Live Worry-Free. Find the Right Medicare Plan in NC. in Onslow County
North Carolina
in North Carolina
Health Plans of NC helps Onslow County residents compare all 7 available Medicare plans for 2026, connecting them with coverage that works alongside local health systems like Onslow Memorial Hospital and Naval Hospital Camp Lejeune.
Onslow County, NC has a population of 208,537 residents, with approximately 20,000 people representing 9.7% of the county currently eligible for Medicare. Coverage options range from Medicare Advantage HMO and HMO-POS plans to standalone Part D prescription drug plans and a Dual Special Needs Plan designed for residents who qualify for both Medicare and Medicaid. Key local health systems including Onslow Memorial Hospital and Naval Hospital Camp Lejeune, along with facilities such as Brynn Marr Hospital, Coastal Carolina Health Care, and ECU Health Heart-Vascular Care in Jacksonville, participate in Medicare plan networks serving the county.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $40.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO: bundles hospital, medical, and often drug coverage into a single plan with access to Onslow Memorial Hospital and primary care providers in Jacksonville.
Medicare Advantage HMO-POS: offers the structure of an HMO with added flexibility to seek some out-of-network care, connecting Onslow County residents to providers like ECU Health Heart-Vascular Care.
Medicare Supplement (Medigap): works alongside Original Medicare to cover copays and deductibles, allowing residents to visit any Medicare-accepting provider including specialists at New Hanover Regional Medical Center in Wilmington.
Part D Prescription Drug Plans: standalone drug coverage that can be paired with Original Medicare or a Medigap policy, accepted at local pharmacies including Walgreens and Realo Discount Drugs in Jacksonville.
Dual Special Needs Plan (D-SNP): designed for Onslow County residents who are enrolled in both Medicare and Medicaid, coordinating benefits across local health and long-term care providers.
Blue Cross NC offers 7 Medicare plans in Onslow County for 2026, including five Medicare Advantage HMO and HMO-POS options, one Dual Special Needs Plan, and one standalone Part D prescription drug plan. Each plan connects Onslow County residents to a network that includes local facilities such as Onslow Memorial Hospital, Brynn Marr Hospital, Goshen Medical Center, and primary care practices like Onslow Primary Care and Coastal Carolina Health Care. Residents should confirm that their preferred providers, including specialists at ECU Health Heart-Vascular Care or long-term care facilities like Premier Nursing and Rehabilitation Center, are included in the network of the plan they select.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides medical-only coverage with access to Onslow Memorial Hospital and local primary care providers in the Jacksonville area.
Blue Medicare Essential, HMO, $0.00 per month, bundles hospital and medical coverage in a structured network that includes Brynn Marr Hospital and Coastal Carolina Health Care.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility to the Essential plan structure for Onslow County residents who may occasionally need care outside the primary network.
Blue Medicare Enhanced, HMO-POS, $40.00 per month, offers an elevated benefit tier with HMO-POS flexibility for residents seeking additional coverage options within the Blue Cross NC network in Onslow County.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, combines a $0 premium with HMO-POS access, allowing Onslow County residents to use providers like ECU Health Heart-Vascular Care and Naval Hospital Camp Lejeune.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan for Onslow County residents enrolled in both Medicare and Medicaid, coordinating benefits across local health systems and long-term care providers.
Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, provides prescription drug coverage accepted at pharmacies including Walgreens and Realo Discount Drugs throughout the Jacksonville area.
For 2026, five of the seven Medicare Advantage plans available in Onslow County carry a $0 monthly premium above the standard Part B premium, with Blue Medicare Enhanced available at $40.00 per month and the Blue Medicare Rx Enhanced PDP standalone drug plan priced at $163.20 per month. With a county median household income of $64,568, many Onslow County residents may be within range of programs that reduce Medicare cost-sharing, particularly for prescription drug coverage under Part D. Health Plans of NC agents can help residents evaluate total out-of-pocket costs across all available plans, including copays, deductibles, and formulary differences, to identify the most affordable option for their specific health needs and prescriptions.
