Find Your Most Affordable Health Insurance Plan in Pamlico County

Why Choose Blue Cross NC for Medicare

We can help with all your Medicare needs including supplemental plans and prescription drug coverage
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See the Doctor You Want

Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.

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Cost Savings

Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.

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The Freedom to Change Plans

There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.

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Wellness Benefits

Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.

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Guaranteed Acceptance by Enrolling Early

Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.

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We Are Local

All of our agents are based in North Carolina and are dedicated to serving the people of this state.

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The A, B, C and D of Medicare

Medicare is a federal program to help people age 65 and older (or under age 65 who are Medicare-eligible) cover health care costs. It includes four types of coverage, labeled Parts A, B, C and D.

Part A – Hospital Insurance

  • Run by the federal government

  • Hospital care

  • Skilled nursing facility care

  • Hospice care

  • Home health services

Part B – Medical Insurance

  • Run by the federal government

  • Doctor visits

  • Preventative services

  • Ambulance services

  • Physical and speech therapy

Medicare Part C – Medicare Advantage

  • Part A benefits, including hospital visits, skilled nursing care and home health care

  • Part B benefits, such as doctor visits, outpatient care, screenings and lab tests

  • Prescription drug coverage (Part D coverage is included in most Medicare Advantage plans)

Medicare Part D – Medicare Prescription Drug Coverage

  • Help pay for prescription drugs including both brand-name and generic medications

  • A list of the drugs (also called a formulary) covered under the plan

  • A network of available pharmacies to choose from and mail order pharmacy services

Which Path is Best For You?

Compare paths 1 & 2 below

Path 1

Original Medicare




À La Carte Coverage


Accepted Nationwide


Enjoy travel & like customization


Path 2

Medicare Advantage


Insurance Company-Managed


Bundled Coverage


Accepted within a Network


Want extra benefits & need a spending cap

Blue Medicare Supplement

Blue Medicare Supplement from Blue Cross and Blue Shield of North Carolina
Blue Medicare Supplement

For North Carolina Beneficiaries Enrolled in Both Medicare Part A and Part B

Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover. Choose from a variety of Blue Medicare Supplement plans to find the plan that best fits your needs and your budget.

With Blue Medicare Supplement, You’ll Enjoy:

  • Coverage for the costs not covered by Original Medicare (Parts A and B)

  • The freedom to see any Medicare-participating provider nationwide

  • Rates as low as $381

  • Flexibility to change plans

  • A healthy aging and exercise program

  • A program for significant savings on hearing aids

Supplement Plans from Blue Cross NC: Discover the Benefit of Blue℠

Blue Medicare Supplement plans provide savings and peace of mind for more than 234,000 North Carolinians across our state.2 As North Carolina’s preferred health insurer,3 people depend on Blue Cross NC's large network of providers and 87 years of experience to provide the knowledge and expertise they need, right in their own backyard.

Blue-to-Blue ℠ : Built-In Flexibility

All Blue Medicare Supplement plans feature the freedom to switch Medicare Supplement plans at specific times throughout the year. If your needs or budget change, simply change plans without having to answer additional health questions.4

Guaranteed Acceptance

You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet the following criteria:

  • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability5

  • You enroll within six months of enrolling in Medicare Part B

  • You are not covered by certain Medicaid programs

  • You are a resident of North Carolina

No Waiting Periods

If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.

Stay Healthy With Silver&Fit ®

Most Blue Medicare Supplement plans include our healthy aging and exercise program, Silver&Fit. Enjoy a low-cost fitness membership at a fitness facility near you, or enroll in the Home Fitness Program and exercise in the comfort of your own home.6

TruHearing Program ®

TruHearing covers one hearing aid per ear per year for a low copay of $699 per TruHearing Advanced hearing aid or $999 per TruHearing Premium hearing aid. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.7

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Pamlico County

in North Carolina


Pamlico County in North Carolina is a perfect choice for seniors looking for a relaxed lifestyle for their retirement. With just over 12,000 residents, over 28% of the community is over 65. The county boasts small-town charm, plenty of activities, a tight-knit community, and access to excellent healthcare. CarolinaEast Medical Center and Vidant Beaufort Hospital are both easily accessible, where seniors can access primary care, surgery, emergency care, and more. In addition, it’s easy to make new friends in this welcoming community.

