Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.
Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.
There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.
Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.
Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.
All of our agents are based in North Carolina and are dedicated to serving the people of this state.
Run by the federal government
Hospital care
Skilled nursing facility care
Hospice care
Home health services
Run by the federal government
Doctor visits
Preventative services
Ambulance services
Physical and speech therapy
Part A benefits, including hospital visits, skilled nursing care and home health care
Part B benefits, such as doctor visits, outpatient care, screenings and lab tests
Prescription drug coverage (Part D coverage is included in most Medicare Advantage plans)
Help pay for prescription drugs including both brand-name and generic medications
A list of the drugs (also called a formulary) covered under the plan
A network of available pharmacies to choose from and mail order pharmacy services
Government-Managed
À La Carte Coverage
Accepted Nationwide
Enjoy travel & like customization
Insurance Company-Managed
Bundled Coverage
Accepted within a Network
Want extra benefits & need a spending cap
Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover. Choose from a variety of Blue Medicare Supplement plans to find the plan that best fits your needs and your budget.
Coverage for the costs not covered by Original Medicare (Parts A and B)
The freedom to see any Medicare-participating provider nationwide
Rates as low as $381
Flexibility to change plans
A healthy aging and exercise program
A program for significant savings on hearing aids
Blue Medicare Supplement plans provide savings and peace of mind for more than 234,000 North Carolinians across our state.2 As North Carolina’s preferred health insurer,3 people depend on Blue Cross NC's large network of providers and 87 years of experience to provide the knowledge and expertise they need, right in their own backyard.
All Blue Medicare Supplement plans feature the freedom to switch Medicare Supplement plans at specific times throughout the year. If your needs or budget change, simply change plans without having to answer additional health questions.4
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet the following criteria:
You are age 65 or older, or under age 65 and are eligible for Medicare due to disability5
You enroll within six months of enrolling in Medicare Part B
You are not covered by certain Medicaid programs
You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Most Blue Medicare Supplement plans include our healthy aging and exercise program, Silver&Fit. Enjoy a low-cost fitness membership at a fitness facility near you, or enroll in the Home Fitness Program and exercise in the comfort of your own home.6
TruHearing covers one hearing aid per ear per year for a low copay of $699 per TruHearing Advanced hearing aid or $999 per TruHearing Premium hearing aid. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.7
in North Carolina
Jackson County is popular with seniors and retirees, offering natural beauty, friendly communities, a mild year-round climate, and a high quality of life. Located in North Carolina, it’s home to around 43,000 people. Seniors make up over 20% of the population and earn (on average) $35,236 per household annually. With a median home value of $212,800, a low crime rate, and some excellent healthcare facilities (including Harris Regional Hospital and the Western Carolina Medical Associates), it’s an ideal place for seniors to enjoy their retirement years.
There are plenty of fun activities for seniors, including several beautiful golf courses like the Sapphire National Golf Club and the High Hampton Resort. Seniors who love the outdoors will enjoy hiking and the variety of nature walks available at the Great Smoky Mountains National Park, which also offers breathtaking views of the surrounding mountains. The Jackson County Green Energy Park and the Western Carolina University Fine Art Museum are popular with culture lovers.
Seniors can choose from several senior-friendly neighborhoods and retirement communities in Sylva, Cashiers, or Cullowhee. Sylva is the county seat, home to approximately 2,600 people, while Cashiers (home to only 157) offers stunning natural beauty for seniors to enjoy. Cullowhee is home to Western Carolina University and has a population of around 10,000 people. Zip codes in Jackson County include 28779, 28723, and 28717, among others.
