Live Worry-Free. Find the Right Medicare Plan in NC. in Bladen County
North Carolina
in North Carolina
Health Plans of NC helps Bladen County, NC residents compare all 8 Medicare plans available for 2026 through Blue Cross NC, with licensed agents who guide seniors through every option at no cost and with no obligation, including plans accepted at Cape Fear Valley Bladen County Hospital and Southeastern Regional Medical Center.
Bladen County, NC has a population of 29,591, with approximately 7,000 Medicare-eligible residents representing 23.2% of the county total, reflecting the area's significant senior population seeking quality healthcare in a rural setting. Local health systems including Bladen County Hospital in Elizabethtown and Southeastern Health in Lumberton accept Medicare and serve as the primary care anchors for beneficiaries throughout the county. Bladen County seniors can choose from Medicare Advantage HMO, HMO-POS, and PPO plans, standalone Part D prescription drug plans, Medicare Supplement policies, and a Dual Special Needs Plan for those who qualify for both Medicare and Medicaid.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $47.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Bladen County through Blue Cross NC, with network coverage connecting beneficiaries to Bladen County Hospital and affiliated primary care and specialist physicians.
Medicare Advantage HMO-POS plans give Bladen County seniors the flexibility to seek some out-of-network care while still anchoring coverage to local providers such as Cape Fear Valley Bladen County Hospital in Elizabethtown.
Medicare Advantage PPO plans are available in Bladen County, allowing seniors broader access to providers including Southeastern Regional Medical Center in Lumberton and regional facilities without a referral requirement.
Medicare Supplement (Medigap) plans are available to Bladen County residents and allow access to any Medicare-accepting provider nationwide, including New Hanover Regional Medical Center in Wilmington and Columbus Regional Healthcare in Whiteville.
Part D Prescription Drug Plans are available as standalone coverage for Bladen County seniors on Original Medicare or a Medicare Supplement plan who need help covering the cost of their medications at local pharmacies.
A Dual Special Needs Plan (D-SNP) is available in Bladen County for residents who qualify for both Medicare and Medicaid, coordinating benefits through Blue Cross NC and connecting members to local participating providers.
For 2026, Blue Cross NC offers eight Medicare plans in Bladen County spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan structures, giving seniors a range of options to match their provider preferences and budget. Several plans carry a $0 monthly premium beyond the standard Part B cost, while others include enhanced benefits at a modest additional premium, and all Advantage plans are built around networks that include local facilities such as Cape Fear Valley Bladen County Hospital and Southeastern Regional Medical Center. Residents near Bladenboro, Clarkton, and Elizabethtown should confirm their preferred physicians and specialists participate in a given plan's network before enrolling, and licensed agents with Health Plans of NC can verify network participation at no cost.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides medical-only coverage with network access to local HMO-POS participating providers in Bladen County including Cape Fear Valley Bladen County Hospital.
Blue Medicare Essential, HMO, $0.00 per month, is a zero-premium HMO plan connecting Bladen County seniors to an in-network group of local physicians and facilities in the Elizabethtown and Lumberton service areas.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, offers HMO-POS flexibility at no additional monthly premium, allowing some access to out-of-network providers beyond the core Bladen County network.
Blue Medicare Enhanced, HMO-POS, $47.00 per month, adds enhanced benefits over base plans and connects members to the Blue Cross NC HMO-POS provider network serving Bladen County and surrounding southeastern North Carolina communities.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Bladen County beneficiaries PPO-level provider flexibility, including access to Southeastern Regional Medical Center and UNC Health Southeastern in Lumberton at in-network cost-sharing rates.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, is a zero-premium HMO-POS plan designed to give Bladen County seniors freedom to access both in-network local providers and some out-of-network care when needed.
Healthy Blue Medicare D-SNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan available to Bladen County residents who qualify for both Medicare and Medicaid, coordinating full benefits through Blue Cross NC at no monthly plan premium.
Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, provides prescription drug coverage for Bladen County seniors on Original Medicare or a Medigap plan, with a formulary and pharmacy network that includes local retail pharmacies throughout the county.
In Bladen County, five of the eight available Medicare Advantage plans for 2026 carry a $0 monthly plan premium, making them particularly accessible to seniors managing household budgets near the county median household income of $44,528, while the Blue Medicare Enhanced HMO-POS and Blue Medicare PPO Enhanced plans are priced at $47.00 and $53.00 per month respectively, adding modest costs in exchange for expanded benefits or broader provider access. The standalone Blue Medicare Rx Enhanced PDP prescription drug plan is priced at $163.20 per month for those who need drug coverage alongside Original Medicare or a Medigap policy. Seniors whose income falls below certain federal thresholds may qualify for Extra Help or Medicare Savings Programs that can significantly reduce or eliminate these costs, and Health Plans of NC agents can walk through every available cost-reduction option at no charge.
