Live Worry-Free. Find the Right Medicare Plan in NC. in Yancey County
North Carolina
in North Carolina
Yancey County, NC residents have access to 8 Medicare plans for 2026 through Blue Cross NC, and Health Plans of NC offers free, no-pressure guidance to help beneficiaries compare every available option and find coverage that works with local providers including Mission Yancey Medical Center.
Yancey County is home to approximately 5,000 Medicare-eligible residents, representing 26.5% of the county's total population of 18,676, and those beneficiaries have access to multiple Medicare coverage types for 2026. Local health systems including Mission Yancey Medical Center and HCA Healthcare facilities accept Medicare and serve older adults throughout the region, making plan selection a critical decision tied directly to where residents receive their care. Coverage categories available in Yancey County include Medicare Advantage HMO, HMO-POS, and PPO plans, standalone Part D prescription drug plans, Medicare Supplement policies, and a Dual Special Needs Plan for those who qualify for both Medicare and Medicaid.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $40.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Yancey County and may include access to Mission Yancey Medical Center and affiliated primary care providers in Burnsville.
Medicare Advantage HMO-POS plans offer Yancey County residents more flexibility to seek care both in-network at local facilities and, in some situations, from out-of-network providers when needed.
Medicare Advantage PPO plans allow Yancey County beneficiaries to visit a broader range of providers, including specialists in Asheville and Marion, with greater out-of-network flexibility than HMO structures.
Medicare Supplement (Medigap) plans are available to Yancey County residents and allow access to any Medicare-accepting provider nationwide, including Mission Hospital in Asheville and Charles A. Cannon Jr. Memorial Hospital in Newland.
Part D Prescription Drug Plans are available as a standalone option for Yancey County residents who remain on Original Medicare and need dedicated prescription drug coverage.
A Dual Special Needs Plan (D-SNP) is available in Yancey County for residents who qualify for both Medicare and Medicaid, coordinating benefits across both programs to reduce out-of-pocket costs.
For 2026, Blue Cross NC offers eight Medicare plans to Yancey County residents, spanning HMO, HMO-POS, PPO, PDP, and D-SNP structures, with several plans carrying a $0 monthly premium. Each plan's network connects to local and regional facilities, so Yancey County beneficiaries should confirm that their preferred providers, including Blue Ridge Regional Hospital in Spruce Pine and the Blue Ridge Medical Center Yancey Campus in Burnsville, participate in the plan they select. Health Plans of NC can review every available 2026 plan side-by-side with Yancey County residents to identify which plan best aligns with their healthcare providers and prescription needs.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides hospital and medical coverage with network access to local facilities in and around Yancey County.
Blue Medicare Essential, HMO, $0.00 per month, offers structured in-network coverage that may include primary care providers affiliated with Mission Yancey Medical Center in Burnsville.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, gives Yancey County residents HMO-POS flexibility at no additional monthly premium beyond what they pay for Part B.
Blue Medicare Enhanced, HMO-POS, $40.00 per month, may offer enhanced benefits such as expanded dental, vision, or drug coverage relative to the $0 premium HMO-POS options available in Yancey County.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, provides the broadest network flexibility among Medicare Advantage options in Yancey County, allowing access to specialists in Asheville, Marion, and beyond.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, offers Yancey County residents HMO-POS access at no additional monthly premium, with the ability to seek care from a broad local and regional provider network.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, serves Yancey County residents who qualify for both Medicare and Medicaid, coordinating coverage across both programs through a single Blue Cross NC plan.
Blue Medicare Rx Enhanced PDP, standalone Part D prescription drug plan, $163.20 per month, provides dedicated drug coverage for Yancey County residents who choose to remain on Original Medicare rather than enrolling in a Medicare Advantage plan.
In Yancey County, Medicare Advantage plan premiums for 2026 range from $0.00 per month for plans such as Blue Medicare Essential and Blue Medicare Freedom+ up to $53.00 per month for the Blue Medicare PPO Enhanced, giving beneficiaries meaningful choices at a variety of price points. With a county median household income of $54,961, the gap between a $0 premium Advantage plan and a Medicare Supplement policy with premiums that can range from roughly $80 to $300 or more per month is a significant financial consideration for many Yancey County households. Residents whose income falls below certain thresholds may qualify for programs that reduce or eliminate their Medicare cost-sharing, and Health Plans of NC can review those options at no cost during any plan comparison appointment.
