Live Worry-Free. Find the Right Medicare Plan in NC. in Camden County
North Carolina
in North Carolina
Health Plans of NC helps Camden County, NC residents compare every available 2026 Medicare plan at no cost, with access to local care through Sentara Albemarle Medical Center in Elizabeth City and a regional network of ECU Health facilities serving northeastern North Carolina.
Camden County, North Carolina is home to approximately 2,000 Medicare-eligible residents, representing 16.0% of the county's total population of 10,743, reflecting a growing senior community in this northeastern corner of the state. Medicare beneficiaries in Camden County can choose from Medicare Advantage, Medicare Supplement, and Part D prescription drug plans, with Sentara Albemarle Medical Center in Elizabeth City and multiple ECU Health facilities throughout the region accepting Medicare across all major plan types. Whether a Camden County resident prefers the bundled benefits of Medicare Advantage or the nationwide provider flexibility of a Medicare Supplement plan, Health Plans of NC can identify the best-fit coverage at no cost.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $40.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans in Camden County bundle medical and drug coverage into one plan, with access to ECU Health facilities in Edenton, Windsor, and Roanoke Rapids for in-network care.
Medicare Advantage HMO-POS plans offer Camden County residents slightly more flexibility to seek care outside the primary network when needed, including access to Sentara Albemarle Medical Center in Elizabeth City.
Medicare Supplement (Medigap) plans allow Camden County beneficiaries to use any Medicare-accepting provider nationwide, which is valuable for seniors who travel or see specialists at major medical centers outside the region.
Part D Prescription Drug Plans provide standalone drug coverage for Camden County residents enrolled in Original Medicare who need help managing prescription costs at local and regional pharmacies.
Dual Special Needs Plans (D-SNP) are available in Camden County for residents who qualify for both Medicare and Medicaid, combining benefits into one coordinated plan with no monthly premium.
For 2026, Camden County residents have access to seven Medicare plans offered through Blue Cross NC, spanning HMO, HMO-POS, and prescription drug plan formats, along with a Dual Special Needs Plan for those who qualify for both Medicare and Medicaid. Several of these plans carry a $0 monthly premium beyond Part B, making them accessible options for beneficiaries seeking to minimize monthly costs while still accessing regional providers like Sentara Albemarle Medical Center and ECU Health hospitals. Health Plans of NC reviews all seven plans side by side with Camden County residents to identify which plan best matches their specific medications, preferred providers, and budget.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides medical-only coverage with access to in-network providers including Sentara Albemarle Medical Center in Elizabeth City.
Blue Medicare Essential, HMO, $0.00 per month, bundles medical and drug coverage with access to ECU Health facilities in Edenton and Windsor for in-network care.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, offers combined medical and drug benefits with added point-of-service flexibility for Camden County beneficiaries who occasionally need out-of-network access.
Blue Medicare Enhanced, HMO-POS, $40.00 per month, provides an enhanced benefit tier with broader coverage features and in-network access to ECU Health specialty clinics throughout the region.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, gives Camden County residents a no-premium option with point-of-service flexibility, useful for accessing care at Sentara Albemarle Medical Center or regional ECU Health locations.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is designed for Camden County residents enrolled in both Medicare and Medicaid, coordinating benefits through a single plan with no monthly premium.
Blue Medicare Rx Enhanced PDP, standalone Part D prescription drug plan, $163.20 per month, provides drug coverage for Camden County residents in Original Medicare who need comprehensive formulary access at local pharmacies.
Camden County residents choosing a Medicare Advantage plan for 2026 can select from options ranging from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ up to $40.00 per month for Blue Medicare Enhanced, all beyond the standard Part B premium. With a median household income of $87,781 in Camden County, many residents fall above the thresholds for income-based assistance programs, though those who do qualify may see meaningful reductions in their overall Medicare costs through Extra Help or Medicare Savings Programs. Camden County's cost of living running below the national average helps offset out-of-pocket expenses, but choosing the right plan structure remains one of the most important financial decisions a Camden County senior will make in retirement.
Part A: $0 premium for most Camden County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the sole Medicare carrier serving Camden County for 2026, offering a total of seven plans across multiple plan types to meet the varying needs of beneficiaries in this northeastern North Carolina community. Plan types available from Blue Cross NC in Camden County include HMO, HMO-POS, a standalone Part D prescription drug plan, and a Dual Special Needs Plan for residents eligible for both Medicare and Medicaid. The Blue Cross NC provider network in Camden County connects beneficiaries to key regional health systems including Sentara Albemarle Medical Center in Elizabeth City and ECU Health hospitals in Edenton, Windsor, Roanoke Rapids, and surrounding areas. Plan selection directly affects access to specialty facilities such as ECU Health Internal Medicine in Edenton, ECU Health Heart-Vascular Care in Roanoke Rapids, and ECU Health Neurology in Edenton, making a thorough network review essential before enrollment. Health Plans of NC compares every available Blue Cross NC Medicare plan side by side at no cost to Camden County residents, ensuring each beneficiary is matched to the most appropriate option for their health needs and provider preferences.
