Live Worry-Free. Find the Right Medicare Plan in NC. in Hertford County
North Carolina
in North Carolina
Health Plans of NC helps Medicare-eligible residents of Hertford County, NC compare all available 2026 plans from Blue Cross NC, including options that connect to ECU Health Roanoke-Chowan Hospital in Ahoskie and other regional providers, at no cost and with no sales pressure.
Hertford County, NC has a population of approximately 20,492 residents, with around 4,000 people representing 21.3% of the county currently eligible for Medicare. Local seniors have access to care through ECU Health, including ECU Health Roanoke-Chowan Hospital in Ahoskie and a network of specialty clinics offering cardiology, pulmonology, endocrinology, and internal medicine services throughout the region. Medicare-eligible residents in Hertford County can choose from several coverage types, including Medicare Advantage, Medicare Supplement, standalone Part D drug plans, and a Dual Special Needs Plan for those who qualify for both Medicare and Medicaid.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $47.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available in Hertford County and may include access to ECU Health Roanoke-Chowan Hospital and affiliated specialty clinics in Ahoskie.
Medicare Advantage HMO-POS plans offer slightly more flexibility than standard HMOs and are available with in-network access to ECU Health facilities throughout the region.
Medicare Advantage PPO plans are available in Hertford County, giving seniors the option to see both in-network and out-of-network providers, including specialists at regional ECU Health locations.
Medicare Supplement (Medigap) plans work alongside Original Medicare and allow Hertford County residents to visit any Medicare-accepting provider nationwide, including larger regional hospitals outside the county.
Part D Prescription Drug Plans are available as standalone coverage for Hertford County residents who remain on Original Medicare or a Medicare Supplement plan and need help covering prescription costs.
Dual Special Needs Plans (D-SNP) are available for Hertford County residents who qualify for both Medicare and Medicaid, providing coordinated coverage that may include additional benefits beyond standard Medicare Advantage.
Blue Cross NC offers eight Medicare plans in Hertford County for 2026, spanning HMO, HMO-POS, PPO, standalone Part D, and D-SNP plan types to serve a range of healthcare and budget needs. Several plans carry $0 monthly premiums and are designed to work within a provider network that includes ECU Health Roanoke-Chowan Hospital in Ahoskie and surrounding ECU Health specialty clinics. Residents should confirm that their specific providers, including endocrinology, pulmonology, and cardiology specialists at local ECU Health clinics, are included in the network before enrolling in any Medicare Advantage plan.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, designed for beneficiaries seeking medical-only Advantage coverage with access to the ECU Health provider network in Hertford County.
Blue Medicare Essential, HMO, $0.00 per month, a zero-premium HMO plan that requires members to use in-network providers such as ECU Health Roanoke-Chowan Hospital in Ahoskie.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, an HMO-POS option offering point-of-service flexibility while keeping the monthly premium at zero for eligible Hertford County residents.
Blue Medicare Enhanced, HMO-POS, $47.00 per month, a higher-tier plan with an HMO-POS structure that may offer enhanced benefits beyond what zero-premium plans include in Hertford County.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, the only PPO option available in Hertford County, allowing members greater flexibility to access both in-network and out-of-network ECU Health facilities.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, a zero-premium HMO-POS plan offering Hertford County seniors network access to ECU Health providers and affiliated regional specialists.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, a Dual Special Needs Plan for Hertford County residents who are enrolled in both Medicare and Medicaid, offering coordinated care through the ECU Health network.
Blue Medicare Rx Enhanced PDP, standalone Part D prescription drug plan, $163.20 per month, available for Hertford County residents who want dedicated drug coverage alongside Original Medicare or a Medigap policy.
With a median household income of $47,472 in Hertford County, many local seniors are particularly attentive to monthly premium levels and total out-of-pocket exposure when comparing Medicare options for 2026. Several Blue Cross NC Medicare Advantage plans in Hertford County are available at $0 per month, while others carry premiums of $47.00 or $53.00 per month, and the standalone Part D plan is priced at $163.20 per month, giving residents a range of cost points to consider. Residents whose income falls below certain thresholds may qualify for programs that significantly reduce their overall Medicare costs, and Health Plans of NC can identify those opportunities at no charge during a free plan comparison.
Part A: $0 premium for most Hertford County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the sole Medicare carrier offering plans in Hertford County for 2026, with a total of eight plans available to eligible residents. These eight plans span multiple plan types, including HMO, HMO-POS, PPO, standalone Part D prescription drug coverage, and a Dual Special Needs Plan for dual-eligible beneficiaries. Blue Cross NC plan networks in Hertford County directly affect whether residents can use local facilities such as ECU Health Roanoke-Chowan Hospital in Ahoskie, as well as nearby regional hospitals including ECU Health Bertie Hospital in Windsor and ECU Health North Hospital in Roanoke Rapids. Choosing the right plan type and network tier determines whether Hertford County seniors can continue seeing their current cardiologists, pulmonologists, endocrinologists, and other specialists at ECU Health clinics in the region without incurring unexpected costs. Health Plans of NC compares every available Blue Cross NC Medicare plan in Hertford County side by side at no cost, so residents can make an informed decision based on their providers, medications, and budget.
