Live Worry-Free. Find the Right Medicare Plan in NC. in Hoke County
North Carolina
Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.
Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.
There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.
Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.
Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.
All of our agents are based in North Carolina and are dedicated to serving the people of this state.
Government-Managed
À La Carte Coverage
Accepted Nationwide
Enjoy travel & like customization
Insurance Company-Managed
Bundled Coverage
Accepted within a Network
Want extra benefits & need a spending cap
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
in North Carolina
Hoke County, North Carolina is home to approximately 6,000 Medicare-eligible residents, representing 11.4% of the county's total population of 53,102. Local providers such as Hoke Hospital in Raeford and nearby First Health Moore Regional Hospital accept Medicare and serve as essential healthcare anchors for older adults across the county. Health Plans of NC helps Hoke County residents compare every available Medicare plan at no cost, connecting them with coverage that works alongside local health systems and carriers like Blue Cross NC.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $40.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue + Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO (Part C): Blue Medicare Essential, Blue Medicare Essential Only, Blue Medicare Medical Only — often $0 premium
Medicare Advantage HMO-POS (Part C): Blue Medicare Enhanced, Blue Medicare Freedom+ — premium varies by county
Medicare Advantage PPO (Part C): Blue Medicare PPO Enhanced — premium varies by county
Medicare Advantage HMO — Blue Medicare Choice: $0 premium (available in select counties)
Medicare Supplement (Medigap): fills Original Medicare gaps, use any provider nationwide
Part D Prescription Drug Plans: Blue Medicare Rx Enhanced PDP — standalone drug coverage
Dual Special Needs Plans (D-SNP): Healthy Blue + Medicare for those on both Medicare and Medicaid
Health Plans of NC compares every Medicare plan available in Hoke County at no cost. Contact us for a free personalized comparison of all plans in your zip code.
Hoke County residents choosing between Medicare Advantage and Medicare Supplement plans face a trade-off between lower monthly premiums with network restrictions versus broader provider flexibility at a higher monthly cost. Medicare Advantage plans through carriers like Blue Cross NC typically require members to use in-network providers, which may include Hoke Hospital and First Health Moore Regional Hospital in Raeford, while Medicare Supplement plans allow beneficiaries to see any Medicare-accepting provider nationwide. For residents who rely on specialists at Cape Fear Valley Medical Center in Fayetteville or other regional facilities, a Medicare Supplement plan may offer more predictable out-of-pocket costs and fewer network barriers.
Medicare Advantage plans offered by Blue Cross NC in Hoke County typically carry lower monthly premiums but require care within a defined provider network.
Hoke Hospital and First Health Moore Regional Hospital in Raeford are key network anchors for Medicare Advantage plans serving Hoke County beneficiaries.
Medicare Supplement plans cover costs that Original Medicare does not, such as copayments, coinsurance, and deductibles, providing more predictable annual healthcare expenses.
Residents who frequently access regional specialists at Cape Fear Valley Medical Center in Fayetteville or Fayetteville VA Hospital may prefer the flexibility of a Medicare Supplement plan.
Medicare Advantage plans often include extra benefits not covered by Original Medicare, such as dental, vision, and hearing coverage, which can add meaningful value for Hoke County seniors.
With a county median income of $60,095, the premium difference between Advantage and Supplement plans can significantly affect a household budget, making side-by-side comparison essential.
Blue Cross NC is the Medicare carrier serving Hoke County residents in 2025, offering a range of plan types including Medicare Advantage HMO and PPO plans as well as standalone Part D prescription drug plans. These plan types differ in how beneficiaries access care, with HMO plans generally requiring referrals and limiting coverage to in-network providers, while PPO plans offer more flexibility to see out-of-network providers at a higher cost. Blue Cross NC plan networks in this region interact directly with local facilities such as Hoke Hospital in Raeford and nearby regional hospitals including First Health Moore Regional Hospital and Cape Fear Valley Medical Center, making network verification an important step before enrolling. The carrier and plan a beneficiary selects can determine whether they have seamless access to local specialists, rehabilitation services at facilities like Whispering Pines Nursing and Rehabilitation Center, or primary care at clinics such as Sandhills Family Practice. Health Plans of NC agents compare every available Medicare plan side by side at no cost, helping Hoke County residents identify which Blue Cross NC plan best aligns with their providers, prescriptions, and budget. With 6,000 Medicare-eligible residents in a county where 11.4% of the population is also uninsured, selecting the right Medicare carrier and plan is especially important for ensuring continuous, affordable access to Hoke County's healthcare network.
