Healthcare News & Stories

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Medicare, Blue Cross NC

The Rise of Enrollment in Medicare Advantage Plans

Medicare Advantage continues to grow in popularity with Medicare beneficiaries. Data released in January 2023 by the Centers for Medicare and Medicaid Services shows Medicare Advantage provides coverage for just over half of all Medicare-eligible beneficiaries. So out of almost 60 million people enrolled in Medicare Part A and Medicare Part B, just over 30 million are enrolled in a private plan.
HealthPlans of NC

Health Plans of NC

Health Insurance agent team
Individual/Family, Medicare, Short Term, Group, Health

The Benefits of Choosing Your Health Insurance Agent

At Health Plans of NC, our experienced and professional team of locally based health insurance agents are here to help you. We've recently launched a new website to make it even easier for anyone living in North Carolina to access the best health insurance plan.  You can request a quote online in seconds simply by providing your zip code. It's a great way to get a quote fast, and we'll assign you to one of our knowledgeable North Carolina agents here to help you find the right plan for your health needs and budget. But if you want more control over your chosen agent, we recommend you look at our new 'Find an Agent' feature. This tool gives you the power to choose which insurance broker you use. 
HealthPlans of NC

Health Plans of NC by Kelly Quinn

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What Type of AARP Medical Plan Is Right For You?

AARP is a non-profit organization that aims to assist and advocate for individuals over 50 on issues relating to health security and financial stability. For qualifying individuals, it is helpful to stay informed on the different coverage plans available. By doing so, they can find a plan that is affordable and provides proper benefits.
What Are The Available Medical Plans For Members?
There are different insurance plans AARP members can enroll in. Each plan may have varying eligibility requirements.
HealthPlans of NC


How To Apply For Medicare?

What Else Should I Consider When I Apply For Medicare?
To start, you will only need to apply for Medicare once. This is done through the Social Security Administration. You can stay with Original Medicare or enroll in a Medicare Advantage plan.
Medicare Advantage plans have an out-of-pocket limit. This means that after paying a set amount, Medicare will fully cover all eligible medical expenses. 
HealthPlans of NC

A young woman of Indian ethnicity smiles while discussing her health concerns with her doctor. The doctor has her back towards the camera and is wearing a white scrub shirt.

Do I Need Supplemental Insurance With Medicare?

While it is essential to have comprehensive health insurance, fees can be concerning. Monthly premiums, copays, and coinsurance can all add up. However, for Medicare members, there are potential solutions to lessen high pocket costs.
Medicare Supplement plans, also known as Medigap, can be an effective method to cover costly medical expenses. With proper information, you can better understand what the supplemental is and the benefits it can have. In this article, we will discuss everything you need to know about Medigap, and answer the question “Do I really need supplemental insurance with Medicare?:
What is Medicare Supplemental Insurance (Medigap)?
HealthPlans of NC

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What You Need to Know About Self-Employed Health Insurance in 2023

Financial Considerations When Getting Self-Employed Health Insurance
If you are or are considering becoming self-employed, it is important to understand the ramification it may have on your health insurance. You may no longer receive coverage under your employer’s insurance plan. Therefore, it is essential to consider your financial situation and choose a health insurance plan that is affordable.
What Are Available Options for Self-Employed Health Insurance?
HealthPlans of NC

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What Are The Dates For Open Enrollment & Special Enrollment Periods 2023?

The Open Enrollment Period for 2023 plans has ended. However, certain individuals may qualify for the Special Enrollment Period.
To be eligible, you must have experienced a significant life change. Typically, you will need to apply 60 days before or after the event.
In addition, if you qualify for Medicaid or CHIP (Children’s Health Insurance Program), you may apply at any time.
HealthPlans of NC

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When Can I Change My Health Insurance Agent? - Guide and Tips

A health insurance agent can help you acquire health plans that meet your needs. A good agent is licensed and knowledgeable about health coverage in your area. Unfortunately, some agents are more knowledgeable and personable than others. When people choose an insurance professional that doesn’t meet their needs, they often wonder, “Can I change my health insurance agent?”
Changing your agent is simple, but timing is crucial. This article is meant to guide you through the process and answer your questions. There are currently 881,500 licensed agencies and brokers working in the US. In addition, as of 2021, totals show 911,400 life and health insurance agents and 628,600 property/casualty insurance agents. Viable options are available for those seeking a new agent.
Can I change my health insurance company before renewal? Can I switch health insurance with no waiting period? And, should I buy health insurance through an agent or online? Can I change my health insurance agent without being penalized? Let’s address these questions and more in this article.
HealthPlans of NC

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Can Agents Help You Find the Best Health Insurance?