Blue Cross NC, offering HMO, HMO-POS, PPO, Part D, and D-SNP plan types, with a total of 8 Medicare plans available in Hertford County for 2026.
Hertford County has an uninsured rate of 9.7% and a poverty rate of 21.4%, meaning a significant share of local residents may qualify for programs that reduce Medicare costs well below standard rates. The Extra Help program, also called the Low Income Subsidy, can reduce or eliminate Part D prescription drug costs for qualifying Hertford County residents based on income and asset limits. Medicare Savings Programs can help cover Part B premiums and other cost-sharing expenses for lower-income beneficiaries, and the Healthy Blue Medicare D-SNP plan is available specifically for residents who qualify for both Medicare and Medicaid simultaneously. Health Plans of NC agents check eligibility for all available assistance programs at no cost to Hertford County residents and can assist with enrollment during any qualifying period.
Extra Help (Low Income Subsidy) can reduce Part D prescription drug premiums and copays to near zero for eligible Hertford County residents who meet income and asset requirements.
Medicare Savings Programs may pay some or all of the Part B premium for qualifying Hertford County seniors, providing meaningful monthly relief for those on fixed incomes.
The Healthy Blue Medicare D-SNP plan is available for Hertford County residents enrolled in both Medicare and Medicaid, offering coordinated benefits and potentially reduced cost-sharing.
NC Medicaid may provide additional coverage for low-income Hertford County residents who do not yet qualify for Medicare or who need benefits beyond what Medicare covers.
Health Plans of NC agents can screen Hertford County residents for all financial assistance programs at no cost and guide them through the application and enrollment process.
Health Plans of NC licensed agents serve Hertford County residents at no cost, comparing every available 2026 Medicare plan side by side and helping with enrollment, plan changes, and financial assistance screening. Call 800-797-0327 to speak with a local agent who understands the ECU Health provider network and the specific plan options available in your zip code.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Hertford County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
ECU Health Bertie Hospital | 1403 S King St, Windsor, NC 27983 | (252) 794-6600 |
ECU Health Chowan Hospital | 211 Virginia Rd, Edenton, NC 27932 | (252) 482-8451 |
ECU Health Edgecombe Hospital | 111 Hospital Dr, Tarboro, NC 27886 | (252) 641-7700 |
ECU Health North Hospital | 250 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-8011 |
ECU Health Roanoke-Chowan Hosp | 500 Academy St S, Ahoskie, NC 27910 | (252) 209-3000 |
Martin General Hospital | 310 S Mccaskey Rd, Williamston, NC 27892 | (252) 809-6300 |
Outer Banks Hospital | 4800 S Croatan Hwy, Nags Head, NC 27959 | (252) 449-4500 |
Sentara Albemarle Medical Ctr | 1144 N Road St, Elizabeth City, NC 27909 | (252) 335-0531 |
Washington Regional Med Ctr | 958 US Highway 64 E, Plymouth, NC 27962 | (252) 793-4135 |
Clinic | Address | Phone |
|---|---|---|
ECU Health Endocrinology-Ahsk | 226 Academy St S, Ahoskie, NC 27910 | (252) 209-3991 |
ECU Health Family Medicine | 1124 Harvey Point Rd, Hertford, NC 27944 | (252) 426-2946 |
ECU Health Family Medicine | 1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870 | (252) 537-9176 |
ECU Health Heart-Vascular Care | 220 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 537-9268 |
ECU Health Internal Medicine | 104 Mark Dr, Edenton, NC 27932 | (252) 482-5171 |
ECU Health Multispecialty | 113 Virginia Rd, Edenton, NC 27932 | (252) 482-3047 |
ECU Health Neurology-Edenton | 203 Earnhart Dr # B, Edenton, NC 27932 | (252) 482-5868 |
ECU Health Orthopedics-Roanoke | 171 N Carolina 125, Roanoke Rapids, NC 27870 | (252) 537-5631 |
ECU Health Pulmonology-Ahoskie | 222 Academy St S, Ahoskie, NC 27910 | (252) 209-3440 |
ECU Health Sleep Medicine | 240 Smith Church Rd # A, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax Regional Med Ctr Inc | 250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954 | (252) 473-2500 |
Sentara Vascular Specialists | 5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949 | (252) 255-6125 |
Signature Healthcare | 305 E 14th St, Roanoke Rapids, NC 27870 | (252) 537-6181 |
Vidant Sleep Medicine-Roanoke | 240 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Hertford County ZIP Codes include: 27805, 27818, 27855, 27910, 27922, 27942, and 27986