Part A: $0 premium for most Bladen County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the sole Medicare carrier offering plans in Bladen County for 2026, with a total of 8 plans available covering HMO, HMO-POS, PPO, standalone Part D prescription drug, and Dual Special Needs Plan structures. The Blue Cross NC provider networks serving Bladen County connect Medicare Advantage members to key local facilities including Cape Fear Valley Bladen County Hospital in Elizabethtown and Southeastern Regional Medical Center in Lumberton, with the specific hospitals and physicians available at in-network rates depending on the plan type selected. Seniors who rely on specialists at UNC Health Southeastern at 4300 Fayetteville Rd in Lumberton or regional facilities such as Sampson Regional Medical Center in Clinton and Columbus Regional Healthcare in Whiteville should verify whether those providers participate in a given Blue Cross NC plan network before enrolling. For Bladen County residents who travel frequently or prefer access to facilities such as New Hanover Regional Medical Center in Wilmington without network restrictions, a Medicare Supplement plan through Blue Cross NC may offer broader access than a Medicare Advantage option. Health Plans of NC licensed agents compare every available Blue Cross NC Medicare plan side by side for Bladen County residents at no cost and with no pressure to enroll.
Blue Cross NC (Blue Cross and Blue Shield of North Carolina), offering Medicare Advantage HMO, HMO-POS, PPO, standalone Part D PDP, and D-SNP plans, with a total of 8 plans available in Bladen County for 2026.
Bladen County has an uninsured rate of 8.9% and a poverty rate of 21.2%, meaning a significant share of the county's senior population may qualify for one or more Medicare financial assistance programs that can substantially reduce out-of-pocket costs. The Extra Help program, also known as the Low Income Subsidy, helps Medicare beneficiaries with limited income and resources pay for Part D prescription drug premiums, deductibles, and copayments, and eligibility is determined in part by income relative to the federal poverty level. Medicare Savings Programs can cover the standard Part B premium and other cost-sharing expenses for qualifying Bladen County residents, and the Healthy Blue Medicare D-SNP plan is available specifically for those who are enrolled in both Medicare and NC Medicaid, coordinating full dual coverage at no monthly plan premium. Health Plans of NC agents can check eligibility for all of these programs on behalf of Bladen County residents at no cost.
Extra Help (Low Income Subsidy) reduces Part D prescription drug plan costs to near $0 for eligible Bladen County seniors with limited income and resources, covering premiums, deductibles, and copays.
Medicare Savings Programs help qualifying Bladen County residents by paying the Part B premium and in some cases other Medicare cost-sharing amounts, keeping monthly expenses manageable for lower-income seniors.
The Healthy Blue Medicare D-SNP is available at $0 per month for Bladen County residents who qualify for both Medicare and Medicaid, providing coordinated coverage through Blue Cross NC and eliminating most out-of-pocket costs.
NC Medicaid may provide additional coverage for low-income Bladen County residents who do not yet qualify for Medicare or who need supplemental benefits beyond what their Medicare plan covers.
Health Plans of NC agents check Extra Help, Medicare Savings Program, and D-SNP eligibility for Bladen County residents at no cost, helping seniors apply for every program for which they qualify before selecting a final plan.
Health Plans of NC licensed agents serve Bladen County residents at no cost, comparing every available Medicare plan side by side and helping seniors enroll in or change plans with confidence. Call 800-797-0327 today to speak with a local agent who can walk you through all of your options with no pressure and no obligation.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Bladen County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Brynn Marr Hospital | 192 Village Dr, Jacksonville, NC 28546 | (910) 577-1400 |
Cape Fear Vly Bladen County | 501 S Poplar St, Elizabethtown, NC 28337 | (910) 862-5100 |
Columbus Regional Healthcare | 500 Jefferson St, Whiteville, NC 28472 | (910) 642-8011 |
Dosher Memorial Hospital | 924 N Howe St, Southport, NC 28461 | (910) 457-3800 |
ECU Health Duplin Hospital | 401 N Main St, Kenansville, NC 28349 | (910) 296-0941 |
Naval Medical Ctr Camp Lejeune | 100 Brewster Blvd, Camp Lejeune, NC 28547 | (910) 450-4357 |
New Hanover Regional Med Ctr | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7000 |
New Hanover Regl Med Ctr-Rehab | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7835 |
NHRMC Betty H Cameron Women's | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7360 |
Novant Health Brunswick Med | 240 Hospital Dr NE, Bolivia, NC 28422 | (910) 721-1000 |
Novant Health New Hanover | 5301 Wrightsville Ave, Wilmington, NC 28403 | (910) 667-8100 |
Onslow Memorial Hospital | 317 Western Blvd, Jacksonville, NC 28546 | (910) 577-2345 |
Pender Memorial Hospital | 507 E Fremont St, Burgaw, NC 28425 | (910) 259-5451 |
Sampson Regional Medical Ctr | 607 Beaman St, Clinton, NC 28328 | (910) 592-8511 |
Southeastern Regional Med Ctr | 300 W 27th St, Lumberton, NC 28358 | (910) 671-5000 |
UNC Health Southeastern | 4300 Fayetteville Rd, Lumberton, NC 28358 | (910) 608-3078 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Bladen County ZIP Codes include: 28306, 28320, 28332, 28337, 28384, 28392, 28399, 28433, 28434, and 28448