Minnesott Beach Golf and Country Club is popular with retirees to enjoy a round of golf surrounded by scenic views. The county also boasts several parks, including Brantley Beach Park and Bayview Park, which offer walking trails and lovely picnic areas. The Pamlico County Senior Center also runs various activities and events, including exercise classes, crafts, and educational programs.

Pamlico County (zip codes 28508, 28509, 28510, 28560, and 28571) has several towns to choose from, including Bayboro, Arapahoe, and Oriental. Bayboro is a quiet historic town that’s the county seat. It’s the largest town in the county, home to just over 1,000 people. Arapahoe is an excellent choice for those seeking a relaxed lifestyle with access to the Neuse River to boat or fish. Another waterfront option is Oriental, a charming tiny town with just over 800 locals. It has some beautiful sunsets that seniors will love in a friendly community.

Area Hospitals
  • Carolina East Medical Ctr, 2000 Neuse Blvd, New Bern, NC, 28560, (252) 633-8111

  • Carteret Health Care, 3500 Arendell St, Morehead City, NC, 28557, (252) 499-6000

  • Cherry Hospital, 1401 W Ash St, Goldsboro, NC, 27530, (919) 947-7000

  • ECU Health Beaufort Hosp A, 628 E 12th St, Washington, NC, 27889, (252) 975-4100

  • ECU Health Maynard Children's, 2102 Stantonsburg Rd, Greenville, NC, 27834, (252) 816-3714

  • ECU Health Medical Ctr, 2100 Stantonsburg Rd, Greenville, NC, 27834, (252) 847-4100

  • UNC Lenoir Health Care, 100 Airport Rd, Kinston, NC, 28501, (252) 522-7000

  • Walter B Jones Alcohol & Drug, 2577 W 5th St, Greenville, NC, 27834, (252) 830-3426

  • Wayne MEMORIAL Hospital, 2605 Medical Office Pl, Goldsboro, NC, 27534, (919) 731-6112

  • Wayne UNC Health Care, 2700 Wayne Memorial Dr, Goldsboro, NC, 27534, (919) 736-1110

Area Medical Clinics
  • Abhishek K Mishra MD, 701 Doctors Dr, Kinston, NC, 28501, (252) 559-2200

  • Acupuncture Of Eastern NC, 1425 S Glenburnie Rd # 6, New Bern, NC, 28562, (252) 665-3294

  • Audit-Tel, Greenville, NC, 27858, (252) 353-3331

  • Cape Carteret Family Medicine, 1057d Cedar Point Blvd # D, Cedar Point, NC, 28584, (252) 764-2121

  • Community Care Plan-Eastern, 521 Moye Blvd # C, Greenville, NC, 27834, (252) 816-0830

  • East Carolina Heart Inst, 526 Moye Blvd, Greenville, NC, 27834, (252) 847-5755

  • East Carolina Univ Family Med, 101 Heart Dr, Greenville, NC, 27834, (252) 744-4611

  • East Coast Onsite Medical Care, 505 Greenville Blvd SE, Greenville, NC, 27858, (252) 754-2273

  • Ecu Department-Family Medicine, 101 Heart Dr, Greenville, NC, 27834, (252) 744-2607

  • ECU Health Bover Hospital, 1209 Brown St, Washington, NC, 27889, (252) 975-4308

  • ECU Health Family Medicine-LA, 101 S Carey St, La Grange, NC, 28551, (252) 566-4021

  • ECU Health Gamma Knife Ctr, 2100 Stantonsburg Rd, Greenville, NC, 27834, (252) 847-2611

