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Jones County

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Health Plans of NC helps Jones County, NC residents compare all 8 available Medicare plans for 2026, including options that connect to regional health systems like CarolinaEast Medical Center in New Bern and ECU Health Medical Center in Greenville.


What Medicare options are available in Jones County, NC?

Jones County, NC has a population of approximately 9,245 residents, with around 2,000 individuals representing 23.8% of the county eligible for Medicare coverage in 2026. Medicare-eligible residents in Jones County have access to several coverage types through Blue Cross NC, with regional hospitals including CarolinaEast Medical Center in New Bern and ECU Health Medical Center in Greenville accepting Medicare. Health Plans of NC helps Jones County seniors review every available coverage category to find the best fit for their healthcare needs and preferred local providers.

Plan Name

Type

Monthly Premium

Blue Medicare Medical Only

HMO-POS

$0.00/month

Blue Medicare Essential

HMO

$0.00/month

Blue Medicare Essential Plus

HMO-POS

$0.00/month

Blue Medicare Enhanced

HMO-POS

$47.00/month

Blue Medicare PPO Enhanced

PPO

$53.00/month

Blue Medicare Freedom+

HMO-POS

$0.00/month

Healthy Blue Medicare (D-SNP)

HMO-POS

$0.00/month

Blue Medicare Rx Enhanced PDP

PDP

$163.20/month

  • Medicare Advantage HMO plans are available in Jones County and connect members to in-network providers including ECU Health Medical Center in Greenville for specialist and inpatient care.

  • Medicare Advantage HMO-POS plans offer Jones County residents some flexibility to seek care outside the primary network, which is helpful when accessing facilities like UNC Lenoir Health Care in Kinston.

  • Medicare Advantage PPO plans are available in Jones County and allow members more freedom to visit providers such as CarolinaEast Medical Center in New Bern with or without a referral.

  • Medicare Supplement (Medigap) plans pair with Original Medicare and allow Jones County seniors to visit any Medicare-accepting provider nationwide, including Carteret Health Care in Morehead City.

  • Part D Prescription Drug Plans are available as standalone coverage for Jones County residents enrolled in Original Medicare who need help covering the cost of regular medications.

  • Dual Special Needs Plans (D-SNP) are available for Jones County residents who qualify for both Medicare and Medicaid, providing coordinated benefits through a single Blue Cross NC plan.


What Medicare plans are available in Jones County for 2026?

Blue Cross NC offers 8 Medicare plans for Jones County residents in 2026, spanning HMO, HMO-POS, PPO, D-SNP, and Part D prescription drug plan types, each with a defined network that includes regional health systems accessible to Jones County seniors. Several plans carry $0 monthly premiums while others offer enhanced benefits at a modest premium, giving residents a range of options to match their healthcare usage and budget. Health Plans of NC agents compare all available Blue Cross NC plans side by side so Jones County residents can identify which plan best connects to their preferred hospitals, clinics, and specialists.

  • Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides hospital and medical coverage for Jones County residents using in-network facilities like CarolinaEast Medical Center in New Bern.

  • Blue Medicare Essential, HMO, $0.00 per month, offers Jones County seniors a structured network plan with access to ECU Health Medical Center in Greenville at no additional monthly premium.

  • Blue Medicare Essential Plus, HMO-POS, $0.00 per month, gives Jones County members the HMO-POS flexibility to seek some out-of-network care while maintaining a $0 monthly premium.

  • Blue Medicare Enhanced, HMO-POS, $47.00 per month, provides Jones County residents with enhanced benefits through a network that includes regional providers like UNC Lenoir Health Care in Kinston.

  • Blue Medicare PPO Enhanced, PPO, $53.00 per month, offers Jones County residents broader provider access including out-of-network options at facilities such as Carteret Health Care in Morehead City.

  • Blue Medicare Freedom+, HMO-POS, $0.00 per month, gives Jones County seniors added flexibility within the HMO-POS structure at no additional monthly premium cost.

  • Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is designed for Jones County residents who qualify for both Medicare and Medicaid, coordinating benefits through Blue Cross NC.

  • Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, provides Jones County residents enrolled in Original Medicare with prescription drug coverage at preferred local pharmacies.


How much does Medicare cost in Jones County?