Blue Cross NC, offering Medicare Advantage and Part D prescription drug plans to eligible Hoke County residents in 2025
In 2025, most Hoke County Medicare beneficiaries will face a standard Part B premium of $185 per month, with additional costs depending on whether they enroll in a Medicare Advantage, Medicare Supplement, or standalone Part D plan. With a county median household income of $60,095, out-of-pocket costs and monthly premiums can represent a meaningful share of a fixed retirement income, making financial assistance programs such as Extra Help and Medicare Savings Programs valuable resources for eligible residents. Hoke County residents who qualify for low-income subsidy programs may be able to reduce their Part D drug costs to near zero, and Health Plans of NC agents can help identify which programs apply based on individual income and assets.
Part A: $0 premium for most Hoke County residents who paid Medicare taxes for 10 or more years during their working career.
Part B: $185 per month standard premium in 2025, required for most Medicare Advantage and all Medicare Supplement plans in Hoke County.
Medicare Advantage in Hoke County through Blue Cross NC: monthly premiums typically range from $0 to $100 or more beyond the Part B premium, depending on plan benefits.
Medicare Supplement in Hoke County: monthly premiums generally range from $80 to $300 or more, varying by plan letter, age, and tobacco use status.
Part D prescription drug plans: costs vary based on the plan formulary, chosen pharmacy, and whether a beneficiary uses preferred network pharmacies in or near Raeford.
Extra Help and Low Income Subsidy programs: may reduce Part D drug costs to near $0 for Hoke County residents who meet income and asset eligibility thresholds.
Hoke County is home to approximately 6,000 Medicare-eligible residents who rely on local facilities such as Hoke Hospital at 210 Medical Pavilion Dr in Raeford, First Health Moore Regional Hospital at 6408 Fayetteville Rd, and long-term care providers like Whispering Pines Nursing and Rehabilitation Center for their ongoing healthcare needs. Community resources like the Raeford-Hoke Senior Center also play an important role in connecting older adults with health promotion programs, social services, and information about Medicare coverage options. Health Plans of NC agents serve Hoke County at no cost and with no sales pressure, comparing every available Medicare plan from carriers like Blue Cross NC to match each resident with the coverage that best fits their providers, prescriptions, and financial situation. Whether you are enrolling in Medicare for the first time or reviewing your current plan during open enrollment, local expert guidance ensures you never miss benefits or pay more than necessary.
Hospital | Address | Phone |
|---|---|---|
Atrium Health Anson | 2301 US Highway 74 W, Wadesboro, NC 28170 | (704) 994-4500 |
Betsy Johnson Hospital | 800 Tilghman Dr, Dunn, NC 28334 | (910) 892-1000 |
Cape Fear Valley Medical Ctr | 1638 Owen Dr, Fayetteville, NC 28304 | (910) 615-4000 |
Central Carolina Hospital | 1135 Carthage St, Sanford, NC 27330 | (919) 774-2100 |
Central Harnett Hospital | 215 Brightwater Dr, Lillington, NC 27546 | (910) 892-1000 |
Fayetteville VA Hosp Med Ctr | 2300 Ramsey St, Fayetteville, NC 28301 | (910) 488-2120 |
First Health Montgomery Meml | 520 Allen St, Troy, NC 27371 | (910) 571-5000 |
First Health Moore Regl Hosp-Hk | 6408 Fayetteville Rd, Raeford, NC 28376 | (910) 878-6000 |
First Health Moore Regl Hosp | 155 Memorial Dr, Pinehurst, NC 28374 | (910) 715-1000 |
First HealthMoore Regl Hosp | 925 S Long Dr, Rockingham, NC 28379 | (910) 417-3000 |
Highsmith-Rainey Spec Hosp | 150 Robeson St, Fayetteville, NC 28301 | (910) 615-1000 |
Hoke Hospital | 210 Medical Pavilion Dr, Raeford, NC 28376 | (910) 904-8000 |