Part A: $0 premium for most Yancey County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier offering plans to Yancey County residents for 2026, with a total of 8 plans available spanning HMO, HMO-POS, PPO, Part D prescription drug, and Dual Special Needs Plan structures. The Blue Cross NC network connects Yancey County beneficiaries to local institutions including Blue Ridge Regional Hospital in Spruce Pine, the Blue Ridge Medical Center Yancey Campus at 800 Medical Campus Drive in Burnsville, and regional health systems including Mission Yancey Medical Center and HCA Healthcare facilities. Plan choice directly affects whether Yancey County residents can access nearby specialists such as Asheville Cardiology Associates at 189 Hospital Dr in Spruce Pine, Mission Community Orthopedics, and Mission Community Urological services also located at 189 Hospital Drive in Spruce Pine. Selecting a plan with the right network design is especially important for residents who travel to Mission Hospital in Asheville or Charles A. Cannon Jr. Memorial Hospital in Newland for specialized care, as out-of-network rules vary significantly between HMO, HMO-POS, and PPO structures. Health Plans of NC agents compare every available Blue Cross NC Medicare plan side-by-side at no cost to Yancey County residents so that beneficiaries understand exactly how each option aligns with their preferred providers.
Blue Cross NC, offering Medicare Advantage HMO, HMO-POS, and PPO plans, a standalone Part D prescription drug plan, a Dual Special Needs Plan, and Medicare Supplement policies, with 8 plans total available in Yancey County for 2026.
Yancey County has an uninsured rate of 9.4% and a poverty rate of 14.9%, meaning a meaningful share of the community may qualify for programs that reduce or eliminate Medicare cost-sharing. The Extra Help program, also known as the Low Income Subsidy, can reduce Part D prescription drug costs to near $0 for eligible Yancey County residents, while Medicare Savings Programs can cover some or all of the Part B premium for those who meet income and resource requirements. Yancey County residents who qualify for both Medicare and Medicaid may be eligible for the Healthy Blue Medicare DSNP, a Dual Special Needs Plan available through Blue Cross NC that coordinates benefits across both programs. Health Plans of NC checks eligibility for all of these programs at no cost and can help Yancey County residents apply for the assistance they qualify for.
Extra Help (Low Income Subsidy) can reduce or eliminate Part D prescription drug plan costs for Yancey County residents who meet federal income and resource limits.
Medicare Savings Programs, including the Qualified Medicare Beneficiary and Specified Low-Income Medicare Beneficiary programs, can cover Part B premiums and other cost-sharing for eligible Yancey County residents.
The Healthy Blue Medicare DSNP is available for Yancey County residents who are enrolled in both Medicare and NC Medicaid, providing coordinated coverage through a single $0 premium plan.
NC Medicaid may provide additional benefits and cost-sharing reductions for low-income Yancey County residents who do not yet qualify for Medicare but are approaching eligibility.
Health Plans of NC licensed agents can check eligibility for Extra Help, Medicare Savings Programs, and D-SNP coverage for any Yancey County resident at no cost and with no obligation to enroll.
