Healthcare News & Stories

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Health

Can Agents Help You Find the Best Health Insurance?

Having quality health coverage is essential. Unfortunately, it can be difficult to find an affordable health plan that gives you all the coverage you need. With so many plans available, finding the right one takes time, diligence, and dedication. While it’s possible to find good health insurance by yourself, many people ask themselves, “Can I use an agent to find health insurance?” 
A licensed health insurance agent works directly with insurance companies to find the ideal health insurance plan. They are committed to selecting a health plan that fits your financial availability, offering assistance towards qualifying for a premium tax credit if needed.
Get a quote and find your most affordable North Carolina health insurance plan today.
HealthPlans of NC

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Health

Health Insurance Agents: What Do They Do?

It can be time-consuming and stressful to find health insurance plans that meet all your needs. Finding an insurance company that offers plans that fit your budget can also be difficult. Health insurance agents can assist you in this process. But what does a health insurance agent do?
Health insurance agents are licensed professionals who know the similarities and differences between different insurance plans. They are well-versed in specific health insurance plans and often work directly for insurance companies. Using an insurance professional can save you time, money, and unnecessary stress.
This article is meant to educate potential clients about what agents do and how they can help you find the perfect health plan. Visit our website to get a quote and learn more about our agents.
HealthPlans of NC

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Health

How To Find Health Insurance Agents: A Complete Guide

Finding affordable health insurance that fits your needs can be difficult. With so many options available, finding the right health plan is a daunting task. Most people struggle to discover the perfect plan by themselves, not realizing there are health insurance agents who can help. So, how do I find a health insurance agent?
At Health Plans of NC, we are ready to help you find the health plan that suits your needs. When it comes to health insurance plans, it can be difficult to understand the fine print. A qualified health insurance agent can walk you through the process so you don’t have to do it all on your own.
Finding the right health insurance plan starts with finding the right health insurance agent. This article focuses on what licensed agents do and where to find the right one for you.
HealthPlans of NC

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Health

What Is Non-Medicare Insurance? Complete Guide

Living without health insurance can leave you financially vulnerable to sudden illness or injury. Many individuals with health insurance coverage may feel that their plans don’t fulfill all of their needs.
If this is the case, there are several different options available, and Non-Medicare is one of the most widely used. But what is Non-Medicare insurance? And do you benefit from choosing it?
This article will offer a comprehensive understanding of what Non Medicare insurance is and how it differs from other types of insurance plans.
HealthPlans of NC

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Health

What Questions To Ask Health Insurance Agents Before Getting A Plan?

Finding the right health insurance plan is no easy task. With so many options available, many people feel overwhelmed and settle for a health plan that doesn’t fully meet their needs. Working with a licensed insurance agent can make the process less stressful and give you better results. You may be wondering what questions to ask a health insurance agent.  
Before selecting a health insurance policy, talk to your agent about what questions to ask health insurance companies. Take the time to learn from your agent and get educated on all the health insurance plans available. Insurance agents are a valuable resource because they work directly for the health insurance company.
This article is meant to offer questions to ask when getting health insurance. We’ll cover topics such as insurance types, costs, and claims. Asking the right questions can give you a fuller picture of all your options so you can make the best decision possible.
HealthPlans of NC

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Group

What Is a Group Health Plan: Ultimate Guide

For many employees in the United States, they receive their health insurance through a group health plan. This type of plan can also be beneficial for small business owners and self-employed individuals. But what is a group health plan, and what are the benefits associated with it?
As with any form of health plan, the cost can be a concern. However, with proper information and understanding, you can know which type of plan works best for you. The experienced team of licensed insurance agents at Health Plans of NC can assist you during this process.
Understanding How Group Health Plans Work
HealthPlans of NC

Health

What Is Individual Health Insurance?: A Complete Guide

When it comes to overall health and well-being, an individual health insurance plan may be the right option for you. While it may seem expensive with potential out-of-pocket costs, it is worth having. With a proper health insurance plan, you can rest assured, as you will be covered for a variety of services and procedures. But what is individual health insurance, and what does it cover?
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
HealthPlans of NC

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Medicare

Medicare vs. Private Insurance: Detailed Comparison Guide

An Individual’s health should be one of their top priorities in life. Trying to find the correct medical insurance, though, can feel tricky and confusing. For many, the options are Medicare vs private health insurance. It is important to understand and compare the two. With the right information, you will be able to make a proper decision on what is best for you.
Medicare vs. Private Insurance: Comparison Overview
Medicare is a health insurance program established by the federal government. 
HealthPlans of NC

Health

How Much Is Individual Health Insurance? A Complete Guide

There are several options you must consider when choosing a health insurance plan. Many people receive coverage through their workplace. On the other hand, for the elderly or retired, Medicare (a public health program created by the federal government) might be the most suitable. However, there are also individual plans available from health insurance companies. But, how much is individual health insurance, and what does it cover?
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
HealthPlans of NC

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Health

How Much Is Health Insurance for Different Family Sizes?