Angel Medical Ctr, 124 One Center Ct, Franklin, NC, 28734, (828) 524-8411
Cherokee Indian Hospital, 1 Hospital Rd, Cherokee, NC, 28719, (828) 497-9163
Erlanger Western Carolina Hosp, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8161
Harris Regional Hospital, 68 Hospital Rd, Sylva, NC, 28779, (828) 586-7000
Haywood Regional Medical Ctr, 262 Leroy George Dr, Clyde, NC, 28721, (828) 456-7311
Highlands-Cashiers Hospital, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-1200
Swain Community Hospital, 45 Plateau St # 230, Bryson City, NC, 28713, (828) 488-2155
Transylvania Regional Hospital, 260 Hospital Dr, Brevard, NC, 28712, (828) 884-9111
Unity Healing Ctr, 448 Sequoyah Trl, Cherokee, NC, 28719, (828) 497-1800
Angel Medical Ctr, 56 Medical Park Dr, Franklin, NC, 28734, (828) 542-8411
Asheville Cardiology Assoc, 190 Hospital Dr # 104, Highlands, NC, 28741, (828) 274-6000
Atlanta Gastroenterology Assoc, 145 Medical Park Ln # K, Murphy, NC, 28906, (404) 257-9000
Center For Family Medicine, 55 Holly Springs Park Dr, Franklin, NC, 28734, (828) 349-3550
Haywood Regional Medical Ctr, , Waynesville, NC, 28786, (828) 452-8070
Mission Community Primary Care, 57 White Owl Ln, Cashiers, NC, 28717, (828) 743-2491
Mission Health Ctr Highlands, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-4942
Mission Urology-Brevard, 89 Hospital Dr # C, Brevard, NC, 28712, (828) 883-5858
Murphy Medical Ctr Emergency, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8300
Murphy Medical Ctr Human RSRCS, , Murphy, NC, 28906, (828) 835-7683
Murphy Medical Ctr Radiology, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 835-7540
Murphy Medical Ctr, 3990 E US Highway 64 Alternate, Murphy, NC, 28906, (828) 835-7502
Murphy Medical Ctr, 4130 115 Highway 64 E, Murphy, NC, 28906, (828) 835-7505
Orthopedics-Sports Medicine, 190 Riverview St, Franklin, NC, 28734, (828) 349-8260
Ozarks Medical Ctr, PO Box 330, Marble, NC, 28905, (417) 257-5802
Primary Care Franklin, 190 Riverview St, Franklin, NC, 28734, (828) 349-6800
VA Medical Ctr, 45 HI Lane St, Canton, NC, 28716, (828) 298-7911
Health Plans of NC, Kelly Quinn
Health Plans of NC, Kelly Quinn
Health Plans of NC, Kelly Quinn
Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your authorized agent to learn more.
234,000; Blue Cross NC internal data for Medicare Advantage, Medicare Supplement and stand-alone Part D as of October 2020.
Blue Cross NC Brand Tracking Study; Ipsos; July 2020.
Members of plans sponsored by Blue Cross NC will be able to change to other plans available when they purchased their original plan. Certain limits apply.
Guaranteed acceptance is limited to Plan A for those under age 65 who have Medicare due to disability.
Disclaimer: The Silver&Fit program is provided by American Specialty Health Fitness, Inc. (ASH Fitness), a subsidiary of American Specialty Health Incorporated (ASH). The program is not part of a member’s policy or benefits, and is not available on our Plan G-HD. All programs and services are not available in all areas. Please make sure to talk to a doctor before starting or changing an exercise routine. Silver&Fit, Fit at Home and the Silver&Fit logo are trademarks of ASH. Other names or logos may be trademarks of their respective owners. Home kits are subject to change. Not all YMCAs participate in the network. ASH does not offer Blue Cross NC products or services. Not connected with or endorsed by the U.S. government or the federal Medicare program.
Disclaimer: TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross NC products or services. This program may change or be discontinued at any time.
Notes:
For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company.
Plan A: BMS A, 12/18; Plan G: BMS G, 12/18; Plan G-HD: BMS HDG, 12/18; Plan K: BMS K, 12/18; Plan N: BMS N, 12/18.
Agent / Agency is an independent authorized Agent / Agency licensed to sell and promote products from Blue Cross and Blue Shield of North Carolina (Blue Cross NC). The content contained in this site is maintained by Agent / Agency. Neither Blue Cross NC nor its agents are connected with or endorsed by the U.S. government or the federal Medicare program.
Caution: Policy benefits are limited to those approved by Medicare for payment.
BLUE CROSS®, BLUE SHIELD®, the Cross and Shield symbols, and service marks are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other trade names are property of their respective owners. Blue Cross NC an independent licensee of the Blue Cross and Blue Shield Association. U4093, 2/21
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Jackson County ZIP Codes include: 28707, 28717, 28719, 28723, 28725, 28736, 28779, 28783, 28788, and 28789
