Live Worry-Free. Find the Right Medicare Plan in NC. in Robeson County
North Carolina
in North Carolina
Health Plans of NC helps Robeson County, NC residents navigate all 8 Medicare plans available for 2026, with local coverage anchored by Southeastern Health facilities in Lumberton.
Robeson County, NC is home to approximately 18,000 Medicare-eligible residents, representing 15.8% of the county's total population of 116,858. Local health systems, including Southeastern Regional Medical Center at 300 W 27th St, Lumberton, and UNC Health Southeastern at 4300 Fayetteville Rd, Lumberton, accept Medicare and provide comprehensive services ranging from emergency care and surgical procedures to geriatric medicine and rehabilitation. Beneficiaries in Robeson County can choose from Medicare Advantage, Medicare Supplement, Part D Prescription Drug Plans, and Dual Special Needs Plans depending on their health needs and preferred local providers.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $47.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Robeson County and provide coordinated care through in-network facilities such as Southeastern Regional Medical Center in Lumberton.
Medicare Advantage HMO-POS plans give Robeson County beneficiaries the flexibility to seek care both within and outside the primary network, including UNC Health Southeastern.
Medicare Advantage PPO plans are available for Robeson County residents who want broader provider access while still benefiting from lower in-network costs at local hospitals.
Medicare Supplement (Medigap) plans work alongside Original Medicare and allow Robeson County residents to visit any Medicare-accepting provider, including specialists outside the immediate area.
Part D Prescription Drug Plans provide standalone drug coverage for Robeson County beneficiaries and can be used at local pharmacies including CVS and Walgreens locations throughout the county.
Dual Special Needs Plans (D-SNP) are available in Robeson County for residents who qualify for both Medicare and Medicaid, with coordinated benefits through local Southeastern Health network providers.
Blue Cross NC offers eight Medicare plans in Robeson County for 2026, spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with networks that include Southeastern Regional Medical Center and UNC Health Southeastern. Several plans carry $0 monthly premiums, making them accessible options for residents who want bundled coverage without additional premium costs beyond Part B. Beneficiaries should verify that their preferred local providers, including primary care clinics such as Southeastern Health Family Medicine and Robeson Family Practice, participate in the network of any plan they consider.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides medical-only coverage with access to Southeastern Health network providers in Robeson County.
Blue Medicare Essential, HMO, $0.00 per month, bundles hospital and medical coverage through an in-network structure that includes Southeastern Regional Medical Center.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, offers HMO-POS flexibility allowing Robeson County beneficiaries to access both in-network and select out-of-network providers.
Blue Medicare Enhanced, HMO-POS, $47.00 per month, provides enhanced benefits including potential dental, vision, and hearing coverage through the Blue Cross NC network in Robeson County.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Robeson County residents PPO-level provider flexibility including access to UNC Health Southeastern and other Medicare-accepting facilities.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, is designed for beneficiaries who want the flexibility of an HMO-POS structure while maintaining access to Lumberton-area Southeastern Health facilities.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is a Dual Special Needs Plan for Robeson County residents who qualify for both Medicare and Medicaid, coordinating benefits across both programs.
Blue Medicare Rx Enhanced PDP, standalone Prescription Drug Plan, $163.20 per month, provides Part D drug coverage for Robeson County beneficiaries enrolled in Original Medicare or a non-drug Medicare Advantage plan.
For 2026, Robeson County Medicare Advantage plan premiums range from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ to $53.00 per month for Blue Medicare PPO Enhanced, giving residents a range of price points to match their budgets. With a county median household income of $40,318, many Robeson County residents may find that $0-premium Medicare Advantage plans offer the most financially accessible path to comprehensive coverage, particularly when those plans include extra benefits like dental and vision. Residents interested in standalone drug coverage through Blue Medicare Rx Enhanced PDP should factor in the $163.20 monthly premium alongside any applicable cost-sharing programs that may reduce out-of-pocket drug expenses.
Part A: $0 premium for most Robeson County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Robeson County for 2026, offering a total of 8 plans across HMO, HMO-POS, PPO, PDP, and D-SNP plan types. These plan structures give Robeson County residents multiple ways to structure their coverage, from fully integrated HMO plans to standalone prescription drug coverage. Blue Cross NC networks in Robeson County include key local facilities such as Southeastern Regional Medical Center at 300 W 27th St, Lumberton, and UNC Health Southeastern at 4300 Fayetteville Rd, Lumberton, meaning the plan a beneficiary selects directly determines which hospitals and specialists they can access at in-network cost. Choosing a plan that excludes a preferred local provider such as an urgent care center or a Lumberton-area specialist can result in significantly higher out-of-pocket expenses, making careful plan-to-provider verification essential before enrollment. Health Plans of NC compares every available Medicare plan side-by-side at no cost to Robeson County residents, ensuring beneficiaries can make an informed choice aligned with their provider relationships.
