in Onslow County
Jacksonville, North Carolina residents have access to 7 Medicare plans for 2026 through Blue Cross NC, and Health Plans of NC helps locals navigate every available option at no cost, with coverage connecting to key facilities like Onslow Memorial Hospital and Naval Hospital Camp Lejeune.
Jacksonville, North Carolina, located in Onslow County, is home to approximately 73,507 residents, with around 6,000 Medicare-eligible individuals representing 7.7% of the local population. Seniors in Jacksonville have access to quality healthcare facilities including Onslow Memorial Hospital and Naval Hospital Camp Lejeune, both of which serve Medicare enrollees across multiple plan types. Coverage categories range from Medicare Advantage HMO and HMO-POS plans to Part D prescription drug plans and Dual Special Needs Plans, giving Jacksonville residents a variety of structured options to match their healthcare needs.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $40.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans in Jacksonville, North Carolina provide coordinated care through a defined network that includes local providers affiliated with Onslow Memorial Hospital.
Medicare Advantage HMO-POS plans give Jacksonville, North Carolina enrollees the flexibility to seek some out-of-network care while still accessing primary care at in-network facilities like Naval Hospital Camp Lejeune.
Part D Prescription Drug Plans are available as standalone coverage for Jacksonville, North Carolina residents who remain in Original Medicare and need help managing prescription costs.
Dual Special Needs Plans (D-SNP) serve Jacksonville, North Carolina residents who qualify for both Medicare and Medicaid, offering coordinated benefits through local health networks.
For 2026, Blue Cross NC offers six Medicare Advantage and one standalone Part D plan in Jacksonville, North Carolina, covering HMO, HMO-POS, and D-SNP plan types with premiums ranging from $0 to $163.20 per month. Each plan connects enrollees to local provider networks, and confirming that preferred physicians and facilities participate in the chosen plan network is an important step before enrollment. Health Plans of NC can walk Jacksonville, North Carolina residents through each plan's network details, formulary, and benefits to identify the strongest fit.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides medical-only coverage through a network that includes providers connected to Onslow Memorial Hospital in Jacksonville, North Carolina.
Blue Medicare Essential, HMO, $0.00 per month, offers comprehensive Medicare Advantage benefits through a coordinated in-network care model serving Jacksonville, North Carolina enrollees.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility to essential coverage, allowing some access to out-of-network providers for Jacksonville, North Carolina residents.
Blue Medicare Enhanced, HMO-POS, $40.00 per month, delivers an enhanced benefit package through the HMO-POS model, including additional coverage features for Jacksonville, North Carolina seniors.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, combines a $0 premium with the point-of-service flexibility that Jacksonville, North Carolina enrollees value when accessing area specialists.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is designed for Jacksonville, North Carolina residents who qualify for both Medicare and Medicaid, coordinating benefits across both programs.
Blue Medicare Rx Enhanced PDP, standalone Part D plan, $163.20 per month, provides prescription drug coverage for Jacksonville, North Carolina residents who prefer to keep Original Medicare and need dedicated drug plan benefits.
Medicare Advantage plan premiums in Jacksonville, North Carolina for 2026 range from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ to $40.00 per month for Blue Medicare Enhanced, and $163.20 per month for the Blue Medicare Rx Enhanced standalone Part D plan. Jacksonville's median household income of $54,069 means that some residents may be near the income thresholds for programs like Extra Help or the Medicare Savings Program, which can meaningfully reduce overall Medicare costs. Health Plans of NC agents can review plan pricing side-by-side and screen Jacksonville, North Carolina residents for every available cost-reduction program at no charge.
Part A: $0 premium for most Jacksonville, North Carolina residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Jacksonville, North Carolina for 2026, offering a total of 7 Medicare plans for eligible residents to choose from during enrollment periods. These plans span multiple plan types including HMO, HMO-POS, Part D Prescription Drug Plans, and a Dual Special Needs Plan, giving Jacksonville seniors structured options across several coverage categories. Blue Cross NC plan networks connect directly to Jacksonville's local healthcare infrastructure, including Onslow Memorial Hospital and Naval Hospital Camp Lejeune, making network verification a critical step before selecting a plan. The plan type a Jacksonville, North Carolina resident selects will directly affect access to local specialists and facilities, particularly for enrollees in network-restricted HMO plans who must use in-network providers for non-emergency care. Health Plans of NC compares every available Medicare plan side-by-side at no cost, helping Jacksonville residents identify which Blue Cross NC plan best aligns with their provider preferences and coverage needs.
Blue Cross NC, offering HMO, HMO-POS, Part D PDP, and D-SNP plan types, with 7 total Medicare plans available in Jacksonville, North Carolina for 2026.
Jacksonville, North Carolina residents with limited income and resources may qualify for Extra Help, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 for eligible enrollees. The Medicare Savings Program can cover Part B premiums and other cost-sharing for qualifying Jacksonville residents, providing meaningful relief for those on fixed incomes. Jacksonville's uninsured rate of 10.4% and poverty rate of 13.5% indicate that a meaningful share of the local population may be eligible for these programs, including the Healthy Blue Medicare D-SNP for those enrolled in both Medicare and Medicaid. Health Plans of NC checks eligibility for every available financial assistance program at no cost, ensuring Jacksonville, North Carolina residents receive every benefit they qualify for.
Extra Help and the Low Income Subsidy can reduce Part D prescription drug plan costs significantly for Jacksonville, North Carolina residents who meet income and resource limits.
The Medicare Savings Program may cover Part B premiums and cost-sharing expenses for qualifying low-income Medicare enrollees in Jacksonville, North Carolina.
The Healthy Blue Medicare D-SNP is available for Jacksonville, North Carolina residents who are enrolled in both Medicare and Medicaid, coordinating benefits across both programs at $0 per month.
NC Medicaid may provide additional coverage and cost assistance for low-income Jacksonville, North Carolina residents who are approaching or newly enrolled in Medicare.
Health Plans of NC agents screen Jacksonville, North Carolina residents for all financial assistance programs at no cost and assist with the full application and enrollment process.
Health Plans of NC licensed agents serve Jacksonville, North Carolina residents at no cost, comparing every available 2026 Medicare plan side-by-side and guiding enrollees through plan selection, enrollment, and coverage changes. Call 800-797-0327 today to speak with a local agent who can help you find the right Medicare plan for your health needs and budget in Jacksonville, North Carolina.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Jacksonville, North Carolina
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Jacksonville, North Carolina ZIP Codes include: 28540, 28541, and 28546