Health Plans of NC licensed agents serve Yancey County residents at no cost, comparing every available 2026 Medicare plan side-by-side and assisting with enrollment, plan changes, and financial assistance programs. Call 800-797-0327 today to speak with a local Medicare expert who understands the providers and health systems serving Yancey County.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Yancey County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Adventhealth Hendersonville | 100 Hospital Dr, Hendersonville, NC 28792 | (828) 684-8501 |
Asheville Specialty Hospital | 428 Biltmore Ave # 4, Asheville, NC 28801 | (828) 213-5400 |
Asheville VA Medical Ctr | 1100 Tunnel Rd, Asheville, NC 28805 | (828) 298-7911 |
Blue Ridge Regional Hospital | 125 Hospital Dr, Spruce Pine, NC 28777 | (828) 765-4201 |
Broughton Hospital | 1000 S Sterling St, Morganton, NC 28655 | (828) 433-2111 |
Caldwell UNC Health Care | 321 Mulberry St SW, Lenoir, NC 28645 | (828) 757-5100 |
Charles A Cannon Jr Meml Hosp | 434 Hospital Dr, Newland, NC 28657 | (828) 737-7000 |
Forum Health Asheville | 1312 Patton Ave, Asheville, NC 28806 | (828) 252-9833 |
Mission Children's Hospital | 11 Vanderbilt Park Dr, Asheville, NC 28803 | (828) 213-1740 |
Mission Hospital Mcdowell | 430 Rankin Dr, Marion, NC 28752 | (828) 659-5000 |
Mission Hospital | 509 Biltmore Ave, Asheville, NC 28801 | (828) 213-1111 |
Pardee UNC Health Care | 800 N Justice St, Hendersonville, NC 28791 | (828) 696-1000 |
St Luke's Hospital | 101 Hospital Dr, Columbus, NC 28722 | (828) 894-3311 |
St Lukes Hospital | 101 Hospital Dr, Columbus, NC 28722 | (828) 894-3311 |
UNC Health Blue Ridge | 2201 S Sterling St, Morganton, NC 28655 | (828) 580-5000 |
UNC Health Care Blue Ridge | 720 Malcolm Blvd, Valdese, NC 28690 | (828) 580-7640 |
Clinic | Address | Phone |
|---|---|---|
AMCHC | 225 Patton Ave # 200, Asheville, NC 28801 | (828) 412-5315 |
Apex Brain Ctr | 600 Julian Ln # 650, Arden, NC 28704 | (828) 708-5274 |
Asheville Cardiology Assoc-MRN | 472 Rankin Dr # Entrance3, Marion, NC 28752 | (828) 652-0005 |
Asheville Cardiology Assoc | 189 Hospital Dr # 2ndfloor, Spruce Pine, NC 28777 | (828) 274-6000 |
Asheville Cardiology Assoc | 387 US 70 W, Marion, NC 28752 | (828) 274-6000 |
Asheville Cardiology Assoc | 589 Peniel Rd, Columbus, NC 28722 | (828) 274-6000 |
Asheville Children's Med Ctr | 7 Vanderbilt Park Dr # 100a, Asheville, NC 28803 | (828) 258-0969 |
Asheville Orthopaedic Assoc | 1 Hospital Dr, Asheville, NC 28801 | (828) 252-7331 |
Asheville Orthopaedic Assoc | 2315 Asheville Hwy, Hendersonville, NC 28791 | (828) 782-9330 |
Asheville Orthopaedic Assoc | 472 Rankin Dr # Entrance3, Marion, NC 28752 | (828) 252-7331 |
Atrium Health At Hm-Hm Med | 141 Fiddlers Run Blvd, Morganton, NC 28655 | (828) 879-9050 |
Atrium Health At Home | 141 Fiddlers Run Blvd, Morganton, NC 28655 | (828) 580-6450 |
Atrium Health Shelby Women's | 446 N Carolina 108, Rutherfordton, NC 28139 | (980) 487-2570 |
Blue Ridge Med Ctr Mayland | , Spruce Pine, NC 28777 | (828) 765-4113 |
Blue Ridge Med Ctr Yancy Cmps | 800 Medical Campus Dr, Burnsville, NC 28714 | (828) 682-0200 |
Blue Ridge Med Ctr-Yancey Cmps | 125 Hospital Dr, Spruce Pine, NC 28777 | (828) 765-4201 |
Carolina Spine & Neurosurgery | 2315 Asheville Hwy, Hendersonville, NC 28791 | (828) 255-7776 |
Carolinas Healthcare Syst Blue | 1766 Connelly Springs Rd, Lenoir, NC 28645 | (828) 728-8224 |