Having quality health coverage is essential. Unfortunately, it can be difficult to find an affordable health plan that gives you all the coverage you need. With so many plans available, finding the right one takes time, diligence, and dedication. While it’s possible to find good health insurance by yourself, many people ask themselves, “Can I use an agent to find health insurance?” 
A licensed health insurance agent works directly with insurance companies to find the ideal health insurance plan. They are committed to selecting a health plan that fits your financial availability, offering assistance towards qualifying for a premium tax credit if needed.
Get a quote and find your most affordable North Carolina health insurance plan today.
HealthPlans of NC

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Health Insurance Agents: What Do They Do?

It can be time-consuming and stressful to find health insurance plans that meet all your needs. Finding an insurance company that offers plans that fit your budget can also be difficult. Health insurance agents can assist you in this process. But what does a health insurance agent do?
Health insurance agents are licensed professionals who know the similarities and differences between different insurance plans. They are well-versed in specific health insurance plans and often work directly for insurance companies. Using an insurance professional can save you time, money, and unnecessary stress.
This article is meant to educate potential clients about what agents do and how they can help you find the perfect health plan. Visit our website to get a quote and learn more about our agents.
HealthPlans of NC

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How To Find Health Insurance Agents: A Complete Guide

Finding affordable health insurance that fits your needs can be difficult. With so many options available, finding the right health plan is a daunting task. Most people struggle to discover the perfect plan by themselves, not realizing there are health insurance agents who can help. So, how do I find a health insurance agent?
At Health Plans of NC, we are ready to help you find the health plan that suits your needs. When it comes to health insurance plans, it can be difficult to understand the fine print. A qualified health insurance agent can walk you through the process so you don’t have to do it all on your own.
Finding the right health insurance plan starts with finding the right health insurance agent. This article focuses on what licensed agents do and where to find the right one for you.
HealthPlans of NC

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What Is Non-Medicare Insurance? Complete Guide

Living without health insurance can leave you financially vulnerable to sudden illness or injury. Many individuals with health insurance coverage may feel that their plans don’t fulfill all of their needs.
If this is the case, there are several different options available, and Non-Medicare is one of the most widely used. But what is Non-Medicare insurance? And do you benefit from choosing it?
This article will offer a comprehensive understanding of what Non Medicare insurance is and how it differs from other types of insurance plans.
HealthPlans of NC

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What Questions To Ask Health Insurance Agents Before Getting A Plan?

Finding the right health insurance plan is no easy task. With so many options available, many people feel overwhelmed and settle for a health plan that doesn’t fully meet their needs. Working with a licensed insurance agent can make the process less stressful and give you better results. You may be wondering what questions to ask a health insurance agent.  
Before selecting a health insurance policy, talk to your agent about what questions to ask health insurance companies. Take the time to learn from your agent and get educated on all the health insurance plans available. Insurance agents are a valuable resource because they work directly for the health insurance company.
This article is meant to offer questions to ask when getting health insurance. We’ll cover topics such as insurance types, costs, and claims. Asking the right questions can give you a fuller picture of all your options so you can make the best decision possible.
HealthPlans of NC

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What Is a Group Health Plan: Ultimate Guide

For many employees in the United States, they receive their health insurance through a group health plan. This type of plan can also be beneficial for small business owners and self-employed individuals. But what is a group health plan, and what are the benefits associated with it?
As with any form of health plan, the cost can be a concern. However, with proper information and understanding, you can know which type of plan works best for you. The experienced team of licensed insurance agents at Health Plans of NC can assist you during this process.
Understanding How Group Health Plans Work
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What Is Individual Health Insurance?: A Complete Guide

When it comes to overall health and well-being, an individual health insurance plan may be the right option for you. While it may seem expensive with potential out-of-pocket costs, it is worth having. With a proper health insurance plan, you can rest assured, as you will be covered for a variety of services and procedures. But what is individual health insurance, and what does it cover?
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
HealthPlans of NC