Having a family is a big responsibility. The health and security of your loved ones should be your top priority. It’s necessary to ensure that you and your family receive the best coverage at an affordable price. But, how much is health insurance for different family sizes? What are the things you need to know?
We understand the difficulties of finding the right health insurance. Considering all the costs and different coverage options can be quite stressful. Choosing the appropriate coverage is an important decision. 
Health Plans of NC offers a wide range of health plans so you and your loved ones can find the coverage you deserve. We encourage you to learn more about the average cost of family health plans and how you can afford the best health plan available. Our experienced team of agents can give you the knowledge you need to feel confident in the insurance company, and coverage, you choose.
HealthPlans of NC

Dental

How Does Dental Insurance Work? A Complete Guide

Separate from health insurance, dental Insurance is a type of medical insurance that covers procedures and services regarding your teeth and gums. It is important to understand what a dental insurance plan is and how it works. By doing so, you will be well-informed about what is best for you and your family.
What is Dental Insurance and How Does It Work?
Dental insurance helps you pay for certain procedures. This could include cleanings, exams, and X-rays. Depending on your plan, you may be able to have more expensive procedures such as root canals or endodontics covered. Most times, individuals will receive their dental insurance through their employer. However, in instances of unemployment or where an employer does not support dental insurance, you can buy individual or family dental insurance plans directly from insurance companies. 
HealthPlans of NC

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Health, Dental

Why It’s Essential to Look After Your Dental Health

Dental health can impact your overall health. Over 100 diseases can appear in your mouth, making regular check-ups essential. Your family dentist can not only help you maintain good oral health but also help prevent serious health complications. Organizing the right level of dental insurance can allow you to access the ongoing dental care you need for you and your family to stay healthy.
HealthPlans of NC

Health Plans of North Carolina, Kelly Quinn

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Short Term, Health, Affordable Care Act, Individual/Family

Child Only Health Insurance Coverage Options

As a parent, the right health insurance can provide peace of mind if your child becomes ill, experiences an injury, or requires urgent medical attention. Our agents at Health Plans of NC regularly help families find the right health insurance for their entire family, including recommendations for child-only health insurance.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Individual/Family, Affordable Care Act

What Are The Benefits Of Working With A Health Insurance Agent?

When finding the right health insurance for you and your family, there are many benefits of using a health insurance agent or broker.
HealthPlans of NC

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Individual/Family

How To Find The Right Health Insurance In Your 20s

If you're about to turn 26, or you've just secured a job that offers health benefits, it's time to consider the right health insurance coverage to meet your needs.  For many 20-somethings, making important decisions about health care when you've never had to worry about health insurance can be confusing. It’s also not necessarily a top priority. But securing the right level of coverage can help protect you, potentially saving you thousands in the long run. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Individual/Family, Affordable Care Act

What Is The Health Insurance Marketplace Circle Of Champions?

The Marketplace Circle of Champions is a yearly program that recognizes all Marketplace-registered brokers and agents' work, service and expertise. These brokers partner with the Centers for Medicare & Medicaid Services (CMS) to help Americans find the best health insurance plans to support their short and long-term health needs.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Health, Individual/Family, Short Term

What Is Expat Health Insurance?

Expat health insurance, also known as expatriate medical insurance, offers health insurance coverage for anyone temporarily living outside of their home country. You can usually tailor your policy to suit your health needs, regardless of where you live. These plans can be an excellent option to provide private health insurance, which can be helpful if it's difficult to source quality healthcare where you live. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Health, Medicare

Drug Pricing Law: How It Affects Your Medicare Coverage

U.S. President Joe Biden recently signed the Inflation Reduction Act authorizing the government to negotiate prices on some prescription drugs and allow the government to cap the costs of Medicare. With over 63 million Americans receiving Medicare health benefits, the law is likely to affect many people throughout the country, including those living in North Carolina. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Health, Short Term

What Is Travel Insurance & What Does It Cover

If you're lucky enough to be planning a trip, you may be thinking about whether purchasing travel insurance is necessary. To help you decide, consider the costs of not purchasing insurance if something goes wrong and whether you've got the funds to support you. For example, paying for additional accommodation costs if your travel arrangements are delayed or replacing essential items if your luggage is lost or delayed. Learning about what travel insurance covers can help you decide whether it's necessary for your upcoming trip.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Is Medicare Part D Insurance?

Medicare Part D is an optional prescription drug plan for anyone currently enrolled in Medicare. Before its introduction in 2006, many Americans spent thousands of dollars each year covering the costs of their prescriptions.  If you need help finding a prescription plan, our locally based NC health insurance brokers can help. We specialize in assisting people in North Carolina find the best prescription drug plan for their needs.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Dental

What Is Dental Insurance?

Dental insurance is a type of health insurance to help cover costs associated with dental care. Dental insurance is separate from typical medical insurance, although many employers can offer employees a combined benefits package that includes medical, dental and vision insurance.  At Health Plans of NC, we specialize in helping people living in North Carolina with their health and dental insurance needs. Our knowledgeable agents can discuss your needs and determine the best dental insurance plans to meet your circumstances and budget. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Group

What Is Group Health Insurance?

Group health insurance plans provide coverage to a group of members, typically company employees or members of a specific organization. Members of a group health plan usually receive insurance at a reduced premium because the risk to the insurer is spread across all policyholders and employers often pay a portion of it for their employees as an added benefit.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Health, Vision

Everything You Need To Know About Vision Coverage

A good health insurance plan can help cover unexpected medical costs and prescriptions. In addition, ensuring you've got the right level of coverage to help protect your vision can be essential if you or your family are likely to need regular visits to the eye doctor. At Health Plans of NC, we specialize in assisting residents throughout North Carolina. Our dedicated and experienced health insurance agents can talk you through some of the best vision insurance plans available to get you the coverage you need. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Medicare Covers When Traveling

With many people finally able to start planning for travel again after Covid-19, it's essential to consider your health insurance coverage while you're away. While there's nothing like exploring new places, being prepared for any unexpected costs is necessary to ensure you're not left significantly out of pocket on your vacation.  Where you're traveling, and the type of Medicare policy you have can impact your coverage while you're away. It can also be a good idea to purchase additional insurance depending on your coverage. If you have any questions, a local health insurance agent can help you decide on the right policy for you, so you can rest assured and enjoy your trip.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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