Part A: $0 premium for most Onslow County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Onslow County for 2026, offering a total of 7 plans across multiple plan types to meet the diverse needs of local Medicare beneficiaries. Plan types available through Blue Cross NC in Onslow County include Medicare Advantage HMO, Medicare Advantage HMO-POS, a Dual Special Needs Plan, and a standalone Part D prescription drug plan. The Blue Cross NC network in Onslow County connects residents to key local facilities including Onslow Memorial Hospital, Brynn Marr Hospital, Goshen Medical Center, Naval Hospital Camp Lejeune, and specialty providers such as ECU Health Heart-Vascular Care in Jacksonville. The plan a resident selects directly determines which hospitals, primary care offices, and specialists they can access without incurring additional out-of-pocket costs, making network verification essential for those who rely on facilities like Premier Nursing and Rehabilitation Center or mental health services at Brynn Marr Hospital. Health Plans of NC compares every available Medicare plan in Onslow County side-by-side at no cost, helping residents find the plan whose network aligns with the providers and facilities they already trust.
Blue Cross NC: Medicare Advantage HMO, Medicare Advantage HMO-POS, Dual Special Needs Plan (D-SNP), and Part D Prescription Drug Plan, 7 plans total available in Onslow County for 2026.
Onslow County residents with limited income may qualify for Extra Help, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 and is available to those who meet federal income and resource thresholds. Medicare Savings Programs, administered through NC Medicaid, can cover the standard Part B premium for qualifying residents, significantly lowering monthly Medicare expenses for those who are eligible. With Onslow County's uninsured rate at 10.1% and a poverty rate of 11.7%, a meaningful share of residents may qualify for the Healthy Blue Medicare DSNP, a Dual Special Needs Plan for those enrolled in both Medicare and Medicaid that coordinates benefits across local health systems. Health Plans of NC agents check eligibility for all financial assistance programs at no cost and can guide Onslow County residents through the application process for any program they qualify for.
Extra Help and the Low Income Subsidy can reduce Part D prescription drug premiums and cost-sharing significantly for eligible Onslow County residents who meet income and resource limits.
Medicare Savings Programs through NC Medicaid can cover Part B premium costs for qualifying low-income Onslow County residents, reducing their monthly Medicare expenses.
The Healthy Blue Medicare DSNP is available to Onslow County residents who are enrolled in both Medicare and Medicaid, coordinating benefits across medical, behavioral health, and long-term care services.
NC Medicaid may provide additional coverage for Onslow County residents who meet income thresholds, working alongside Medicare to minimize out-of-pocket costs for eligible beneficiaries.
Health Plans of NC licensed agents check eligibility for Extra Help, Medicare Savings Programs, and D-SNP enrollment at no cost to Onslow County residents and assist with the full application process.
Health Plans of NC licensed agents serve Onslow County residents at no cost, comparing all 7 available Medicare plans side-by-side to match each person with the right coverage based on their providers, prescriptions, and budget. Call 800-797-0327 to speak with a local agent who can help with plan selection, enrollment, and annual plan changes with no obligation.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Onslow County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Brynn Marr Hospital | 192 Village Dr, Jacksonville, NC 28546 | (910) 577-1400 |
Cape Fear Vly Bladen County | 501 S Poplar St, Elizabethtown, NC 28337 | (910) 862-5100 |
Columbus Regional Healthcare | 500 Jefferson St, Whiteville, NC 28472 | (910) 642-8011 |
Dosher Memorial Hospital | 924 N Howe St, Southport, NC 28461 | (910) 457-3800 |
ECU Health Duplin Hospital | 401 N Main St, Kenansville, NC 28349 | (910) 296-0941 |
Naval Medical Ctr Camp Lejeune | 100 Brewster Blvd, Camp Lejeune, NC 28547 | (910) 450-4357 |
New Hanover Regional Med Ctr | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7000 |
New Hanover Regl Med Ctr-Rehab | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7835 |
NHRMC Betty H Cameron Women's | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7360 |
Novant Health Brunswick Med | 240 Hospital Dr NE, Bolivia, NC 28422 | (910) 721-1000 |
Novant Health New Hanover | 5301 Wrightsville Ave, Wilmington, NC 28403 | (910) 667-8100 |
Onslow Memorial Hospital | 317 Western Blvd, Jacksonville, NC 28546 | (910) 577-2345 |
Pender Memorial Hospital | 507 E Fremont St, Burgaw, NC 28425 | (910) 259-5451 |
Sampson Regional Medical Ctr | 607 Beaman St, Clinton, NC 28328 | (910) 592-8511 |
Southeastern Regional Med Ctr | 300 W 27th St, Lumberton, NC 28358 | (910) 671-5000 |
UNC Health Southeastern | 4300 Fayetteville Rd, Lumberton, NC 28358 | (910) 608-3078 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Onslow County ZIP Codes include: 28445, 28454, 28460, 28539, 28540, 28541, 28542, 28543, 28544, 28545, 28546, 28547, 28555, 28574, and 28582
