctr Gen | , Durham, NC 27701 | (919) 684-2410 |
Duke University Med Ctr Gen | , Durham, NC 27710 | (919) 681-4722 |
Duke University Med Ctr Gen | PO Box 90950, Durham, NC 27708 | (919) 681-2020 |
Duke Wound Mgmt Clinic-Clinic | 40 Duke Medicine Cir, Durham, NC 27710 | (919) 684-3432 |
Health Center Of Hillsborough | 401 Meadowlands Dr # 101, Hillsborough, NC 27278 | (919) 241-5032 |
Lebauer Healthcare At Green | 709 Green Valley Rd, Greensboro, NC 27408 | (336) 547-1792 |
Lebauer Healthcare Grandover | 4023 Guilford College Rd, Greensboro, NC 27407 | (336) 890-2040 |
Lebauer Primary Care At Elam | 520 N Elam Ave, Greensboro, NC 27403 | (336) 547-1792 |
Renaissance Family Medicine | 2525c Phillips Ave, Greensboro, NC 27405 | (336) 832-7711 |
Sleep Disorders Ctr At | 1248 Huffman Mill Rd # 101, Burlington, NC 27215 | (866) 937-6692 |
UNC At Chapel Hill Medical Ctr | Cb 7010, Chapel Hill, NC 27599 | (919) 966-5136 |
UNC Hospitals Lab Hillsborough | 460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278 | (919) 595-5970 |
UNC Hospitals Multispecialty | 101 Manning Dr # Firstfloor, Chapel Hill, NC 27514 | (984) 974-0150 |
University-NC-Health Care | 100 Sprunt St, Chapel Hill, NC 27517 | (919) 966-5500 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Moore County ZIP Codes include: 27242, 27281, 27325, 27376, 28315, 28327, 28350, 28370, 28373, 28374, 28387, 28388, and 28394
