Medicare
Medicare Advantage and Employer Insurance: How They Work Together (2025-2026 Guide)
With more Americans working past 65 than ever before, understanding how Medicare Advantage plans coordinate with employer insurance is essential. This guide covers your coverage options, who pays first, and how to make the best decision for your situation.
Medicare
Does Medicare Cover Dental? Your Guide to Medicare Dental Coverage (2025-2026)
Dental care is essential to overall health, yet Original Medicare provides almost no coverage for routine dental services. Here's what Medicare members need to know about their options for dental coverage.
Medicare
What Else Should I Consider When I Apply for Medicare? (2025-2026 Guide)
Once you've enrolled in Medicare, there's more to know. From reviewing your annual plan documents to understanding preventive services, here's what you should consider to get the most from your Medicare coverage.
Medicare
Medigap Plan K: Lower Premiums with an Out-of-Pocket Maximum
Medigap Plan K is a cost-sharing plan with lower premiums. It covers 50% of most Medicare out-of-pocket costs, with an annual cap that limits your total spending.
ICHRA, Group
ICHRA Vs. Group Health Insurance: Why More Employers Are Making the Switch in 2026
ICHRA offers employers predictable costs and employees' personal choice—a combination that traditional group health insurance can't match. Here's why adoption is accelerating.
Medicare, Blue Cross NC
Medicare Part D $2,000 Out-of-Pocket Cap: How It Works and What It Means for You (2025-2026)
Major relief for Medicare prescription drug costs is here. The Inflation Reduction Act caps annual out-of-pocket spending at $2,000 in 2025 and introduces Medicare-negotiated drug prices in 2026, saving millions of beneficiaries thousands of dollars annually.
Health, Blue Cross NC, Affordable Care Act, Medicare
Why Working with a Health Insurance Agent Beats AI Chatbots and Online Tools
Technology makes health insurance research easier, but choosing the right plan requires more than a chatbot can offer. Here's why working with a local health insurance agent in North Carolina gives you an advantage—at no extra cost.
Blue Cross NC, Affordable Care Act, Individual/Family
How a Health Insurance Agent Can Help You Enroll Through Healthcare.gov—For Free
Healthcare.gov makes it possible to compare and enroll in health plans, but navigating your options can still be confusing. Our local North Carolina health insurance agents can help you find the right plan—and it's completely free.
Health, Individual/Family, Affordable Care Act
Special Enrollment Periods: Qualifying Life Events That Let You Get Health Insurance Outside Open Enrollment
Special Enrollment Periods give you 60 days to enroll in health insurance after major life changes—even outside the annual Open Enrollment window.
Health, Individual/Family, Blue Cross NC
Should Employers Cover GLP-1 Weight Loss Drugs? Benefits, Costs, and Considerations for 2026
With obesity affecting 40% of American adults, more employers are considering coverage for GLP-1 weight loss drugs. But these medications come with high costs. Here's what employers need to know about coverage trends, benefits, and considerations.
Health, Individual/Family, Affordable Care Act
Health Insurance for Complex Cases: When You Need an Agent Who Understands Your Situation
Complex health situations—chronic conditions, multiple prescriptions, specialized treatments—require more than a basic plan comparison. An experienced health insurance agent can navigate the complexities and find coverage that actually fits your needs.
Individual/Family, Affordable Care Act, Blue Cross NC
COBRA Vs. Marketplace Health Insurance: Your Guide to Coverage After Losing Employer Benefits (2025-2026)
Before automatically choosing COBRA continuation coverage after losing your job, explore all your options. In many cases, Marketplace plans offer better value—especially with premium tax credits that can significantly reduce your costs.
Individual/Family, Medicare, Short Term, Group, Health
Find a Health Insurance Agent in North Carolina: Choose the Right Expert for Your Needs
Finding the right health insurance plan starts with finding the right person to help you. Our Find an Agent tool lets you choose which licensed agent works with you based on specialties, reviews, and availability.
Medicare
Medicare Part B: What It Covers, How Much It Costs, and How to Enroll in 2025 and 2026
Medicare Part B is medical insurance that covers doctor visits, outpatient services, preventive care, and durable medical equipment. The standard premium is $185/month in 2025 and $202.90/month in 2026.
Medicare
Medicare and Employer Insurance: How They Work Together and When to Enroll
If you're turning 65 and still working, you may be able to keep your employer insurance alongside Medicare—or choose one over the other. Here's how to decide.
Medicare
Medicare Part A: What It Covers, Costs, and How to Enroll
Medicare Part A is hospital insurance that covers inpatient care, skilled nursing facilities, hospice care, and some home health services.
Medicare
AARP Medicare Plans From UnitedHealthcare: Medicare Advantage, Medigap, Part D, and D-SNP Options
AARP partners with UnitedHealthcare to offer Medicare plans, including Medicare Advantage, Medigap, Part D, and D-SNPs. Learn which plan is right for you.
Medicare, Group
Medicare and Employer Health Insurance: A Guide for HR Managers in North Carolina
When employees turn 65, questions about Medicare and employer coverage come to HR. Our licensed Medicare agents help NC businesses provide accurate answers.
Individual/Family, Affordable Care Act
Health Insurance for Self-Employed Workers in North Carolina: Your Complete Guide for 2025 and 2026
Self-employed workers in North Carolina can access affordable health insurance through the ACA Marketplace, with subsidies available to lower costs. This guide covers your options, enrollment dates, and how to choose the right plan.
Medicare
How Much Does Medicare Supplement Insurance Cost in 2025-2026?
Medigap premiums vary widely based on plan type, age, location, and insurance company. Here's what to expect and how to find affordable coverage.
Health, Affordable Care Act, Individual/Family, Medicare
Questions to Ask a Health Insurance Agent Before Choosing a Plan
A licensed health insurance agent can help you find the right coverage—but only if you ask the right questions. Use this guide to prepare for your conversation.
Blue Cross NC
Blue Connect: Your Blue Cross NC Member Portal Guide
A complete guide to Blue Connect, Blue Cross NC's member portal. Discover the top features, mobile app benefits, and step-by-step registration instructions.
Health, Blue Cross NC, Affordable Care Act, Medicare, Individual/Family
How to Protect Yourself From Health Insurance Scams in 2026
Health insurance scams cost Americans billions each year. Learn to recognize common scams, protect your personal information, and find legitimate help for your health insurance needs.
Medicare, Blue Cross NC
Blue Cross NC Blue FlexCard: What It Is, How to Use It, and What's Covered
Complete guide to the Blue Cross NC Blue FlexCard for Medicare Advantage members. Understand your allowance, eligible expenses, and how to use your card online, in-store, or by phone.