In 2026, Jones County residents can choose from Blue Cross NC Medicare Advantage plans ranging from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ up to $47.00 per month for Blue Medicare Enhanced and $53.00 per month for Blue Medicare PPO Enhanced, making it possible for most budgets to find a workable option. The standalone Blue Medicare Rx Enhanced PDP carries a monthly premium of $163.20 for residents who prefer Original Medicare with separate drug coverage. With a county median household income of $55,659, many Jones County seniors may also qualify for cost-reduction programs that can lower premiums and out-of-pocket expenses, and Health Plans of NC agents can identify those opportunities at no charge.

  • Part A: $0 premium for most Jones County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.

  • Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.

  • Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.


Which insurance companies offer Medicare plans in Jones County for 2026?

Blue Cross NC is the Medicare carrier serving Jones County for 2026, offering a total of 8 plans across multiple plan types designed to meet the varied needs of local seniors. Plan types available through Blue Cross NC in Jones County include Health Maintenance Organization (HMO), HMO-POS, Preferred Provider Organization (PPO), Dual Special Needs Plan (D-SNP), and standalone Prescription Drug Plans (PDP). The Blue Cross NC carrier network connects Jones County residents to major regional health systems including CarolinaEast Medical Center in New Bern, ECU Health Medical Center in Greenville, and UNC Lenoir Health Care in Kinston. The plan type a Jones County resident selects has a direct impact on which specialists and facilities can be accessed at in-network cost levels, making it critical to verify that preferred providers like Carteret Health Care in Morehead City are included before enrolling. Health Plans of NC compares every Blue Cross NC Medicare plan available in Jones County side by side at no cost so residents can make a confident, well-informed enrollment decision.

  • Blue Cross NC, offering HMO, HMO-POS, PPO, D-SNP, and Part D PDP plan types, with 8 total Medicare plans available in Jones County for 2026.


Who qualifies for Medicare financial assistance in Jones County?

Jones County residents with limited income and resources may qualify for the Extra Help program, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 for eligible seniors. Medicare Savings Programs can help qualifying Jones County residents have their Part B premium covered by the state of North Carolina, providing meaningful monthly relief for those on fixed incomes. Jones County residents who qualify for both Medicare and Medicaid may enroll in the Healthy Blue Medicare DSNP plan through Blue Cross NC, which coordinates both programs into a single, streamlined plan. With an uninsured rate of 10.6% and a poverty rate of 21.3% in Jones County, a significant share of residents may be eligible for these programs, and Health Plans of NC agents check eligibility at no cost.

  • Extra Help (Low Income Subsidy) can reduce Part D prescription drug premiums and copayments to near $0 for eligible Jones County residents who meet income and asset limits.

  • Medicare Savings Programs offered through NC Medicaid can pay the Part B monthly premium on behalf of qualifying Jones County seniors, reducing out-of-pocket costs significantly.

  • The Healthy Blue Medicare DSNP plan is available for Jones County residents who qualify for both Medicare and Medicaid, combining benefits into one coordinated Blue Cross NC plan.

  • NC Medicaid may provide additional coverage for low-income Jones County residents who are not yet Medicare-eligible or who need benefits beyond what Medicare covers.

  • Health Plans of NC agents help Jones County residents apply for Extra Help, Medicare Savings Programs, and D-SNP enrollment at no cost and with no sales pressure.


Get free Medicare help in Jones County

Licensed Health Plans of NC agents serve Jones County residents at no cost, comparing every available 2026 Medicare plan side by side and assisting with enrollment, plan changes, and financial assistance applications. Call 800-797-0327 today to speak with a local Medicare expert who understands the healthcare options available to Jones County seniors.

  • Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment

  • Email [email protected] with questions about Medicare plans available in Jones County

  • Find a licensed agent and book directly at healthplansofnc.com/agents

  • No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.


What hospitals are in Jones County?

Hospital

Address

Phone

Carolina East Medical Ctr

2000 Neuse Blvd, New Bern, NC 28560

(252) 633-8111

Carteret Health Care

3500 Arendell St, Morehead City, NC 28557

(252) 499-6000

Cherry Hospital

1401 W Ash St, Goldsboro, NC 27530

(919) 947-7000

ECU Health Beaufort Hosp A

628 E 12th St, Washington, NC 27889

(252) 975-4100

ECU Health Maynard Children's

2102 Stantonsburg Rd, Greenville, NC 27834

(252) 816-3714

ECU Health Medical Ctr

2100 Stantonsburg Rd, Greenville, NC 27834

(252) 847-4100

UNC Lenoir Health Care

100 Airport Rd, Kinston, NC 28501

(252) 522-7000

Walter B Jones Alcohol & Drug

2577 W 5th St, Greenville, NC 27834

(252) 830-3426

Wayne MEMORIAL Hospital

2605 Medical Office Pl, Goldsboro, NC 27534

(919) 731-6112

Wayne UNC Health Care

2700 Wayne Memorial Dr, Goldsboro, NC 27534

(919) 736-1110


What clinics are in Jones County?