Blue Cross NC offers HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with a total of 8 Medicare plans available in Robeson County for 2026.
Robeson County has an uninsured rate of 14.3% and a poverty rate of 28.8%, making financial assistance programs especially important for many local Medicare beneficiaries. The Extra Help program, also known as the Low Income Subsidy, helps eligible residents reduce or eliminate Part D prescription drug costs, while Medicare Savings Programs can cover the Part B premium and other cost-sharing for those who qualify based on income and resources. Residents who are eligible for both Medicare and Medicaid may enroll in the Healthy Blue Medicare DSNP, a Dual Special Needs Plan that coordinates benefits across both programs and is available in Robeson County at $0.00 per month. Health Plans of NC agents check eligibility for all available assistance programs at no cost to Robeson County residents and can guide applicants through the enrollment process.
Extra Help (Low Income Subsidy) can reduce Part D prescription drug plan costs to near $0 for eligible Robeson County Medicare beneficiaries who meet income and resource limits.
Medicare Savings Programs may cover the standard Part B premium and other cost-sharing amounts for qualifying Robeson County residents with limited income and assets.
The Healthy Blue Medicare DSNP is available at $0.00 per month for Robeson County residents who qualify for both Medicare and Medicaid, providing coordinated dual-eligible benefits.
NC Medicaid may provide additional low-income health coverage for Robeson County residents who do not yet qualify for Medicare or who need supplemental assistance alongside their Medicare plan.
Health Plans of NC licensed agents screen Robeson County residents for all financial assistance programs at no cost and help complete applications for Extra Help, Medicare Savings Programs, and D-SNP enrollment.
Health Plans of NC licensed agents serve Robeson County residents at no cost, comparing every available 2026 Medicare plan side-by-side to match each beneficiary with the right coverage for their health needs, preferred providers, and budget. Call 800-797-0327 to speak with a local agent who can assist with new enrollment, annual plan changes, and eligibility checks for financial assistance programs.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Robeson County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
Brynn Marr Hospital | 192 Village Dr, Jacksonville, NC 28546 | (910) 577-1400 |
Cape Fear Vly Bladen County | 501 S Poplar St, Elizabethtown, NC 28337 | (910) 862-5100 |
Columbus Regional Healthcare | 500 Jefferson St, Whiteville, NC 28472 | (910) 642-8011 |
Dosher Memorial Hospital | 924 N Howe St, Southport, NC 28461 | (910) 457-3800 |
ECU Health Duplin Hospital | 401 N Main St, Kenansville, NC 28349 | (910) 296-0941 |
Naval Medical Ctr Camp Lejeune | 100 Brewster Blvd, Camp Lejeune, NC 28547 | (910) 450-4357 |
New Hanover Regional Med Ctr | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7000 |
New Hanover Regl Med Ctr-Rehab | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7835 |
NHRMC Betty H Cameron Women's | 2131 S 17th St, Wilmington, NC 28401 | (910) 667-7360 |
Novant Health Brunswick Med | 240 Hospital Dr NE, Bolivia, NC 28422 | (910) 721-1000 |
Novant Health New Hanover | 5301 Wrightsville Ave, Wilmington, NC 28403 | (910) 667-8100 |
Onslow Memorial Hospital | 317 Western Blvd, Jacksonville, NC 28546 | (910) 577-2345 |
Pender Memorial Hospital | 507 E Fremont St, Burgaw, NC 28425 | (910) 259-5451 |
Sampson Regional Medical Ctr | 607 Beaman St, Clinton, NC 28328 | (910) 592-8511 |
Southeastern Regional Med Ctr | 300 W 27th St, Lumberton, NC 28358 | (910) 671-5000 |
UNC Health Southeastern | 4300 Fayetteville Rd, Lumberton, NC 28358 | (910) 608-3078 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Robeson County ZIP Codes include: 28319, 28340, 28357, 28358, 28359, 28360, 28362, 28364, 28369, 28371, 28372, 28375, 28377, 28378, 28383, and 28386