Blue Cross NC, offering HMO, HMO-POS, Part D prescription drug, and D-SNP plan types, with a total of 7 Medicare plans available in Camden County for 2026.
Camden County residents with limited income or resources may qualify for the Extra Help program, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 per month for eligible beneficiaries. Medicare Savings Programs are available to lower-income Camden County residents and can cover the Part B monthly premium entirely, significantly reducing the overall cost of Medicare coverage throughout the year. Camden County's uninsured rate of 3.0% and poverty rate of 5.0% reflect a relatively stable community, but even residents above the poverty line may qualify for partial assistance based on income and asset thresholds that change annually. Health Plans of NC agents check eligibility for all available financial assistance programs at no cost during every Medicare consultation, ensuring no Camden County resident misses out on savings they are entitled to receive.
Extra Help (Low Income Subsidy) can reduce Part D prescription drug premiums and copays to near $0 for qualifying Camden County Medicare beneficiaries who meet income and asset limits.
Medicare Savings Programs may cover the Part B monthly premium for eligible Camden County residents, providing significant annual savings for those who qualify based on income.
The Healthy Blue Medicare DSNP is available in Camden County for residents enrolled in both Medicare and Medicaid, coordinating all benefits through one plan with comprehensive low-cost coverage.
NC Medicaid may provide additional coverage for low-income Camden County residents who do not yet qualify for Medicare or who need help covering costs not addressed by their Medicare plan.
Health Plans of NC agents screen every Camden County client for Extra Help, Medicare Savings Program, and D-SNP eligibility at no cost and with no obligation to enroll in any plan.
Licensed Health Plans of NC agents serve Camden County residents at no cost, comparing every available 2026 Medicare plan side by side and providing personalized guidance through enrollment, plan changes, and annual reviews. Call 800-797-0327 today to speak with a local agent who knows the Camden County area and can match you to the right plan with no sales pressure and no obligation.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Camden County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
ECU Health Bertie Hospital | 1403 S King St, Windsor, NC 27983 | (252) 794-6600 |
ECU Health Chowan Hospital | 211 Virginia Rd, Edenton, NC 27932 | (252) 482-8451 |
ECU Health Edgecombe Hospital | 111 Hospital Dr, Tarboro, NC 27886 | (252) 641-7700 |
ECU Health North Hospital | 250 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-8011 |
ECU Health Roanoke-Chowan Hosp | 500 Academy St S, Ahoskie, NC 27910 | (252) 209-3000 |
Martin General Hospital | 310 S Mccaskey Rd, Williamston, NC 27892 | (252) 809-6300 |
Outer Banks Hospital | 4800 S Croatan Hwy, Nags Head, NC 27959 | (252) 449-4500 |
Sentara Albemarle Medical Ctr | 1144 N Road St, Elizabeth City, NC 27909 | (252) 335-0531 |
Washington Regional Med Ctr | 958 US Highway 64 E, Plymouth, NC 27962 | (252) 793-4135 |
Clinic | Address | Phone |
|---|---|---|
ECU Health Endocrinology-Ahsk | 226 Academy St S, Ahoskie, NC 27910 | (252) 209-3991 |
ECU Health Family Medicine | 1124 Harvey Point Rd, Hertford, NC 27944 | (252) 426-2946 |
ECU Health Family Medicine | 1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870 | (252) 537-9176 |
ECU Health Heart-Vascular Care | 220 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 537-9268 |
ECU Health Internal Medicine | 104 Mark Dr, Edenton, NC 27932 | (252) 482-5171 |
ECU Health Multispecialty | 113 Virginia Rd, Edenton, NC 27932 | (252) 482-3047 |
ECU Health Neurology-Edenton | 203 Earnhart Dr # B, Edenton, NC 27932 | (252) 482-5868 |
ECU Health Orthopedics-Roanoke | 171 N Carolina 125, Roanoke Rapids, NC 27870 | (252) 537-5631 |
ECU Health Pulmonology-Ahoskie | 222 Academy St S, Ahoskie, NC 27910 | (252) 209-3440 |
ECU Health Sleep Medicine | 240 Smith Church Rd # A, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax Regional Med Ctr Inc | 250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954 | (252) 473-2500 |
Sentara Vascular Specialists | 5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949 | (252) 255-6125 |
Signature Healthcare | 305 E 14th St, Roanoke Rapids, NC 27870 | (252) 537-6181 |
Vidant Sleep Medicine-Roanoke | 240 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Camden County ZIP Codes include: 27921, 27974, and 27976