Clinic

Address

Phone

Abhishek K Mishra MD

701 Doctors Dr, Kinston, NC 28501

(252) 559-2200

Acupuncture Of Eastern NC

1425 S Glenburnie Rd # 6, New Bern, NC 28562

(252) 665-3294

Audit-Tel

, Greenville, NC 27858

(252) 353-3331

Cape Carteret Family Medicine

1057d Cedar Point Blvd # D, Cedar Point, NC 28584

(252) 764-2121

Community Care Plan-Eastern

521 Moye Blvd # C, Greenville, NC 27834

(252) 816-0830

East Carolina Heart Inst

526 Moye Blvd, Greenville, NC 27834

(252) 847-5755

East Carolina Univ Family Med

101 Heart Dr, Greenville, NC 27834

(252) 744-4611

East Coast Onsite Medical Care

505 Greenville Blvd SE, Greenville, NC 27858

(252) 754-2273

Ecu Department-Family Medicine

101 Heart Dr, Greenville, NC 27834

(252) 744-2607

ECU Health Bover Hospital

1209 Brown St, Washington, NC 27889

(252) 975-4308

ECU Health Family Medicine-LA

101 S Carey St, La Grange, NC 28551

(252) 566-4021

ECU Health Gamma Knife Ctr

2100 Stantonsburg Rd, Greenville, NC 27834

(252) 847-2611

ECU Health Gastroenterology

521 Moye Blvd # C, Greenville, NC 27834

(252) 816-0800

ECU Health Heart-Vascular Care

701 Doctors Dr # B, Kinston, NC 28501

(252) 559-2200

ECU Health Sleep Ctr-Grnvll

4 Doctors Park Medical Dr, Greenville, NC 27834

(252) 847-7500

Goshen Medical Ctr-Fremont

109 S Sycamore St, Fremont, NC 27830

(919) 242-4382

Goshen Medical Ctr

2001 Neuse Blvd, New Bern, NC 28560

(910) 219-1082

Goshen Medical Ctr

325 N Carolina Highway 55, Mount Olive, NC 28365

(919) 658-5900

Healthfirst Medical Ctr Inc

1201 Carolina Ave, Washington, NC 27889

(252) 833-0365

Lindsey Roberson FNP

701 Doctors Dr, Kinston, NC 28501

(252) 559-2200

Med Center 1

1688 E Arlington Blvd, Greenville, NC 27858

(252) 353-1464

Miracles In Sight

620 Red Banks Rd, Greenville, NC 27858

(252) 751-0785

Snow Hill Medical Ctr

1106 Kingold Blvd, Snow Hill, NC 28580

(252) 747-2921

UNC Family Medicine At Rswd

2600 US Highway 70 W, Goldsboro, NC 27530

(919) 739-4808

Vidant Medical Ctr

3900 E 10th St, Greenville, NC 27858

(252) 847-4325

Vidant Outpatient Rehab

2310 Stantonsburg Rd, Greenville, NC 27834

(252) 847-6603

Vitality Health & Wellness

1429 E Fire Tower Rd # 104, Greenville, NC 27858

(252) 364-2802

Westcare Innovative Healthcare

2710 Beddard Rd, Grimesland, NC 27837

(252) 754-0920


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Blue Medicare Supplement

Blue Medicare Supplement from Blue Cross and Blue Shield of North Carolina
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Blue Medicare Supplement ℠ from Blue Cross and Blue Shield of North Carolina

Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.

With Blue Medicare Supplement, you’ll enjoy:

• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans

Blue-to-Blue ℠: Flexibility to change

With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle

Guaranteed acceptance

You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina

No waiting periods

If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.

SilverSneakers®

Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.

In the gym:

• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities

At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more

In your community: • Group activities and classes5 offered outside the gym

Always talk with your doctor before starting an exercise program.

TruHearing® program

TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.

About Blue Cross NC

Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.

Ready to get started? Contact me today to:

• Compare plan benefits • Get a free rate quote

Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.

Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.

1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group

®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25

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Jones County ZIP Codes include: 28522, 28573, and 28585

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