Scotland Memorial Hospital | 500 Lauchwood Dr, Laurinburg, NC 28352 | (910) 291-7000 |
Womack Army Medical Ctr | 2817 Reilly St, Fort Bragg, NC 28310 | (910) 907-6000 |
Clinic | Address | Phone |
|---|---|---|
Alamance Ear Nose & Throat LLP | 4030 Oaks Professional Pkwy # 201, Burlington, NC 27215 | (336) 226-0660 |
Alamance Regional Medical Ctr | 1240 Huffman Mill Rd, Burlington, NC 27215 | (336) 538-7000 |
Alamance Regional Pain Clinic | 1236 Huffman Mill Rd # 2000, Burlington, NC 27215 | (336) 538-7180 |
Bethany Medical At North Main | 819 N Main St # 112, High Point, NC 27262 | (336) 289-2299 |
Bethany Medical At South Main | 2805 S Main St, High Point, NC 27263 | (336) 289-2727 |
Bethany Medical Ctr | 3604 Peters Ct, High Point, NC 27265 | (336) 883-0029 |
Bethany Medical Ctr | 3801 W Market St, Greensboro, NC 27407 | (336) 883-0029 |
Bethany Medical Ctr | 507 N Lindsay St, High Point, NC 27262 | (336) 883-0029 |
Central Carolina Health Ntwrk | 1 Centerview Dr # 202, Greensboro, NC 27407 | (336) 292-0665 |
Chapel Hill Obstetrics-Gynclgy | 6216 Fayetteville Rd, Durham, NC 27713 | (919) 942-8571 |
Clinical Choice | 7300 Cessna Dr, Greensboro, NC 27409 | (336) 550-4180 |
Cone Health Covid-19 Testing | 1238 Huffman Mill Rd, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 1830 Lendew St, Greensboro, NC 27408 | (336) 890-1140 |
Cone Health Covid-19 Testing | 2363 Corporation Pkwy, Burlington, NC 27215 | (336) 890-1140 |
Cone Health Covid-19 Testing | 525 Maple Ave, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Covid-19 Testing | 617 S Main St, Reidsville, NC 27320 | (336) 890-1140 |
Cone Health Ctr For Maternal | 930 3rd St # 200, Greensboro, NC 27405 | (336) 890-3255 |
Cone Health Mebane Physical | 102 Medical Park Dr, Mebane, NC 27302 | (919) 304-5060 |
Cone Health Medcenter Mebane | 3940 Arrowhead Blvd # 110, Mebane, NC 27302 | (919) 568-7300 |
Cone Health Outpatient Rehab | 618 S Main St Inside Annie Pen, Reidsville, NC 27320 | (336) 951-4000 |
Cone Health Sleep Disorders | 509 N Elam Ave # 300-D, Greensboro, NC 27403 | (336) 832-0410 |
Cone Health Women's-Children's | 1121 N Church Street Entrance, Greensboro, NC 27401 | (336) 832-6500 |
Duke Cancer Ctr Acute Care | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 668-6608 |
Duke Cancer Ctr Radiation | 20 Duke Medicine Cir, Durham, NC 27710 | (919) 660-2100 |
Duke Children's Health Ctr | 2301 Erwin Rd # 34ththfloor, Durham, NC 27705 | (919) 613-7777 |
Duke Health | 234 Crooked Creek Pkwy # 500, Durham, NC 27713 | (919) 684-3834 |
Duke Pediatric Dermatology | 5324 Mcfarland Rd # 410, Durham, NC 27707 | (919) 684-3432 |
Duke University Med Ctr Gen | , Durham, NC 27701 | (919) 684-2410 |
Duke University Med Ctr Gen | , Durham, NC 27710 | (919) 681-4722 |
Duke University Med Ctr Gen | PO Box 90950, Durham, NC 27708 | (919) 681-2020 |
Duke Wound Mgmt Clinic-Clinic | 40 Duke Medicine Cir, Durham, NC 27710 | (919) 684-3432 |
Health Center Of Hillsborough | 401 Meadowlands Dr # 101, Hillsborough, NC 27278 | (919) 241-5032 |
Lebauer Healthcare At Green | 709 Green Valley Rd, Greensboro, NC 27408 | (336) 547-1792 |
Lebauer Healthcare Grandover | 4023 Guilford College Rd, Greensboro, NC 27407 | (336) 890-2040 |
Lebauer Primary Care At Elam | 520 N Elam Ave, Greensboro, NC 27403 | (336) 547-1792 |
Renaissance Family Medicine | 2525c Phillips Ave, Greensboro, NC 27405 | (336) 832-7711 |
Sleep Disorders Ctr At | 1248 Huffman Mill Rd # 101, Burlington, NC 27215 | (866) 937-6692 |
UNC At Chapel Hill Medical Ctr | Cb 7010, Chapel Hill, NC 27599 | (919) 966-5136 |
UNC Hospitals Lab Hillsborough | 460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278 | (919) 595-5970 |
UNC Hospitals Multispecialty | 101 Manning Dr # Firstfloor, Chapel Hill, NC 27514 | (984) 974-0150 |
University-NC-Health Care | 100 Sprunt St, Chapel Hill, NC 27517 | (919) 966-5500 |
Hoke County ZIP Codes include: 28376