Carolinas Medical Ctr At Hm | 141 Fiddlers Run Blvd, Morganton, NC 28655 | (828) 580-6441 |
Catawba Valley Medical Ctr | 309 S College St, Morganton, NC 28655 | (828) 326-3803 |
Fastmed Family Medicine | 160 Hendersonville Rd, Asheville, NC 28803 | (828) 210-2835 |
Gastroenterology-Mission | 11 Vanderbilt Park Dr # 2, Asheville, NC 28803 | (828) 213-1740 |
Happy Valley Medical Ctr | 1345 NC Highway 268, Lenoir, NC 28645 | (828) 754-6850 |
Keys Of Hope Medical Ctr | 295 Carson St # K, Marion, NC 28752 | (828) 659-6334 |
Levine Cancer Inst-Blue Ridge | 720 Malcolm Blvd, Connelly Springs, NC 28612 | (828) 580-7536 |
Mars Hill Medical Ctr | 119 Mountain View Rd, Mars Hill, NC 28754 | (828) 689-3507 |
Mauzy-Phillips Ctr | 125 Hospital Dr, Spruce Pine, NC 28777 | (828) 766-3555 |
Mission Children's Outpatient | 11 Vanderbilt Park Dr, Asheville, NC 28803 | (828) 213-1740 |
Mission Children's Specialists | 11 Vanderbilt Prk Dr # 2ndfloor, Asheville, NC 28803 | (828) 213-1740 |
Mission Community Medicine-Brk | 149 W Parker Rd, Morganton, NC 28655 | (828) 433-4933 |
Mission Community Medicine-Nb | 339 Nebo School Rd, Nebo, NC 28761 | (828) 652-6326 |
Mission Community Orthopedics | 189 Hospital Dr # 2ndfloor, Spruce Pine, NC 28777 | (828) 766-3555 |
Mission Community Urological | 189 Hospital Dr # 2ndfloor, Spruce Pine, NC 28777 | (828) 766-3555 |
Mission Health Ctr Highway 70 | 387 US 70 W, Marion, NC 28752 | (828) 652-6386 |
Mission Health Ctr Sugar Hill | 1633 Sugar Hill Rd, Marion, NC 28752 | (828) 652-7776 |
Mission Health Mauzy-Phillips | 189 Hospital Dr # 2ndfloor, Spruce Pine, NC 28777 | (828) 766-3555 |
Mission Health Partners | 50 Schenck Pkwy, Asheville, NC 28803 | (828) 213-3250 |
Mission Hospital-Smoking | 1 Hospital Dr, Asheville, NC 28801 | (828) 213-5527 |
Mission Hospital-St Joseph | 428 Biltmore Ave, Asheville, NC 28801 | (828) 213-1111 |
Mission Medical Oncology | 430 Rankin Dr # Entrance3, Marion, NC 28752 | (800) 506-2550 |
Mission Neurology Svc | 509 Biltmore Ave, Asheville, NC 28801 | (828) 213-1439 |
Mission Neurology-Outpatient | 1 Hospital Dr # 3200, Asheville, NC 28801 | (828) 213-9530 |
Mission Orthopedic Trauma Svc | 1 Hospital Dr # 4200, Asheville, NC 28801 | (828) 213-1994 |
Mission Outpatient Svc Sugar | 1633 Sugar Hill Rd # Entranceb, Marion, NC 28752 | (828) 252-7331 |
Mission St Joseph's Health | 890 Hendersonville Rd, Asheville, NC 28803 | (828) 274-7026 |
Mission Urology-Asheville | 1 Hospital Dr # 4100, Asheville, NC 28801 | (828) 254-8883 |
Mission Urology-Mcdowell | 472 Rankin Dr # Entrance3, Marion, NC 28752 | (828) 659-5700 |
Mission Weight Management | 1 Hospital Dr # 3400, Asheville, NC 28801 | (828) 213-4100 |
Mission Women's Care-Spruce Pn | 189 Hospital Dr # 2ndfloor, Spruce Pine, NC 28777 | (828) 766-3555 |
Mission Workwell-Medical Park | 2 Medical Park Dr # 102, Asheville, NC 28803 | (828) 213-9600 |
Occupational Medicine Ctr | 288 S Ridgecrest Ave, Rutherfordton, NC 28139 | (828) 286-5508 |
Sloop Medical Office Plaza | 436 Hospital Dr, Newland, NC 28657 | (828) 733-0280 |
Stonecreek Health & Rehab LLC | 455 Victoria Rd, Asheville, NC 28801 | (828) 225-3829 |
Surgical Specialist-Carolina | 1998 Hendersonville Rd # 40, Asheville, NC 28803 | (828) 585-2575 |
Valdese Patient Svc Ctr | 730 Malcolm Blvd # 160, Rutherford College, NC 28671 | (828) 580-7456 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Yancey County ZIP Codes include: 28714, 28740, and 28755
