Live Worry-Free. Find the Right Medicare Plan in NC. in Perquimans County

Perquimans County, NC residents have access to 7 Medicare plans for 2026, and Health Plans of NC provides free, local guidance to help residents choose the right coverage with support from providers like Sentara Albemarle Medical Center and ECU Health Family Medicine in Hertford.

What Medicare options are available in Perquimans County, NC?

Perquimans County, NC has a population of 13,146, and an estimated 4,000 residents, representing 28.4% of the county, are eligible for Medicare. Coverage options available in the county include Medicare Advantage HMO and HMO-POS plans, a Dual Special Needs Plan, and a standalone Part D Prescription Drug Plan, all of which connect beneficiaries to regional providers. Local health systems including Sentara Albemarle Medical Center in Elizabeth City and ECU Health Family Medicine in Hertford accept Medicare, giving county residents access to both primary and specialty care close to home.

• Medicare Advantage HMO plans in Perquimans County provide structured coverage with in-network access to facilities like ECU Health Family Medicine in Hertford and require selection of a primary care physician.

• Medicare Advantage HMO-POS plans offer Perquimans County residents the option to access some out-of-network providers while still maintaining lower costs within the plan network tied to regional health systems.

• Medicare Supplement (Medigap) plans allow Perquimans County beneficiaries to visit any Medicare-accepting provider nationwide, including Sentara Albemarle Medical Center, without referrals or network restrictions.

• Part D Prescription Drug Plans provide standalone drug coverage for Perquimans County residents who are enrolled in Original Medicare or a Medicare Supplement plan.

• Dual Special Needs Plans (D-SNP) serve Perquimans County residents who qualify for both Medicare and Medicaid, combining benefits and coordinating care across local health systems.

What Medicare plans are available in Perquimans County for 2026?

For 2026, Blue Cross NC offers seven Medicare plans in Perquimans County, including multiple HMO and HMO-POS Medicare Advantage options, a Dual Special Needs Plan, and a standalone Prescription Drug Plan. These plans connect Perquimans County residents to a regional provider network that includes Sentara Albemarle Medical Center in Elizabeth City, ECU Health Family Medicine in Hertford, and ECU Health Multispecialty in Edenton. Selecting the right plan type depends on whether a resident prefers the structured referral process of an HMO or the added flexibility of an HMO-POS arrangement when accessing specialists across the Albemarle region.

• Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides medical-only coverage connected to in-network providers including Sentara Albemarle Medical Center in Elizabeth City.

• Blue Medicare Essential, HMO, $0.00 per month, offers structured HMO coverage requiring a primary care physician referral to access specialists like those at ECU Health Multispecialty in Edenton.

• Blue Medicare Essential Plus, HMO-POS, $0.00 per month, gives Perquimans County residents the added flexibility of point-of-service access to providers beyond the standard HMO network.

• Blue Medicare Enhanced, HMO-POS, $40.00 per month, is a higher-tier plan that may include enhanced benefits for Perquimans County residents who want broader coverage within the regional network.

• Blue Medicare Freedom+, HMO-POS, $0.00 per month, combines zero-premium cost with HMO-POS flexibility, supporting access to ECU Health Family Medicine and other regional facilities.

• Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan designed for Perquimans County residents who qualify for both Medicare and Medicaid, coordinating benefits across the local provider network.

• Blue Medicare Rx Enhanced PDP, Prescription Drug Plan, $163.20 per month, provides standalone drug coverage and can be paired with Original Medicare or a Medigap plan for Perquimans County residents.

How much does Medicare cost in Perquimans County?

In Perquimans County, five of the seven available Medicare Advantage plans for 2026 carry a $0 monthly premium, while the Blue Medicare Enhanced HMO-POS plan is available at $40.00 per month and the Blue Medicare Rx Enhanced PDP standalone drug plan is priced at $163.20 per month. Perquimans County's median household income of $61,224 means that some residents will manage standard Medicare costs comfortably, while others closer to program income thresholds may qualify for federal and state assistance programs that reduce premiums and out-of-pocket expenses significantly. Health Plans of NC can review each resident's financial situation at no cost to identify which cost-reduction programs apply to their specific household.

• Part A: $0 premium for most Perquimans County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.

• Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.

• Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.

Which insurance companies offer Medicare plans in Perquimans County for 2026?

For 2026, Blue Cross NC is the Medicare carrier offering plans to eligible residents of Perquimans County, with a total of 7 plans available in the county. The plan types offered by Blue Cross NC include HMO, HMO-POS, a Dual Special Needs Plan, and a standalone Prescription Drug Plan, covering a range of coverage needs for local beneficiaries. Blue Cross NC's provider network in Perquimans County connects directly to regional health systems such as Sentara Albemarle Medical Center in Elizabeth City and ECU Health facilities in Hertford and Edenton, meaning that the plan a resident selects determines which hospitals and clinics are covered at in-network rates. Choosing the right plan affects access to specialists including those at ECU Health Neurology in Edenton, ECU Health Internal Medicine in Edenton, and ECU Health Multispecialty, making it essential to review each plan's provider directory carefully before enrolling. Health Plans of NC compares every available Medicare plan in Perquimans County side by side at no cost, helping residents confirm their preferred providers are in-network before making a final decision.

• Blue Cross NC, plan types offered include HMO, HMO-POS, D-SNP, and PDP, with a total of 7 Medicare plans available in Perquimans County for 2026.

Who qualifies for Medicare financial assistance in Perquimans County?

Perquimans County residents with limited income and resources may qualify for the Extra Help program, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near zero for eligible beneficiaries. The Medicare Savings Program is available to lower-income residents and can cover all or part of the standard Part B premium, reducing the monthly cost burden for those who qualify. Perquimans County's uninsured rate of 10.2% and poverty rate of 11.4% indicate that a meaningful share of residents may be eligible for these programs, including the Healthy Blue Medicare DSNP for those who qualify for both Medicare and Medicaid. Health Plans of NC agents check eligibility for all financial assistance programs at no cost, helping Perquimans County residents access every benefit available to them.

• Extra Help, also called the Low Income Subsidy, reduces Part D prescription drug plan costs for Perquimans County residents who meet federal income and resource limits.

• The Medicare Savings Program can help qualifying Perquimans County residents have their Part B premiums paid by the state of North Carolina, reducing monthly out-of-pocket expenses.

• The Healthy Blue Medicare DSNP is available to Perquimans County residents who qualify for both Medicare and Medicaid, combining benefits and providing coordinated care through local health systems.

• NC Medicaid may provide additional coverage for low-income Perquimans County residents who do not yet qualify for Medicare or who need supplemental benefits alongside their Medicare plan.

• Health Plans of NC agents help Perquimans County residents apply for Extra Help, Medicare Savings Programs, and D-SNP enrollment at no cost and with no sales pressure.

Get free Medicare help in Perquimans County

Health Plans of NC licensed agents serve residents across Perquimans County, including communities like Hertford, Winfall, and Belvidere, comparing every available 2026 Medicare plan side by side at no cost and helping with first-time enrollment, Annual Enrollment changes, and financial assistance applications. Call 800-797-0327 today to speak with a local agent who understands the Perquimans County provider landscape and can match you with the coverage that fits your providers, prescriptions, and budget.

• Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment

• Email [email protected] with questions about Medicare plans available in Perquimans County

• Find a licensed agent and book directly at healthplansofnc.com/agents

• No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.

What hospitals are in Perquimans County?

What clinics are in Perquimans County?