  • ECU Health Gastroenterology, 521 Moye Blvd # C, Greenville, NC, 27834, (252) 816-0800

  • ECU Health Heart-Vascular Care, 701 Doctors Dr # B, Kinston, NC, 28501, (252) 559-2200

  • ECU Health Sleep Ctr-Grnvll, 4 Doctors Park Medical Dr, Greenville, NC, 27834, (252) 847-7500

  • Goshen Medical Ctr-Fremont, 109 S Sycamore St, Fremont, NC, 27830, (919) 242-4382

  • Goshen Medical Ctr, 2001 Neuse Blvd, New Bern, NC, 28560, (910) 219-1082

  • Goshen Medical Ctr, 325 N Carolina Highway 55, Mount Olive, NC, 28365, (919) 658-5900

  • Healthfirst Medical Ctr Inc, 1201 Carolina Ave, Washington, NC, 27889, (252) 833-0365

  • Lindsey Roberson FNP, 701 Doctors Dr, Kinston, NC, 28501, (252) 559-2200

  • Med Center 1, 1688 E Arlington Blvd, Greenville, NC, 27858, (252) 353-1464

  • Miracles In Sight, 620 Red Banks Rd, Greenville, NC, 27858, (252) 751-0785

  • Snow Hill Medical Ctr, 1106 Kingold Blvd, Snow Hill, NC, 28580, (252) 747-2921

  • UNC Family Medicine At Rswd, 2600 US Highway 70 W, Goldsboro, NC, 27530, (919) 739-4808

  • Vidant Medical Ctr, 3900 E 10th St, Greenville, NC, 27858, (252) 847-4325

  • Vidant Outpatient Rehab, 2310 Stantonsburg Rd, Greenville, NC, 27834, (252) 847-6603

  • Vitality Health & Wellness, 1429 E Fire Tower Rd # 104, Greenville, NC, 27858, (252) 364-2802

  • Westcare Innovative Healthcare, 2710 Beddard Rd, Grimesland, NC, 27837, (252) 754-0920

Medicare Common Questions

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  1. Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your authorized agent to learn more.

  2. 234,000; Blue Cross NC internal data for Medicare Advantage, Medicare Supplement and stand-alone Part D as of October 2020.

  3. Blue Cross NC Brand Tracking Study; Ipsos; July 2020.

  4. Members of plans sponsored by Blue Cross NC will be able to change to other plans available when they purchased their original plan. Certain limits apply.

  5. Guaranteed acceptance is limited to Plan A for those under age 65 who have Medicare due to disability.

  6. Disclaimer: The Silver&Fit program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). The program is not part of a member’s policy or benefits, and is not available on our Plan G-HD. All programs and services are not available in all areas. Please make sure to talk to a doctor before starting or changing an exercise routine. Silver&Fit, Fit at Home and the Silver&Fit logo are trademarks of ASH. Other names or logos may be trademarks of their respective owners. Home kits are subject to change. Not all YMCAs participate in the network. ASH does not offer Blue Cross NC products or services. Not connected with or endorsed by the U.S. government or the federal Medicare program.

  7. Disclaimer: TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross NC products or services. This program may change or be discontinued at any time.


  • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company.

  • Plan A: BMS A, 12/18; Plan G: BMS G, 12/18; Plan G-HD: BMS HDG, 12/18; Plan K: BMS K, 12/18; Plan N: BMS N, 12/18.

  • Agent / Agency is an independent authorized Agent / Agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Agent / Agency. Neither Blue Cross NC nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program.

Caution: Policy benefits are limited to those approved by Medicare for payment.

BLUE CROSS®, BLUE SHIELD®, the Cross and Shield symbols, and service marks are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other trade names are property of their respective owners. Blue Cross NC an independent licensee of the Blue Cross and Blue Shield Association. U4093, 2/21

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact or 1-800-MEDICARE to get information on all of your options.

Pamlico County ZIP Codes include: 28509, 28510, 28515, 28529, 28537, 28552, 28556, 28571, 28583, and 28587

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