Live Worry-Free. Find the Right Medicare Plan in NC. in Northampton County
North Carolina
in North Carolina
Health Plans of NC helps Northampton County, NC residents compare all available Medicare plans at no cost, with access to regional care through ECU Health facilities including ECU Health Roanoke-Chowan Hospital in Ahoskie and ECU Health North Hospital in Roanoke Rapids.
Northampton County, NC has a population of 17,212, with approximately 5,000 Medicare-eligible residents representing 28.5% of the county, one of the higher Medicare-eligible rates in the region. Seniors in Northampton County can access Medicare plans through Blue Cross NC, with major regional health systems including ECU Health serving the area through facilities such as ECU Health Roanoke-Chowan Hospital in Ahoskie and ECU Health North Hospital in Roanoke Rapids, both of which accept Medicare patients for primary care, specialty services, and emergency care. Coverage options span Medicare Advantage HMO, HMO-POS, and PPO plans, a Dual Special Needs Plan, a standalone Part D prescription drug plan, and Medicare Supplement plans for those who prefer broader provider flexibility.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $47.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans are available through Blue Cross NC and provide coordinated care with access to ECU Health primary care and specialty providers across the region.
Medicare Advantage HMO-POS plans through Blue Cross NC allow Northampton County beneficiaries some flexibility to seek care outside the network while still connecting to ECU Health facilities in Ahoskie and Roanoke Rapids.
Medicare Advantage PPO plans through Blue Cross NC give Northampton County residents the ability to see both in-network and out-of-network providers, including specialists at ECU Health Roanoke-Chowan Hospital.
Medicare Supplement plans pair with Original Medicare to allow Northampton County residents to visit any Medicare-accepting provider nationwide, including ECU Health specialty clinics in Ahoskie and across the region.
Part D Prescription Drug Plans provide standalone drug coverage for Northampton County residents on Original Medicare or a Medicare Supplement plan, helping manage costs for medications used at local ECU Health specialty clinics.
Dual Special Needs Plans are available for Northampton County residents who qualify for both Medicare and Medicaid, offering coordinated benefits through the Blue Cross NC network with access to ECU Health facilities.
For 2026, Blue Cross NC offers eight Medicare plans in Northampton County, ranging from $0 premium Medicare Advantage options to a standalone Part D prescription drug plan, each connected to a provider network that includes ECU Health facilities such as ECU Health Roanoke-Chowan Hospital in Ahoskie, ECU Health North Hospital in Roanoke Rapids, and a wide range of ECU Health specialty clinics. Beneficiaries should verify that their preferred providers, including Signature Healthcare in Roanoke Rapids and Halifax Regional Medical Center, are included in the specific plan network before enrolling. Health Plans of NC agents can compare all eight plans side by side at no cost to help Northampton County residents find the right fit for their provider access needs and prescription requirements.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides hospital and medical coverage connected to the Blue Cross NC network including ECU Health facilities serving Northampton County.
Blue Medicare Essential, HMO, $0.00 per month, offers coordinated care through ECU Health primary care and specialty providers with no additional premium beyond Part B.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility for Northampton County residents who occasionally need care outside the standard HMO network.
Blue Medicare Enhanced, HMO-POS, $47.00 per month, provides enhanced benefits for Northampton County beneficiaries with access to ECU Health Endocrinology and ECU Health Pulmonology in Ahoskie.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, offers the broadest in-plan provider flexibility for Northampton County residents, including access to ECU Health North Hospital and ECU Health Roanoke-Chowan Hospital.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, provides a no-premium option with point-of-service access for Northampton County residents seeking flexibility without additional monthly costs.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, serves dual-eligible Northampton County residents enrolled in both Medicare and Medicaid with coordinated care through ECU Health facilities.
Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, offers prescription drug coverage for Northampton County residents on Original Medicare or a Medicare Supplement plan.
In 2026, Northampton County residents can choose from Medicare Advantage plans through Blue Cross NC with monthly premiums ranging from $0.00 per month for plans such as Blue Medicare Essential and Blue Medicare Freedom+ to $53.00 per month for Blue Medicare PPO Enhanced, making several options accessible for those on a fixed income near the county median household income of $47,935. The standalone Blue Medicare Rx Enhanced PDP carries a monthly premium of $163.20 and provides prescription drug coverage for those enrolled in Original Medicare or a Medicare Supplement plan. Northampton County residents whose income falls below certain thresholds may qualify for programs that reduce or eliminate these plan costs, and Health Plans of NC agents can assess eligibility during a free plan comparison.
Part A: $0 premium for most Northampton County residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Northampton County for 2026, offering a total of eight plans across multiple plan types designed to meet the diverse needs of local beneficiaries. Plan types available from Blue Cross NC in Northampton County include Medicare Advantage HMO, HMO-POS, and PPO structures, a Dual Special Needs Plan, and a standalone Part D prescription drug plan, as well as Medicare Supplement options for those seeking broader coverage flexibility. The Blue Cross NC network in and around Northampton County connects beneficiaries to key regional health systems including ECU Health, with access to hospitals such as ECU Health Roanoke-Chowan Hospital in Ahoskie and ECU Health North Hospital in Roanoke Rapids for inpatient, emergency, and specialty care. Choosing the right plan from the Blue Cross NC lineup directly affects which specialists and facilities a Northampton County resident can use, including ECU Health Endocrinology in Ahoskie, ECU Health Orthopedics in Roanoke Rapids, and ECU Health Sleep Medicine in Roanoke Rapids. Health Plans of NC compares every available Medicare plan in Northampton County side by side at no cost, helping residents identify the plan that best aligns with their provider preferences and care needs.