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Medicare vs. Private Insurance: Detailed Comparison Guide

An Individual’s health should be one of their top priorities in life. Trying to find the correct medical insurance, though, can feel tricky and confusing. For many, the options are Medicare vs private health insurance. It is important to understand and compare the two. With the right information, you will be able to make a proper decision on what is best for you.
Medicare vs. Private Insurance: Comparison Overview
Medicare is a health insurance program established by the federal government. 
HealthPlans of NC


How Much Is Individual Health Insurance? A Complete Guide

There are several options you must consider when choosing a health insurance plan. Many people receive coverage through their workplace. On the other hand, for the elderly or retired, Medicare (a public health program created by the federal government) might be the most suitable. However, there are also individual plans available from health insurance companies. But, how much is individual health insurance, and what does it cover?
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
HealthPlans of NC

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How Much Is Health Insurance for Different Family Sizes?

Having a family is a big responsibility. The health and security of your loved ones should be your top priority. It’s necessary to ensure that you and your family receive the best coverage at an affordable price. But, how much is health insurance for different family sizes? What are the things you need to know?
We understand the difficulties of finding the right health insurance. Considering all the costs and different coverage options can be quite stressful. Choosing the appropriate coverage is an important decision. 
Health Plans of NC offers a wide range of health plans so you and your loved ones can find the coverage you deserve. We encourage you to learn more about the average cost of family health plans and how you can afford the best health plan available. Our experienced team of agents can give you the knowledge you need to feel confident in the insurance company, and coverage, you choose.
HealthPlans of NC


How Does Dental Insurance Work? A Complete Guide

Separate from health insurance, dental Insurance is a type of medical insurance that covers procedures and services regarding your teeth and gums. It is important to understand what a dental insurance plan is and how it works. By doing so, you will be well-informed about what is best for you and your family.
What is Dental Insurance and How Does It Work?
Dental insurance helps you pay for certain procedures. This could include cleanings, exams, and X-rays. Depending on your plan, you may be able to have more expensive procedures such as root canals or endodontics covered. Most times, individuals will receive their dental insurance through their employer. However, in instances of unemployment or where an employer does not support dental insurance, you can buy individual or family dental insurance plans directly from insurance companies. 
HealthPlans of NC

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Health, Dental

Why It’s Essential to Look After Your Dental Health

Dental health can impact your overall health. Over 100 diseases can appear in your mouth, making regular check-ups essential. Your family dentist can not only help you maintain good oral health but also help prevent serious health complications. Organizing the right level of dental insurance can allow you to access the ongoing dental care you need for you and your family to stay healthy.
HealthPlans of NC

Health Plans of North Carolina, Kelly Quinn

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Short Term, Health, Affordable Care Act, Individual/Family

Child Only Health Insurance Coverage Options

As a parent, the right health insurance can provide peace of mind if your child becomes ill, experiences an injury, or requires urgent medical attention. Our agents at Health Plans of NC regularly help families find the right health insurance for their entire family, including recommendations for child-only health insurance.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Individual/Family, Affordable Care Act

What Are The Benefits Of Working With A Health Insurance Agent?

When finding the right health insurance for you and your family, there are many benefits of using a health insurance agent or broker.
HealthPlans of NC

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Individual/Family, Affordable Care Act, Medicare

Why Google Reviews Can Help You Find The Right Health Insurance

Did you know that over 50% of online shoppers in the US find customer reviews helpful when searching for products or services online? Using reviews in this way can apply to a range of products and services, with more and more Americans turning to various review sites, including Google, to help make purchase decisions.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

A young woman of Indian ethnicity smiles while discussing her health concerns with her doctor. The doctor has her back towards the camera and is wearing a white scrub shirt.

How To Find The Right Health Insurance In Your 20s

If you're about to turn 26, or you've just secured a job that offers health benefits, it's time to consider the right health insurance coverage to meet your needs.  For many 20-somethings, making important decisions about health care when you've never had to worry about health insurance can be confusing. It’s also not necessarily a top priority. But securing the right level of coverage can help protect you, potentially saving you thousands in the long run. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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