Blue Cross NC, plan types offered include Medicare Advantage HMO, HMO-POS, PPO, D-SNP, and standalone Part D, with a total of eight plans available in Northampton County for 2026.
Northampton County has a poverty rate of 20.0% and an uninsured rate of 9.9%, meaning a significant share of residents approaching or already on Medicare may qualify for programs that reduce or eliminate out-of-pocket costs. The Extra Help program, also known as the Low Income Subsidy, can reduce Part D prescription drug costs to near $0 per month for eligible Northampton County beneficiaries, while Medicare Savings Programs may cover Part B premiums entirely for those who qualify based on income and assets. Northampton County residents who are enrolled in both Medicare and Medicaid may qualify for the Healthy Blue Medicare DSNP, which coordinates benefits across both programs and is available at $0 per month through Blue Cross NC. Health Plans of NC agents check eligibility for all available financial assistance programs at no cost to Northampton County residents, ensuring that those who qualify are connected with the right coverage and savings.
Extra Help and the Low Income Subsidy program can reduce Part D prescription drug plan costs to near $0 per month for qualifying Northampton County residents with limited income and resources.
Medicare Savings Programs administered through NC Medicaid may cover Part B premiums in full for Northampton County beneficiaries who meet income and asset requirements.
The Healthy Blue Medicare DSNP through Blue Cross NC coordinates Medicare and Medicaid benefits at $0 per month for Northampton County residents who are dual-eligible for both programs.
NC Medicaid provides additional coverage options for low-income Northampton County residents who may not yet be Medicare-eligible or who need assistance bridging coverage gaps.
Health Plans of NC licensed agents can screen Northampton County residents for all financial assistance programs at no cost and help with enrollment in the most appropriate plan.
Health Plans of NC licensed agents serve Northampton County residents at no cost and with no sales pressure, comparing every available Medicare plan side by side to help with enrollment and plan changes at any time of year. Call 800-797-0327 to speak with a local Medicare agent who understands the providers, plans, and assistance programs available to Northampton County residents.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Northampton County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Hospital | Address | Phone |
|---|---|---|
ECU Health Bertie Hospital | 1403 S King St, Windsor, NC 27983 | (252) 794-6600 |
ECU Health Chowan Hospital | 211 Virginia Rd, Edenton, NC 27932 | (252) 482-8451 |
ECU Health Edgecombe Hospital | 111 Hospital Dr, Tarboro, NC 27886 | (252) 641-7700 |
ECU Health North Hospital | 250 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-8011 |
ECU Health Roanoke-Chowan Hosp | 500 Academy St S, Ahoskie, NC 27910 | (252) 209-3000 |
Martin General Hospital | 310 S Mccaskey Rd, Williamston, NC 27892 | (252) 809-6300 |
Outer Banks Hospital | 4800 S Croatan Hwy, Nags Head, NC 27959 | (252) 449-4500 |
Sentara Albemarle Medical Ctr | 1144 N Road St, Elizabeth City, NC 27909 | (252) 335-0531 |
Washington Regional Med Ctr | 958 US Highway 64 E, Plymouth, NC 27962 | (252) 793-4135 |
Clinic | Address | Phone |
|---|---|---|
ECU Health Endocrinology-Ahsk | 226 Academy St S, Ahoskie, NC 27910 | (252) 209-3991 |
ECU Health Family Medicine | 1124 Harvey Point Rd, Hertford, NC 27944 | (252) 426-2946 |
ECU Health Family Medicine | 1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870 | (252) 537-9176 |
ECU Health Heart-Vascular Care | 220 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 537-9268 |
ECU Health Internal Medicine | 104 Mark Dr, Edenton, NC 27932 | (252) 482-5171 |
ECU Health Multispecialty | 113 Virginia Rd, Edenton, NC 27932 | (252) 482-3047 |
ECU Health Neurology-Edenton | 203 Earnhart Dr # B, Edenton, NC 27932 | (252) 482-5868 |
ECU Health Orthopedics-Roanoke | 171 N Carolina 125, Roanoke Rapids, NC 27870 | (252) 537-5631 |
ECU Health Pulmonology-Ahoskie | 222 Academy St S, Ahoskie, NC 27910 | (252) 209-3440 |
ECU Health Sleep Medicine | 240 Smith Church Rd # A, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax Regional Med Ctr Inc | 250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954 | (252) 473-2500 |
Sentara Vascular Specialists | 5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949 | (252) 255-6125 |
Signature Healthcare | 305 E 14th St, Roanoke Rapids, NC 27870 | (252) 537-6181 |
Vidant Sleep Medicine-Roanoke | 240 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Northampton County ZIP Codes include: 27820, 27831, 27832, 27842, 27845, 27853, 27854, 27862, 27866, 27867, 27869, 27876, 27877, and 27897
