Find Your Most Affordable Health Insurance Plan in Cherokee County
in North Carolina
Cherokee County residents can choose from two healthcare options: Blue Advantage and Blue Care.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
in North Carolina
Cherokee County, located in west North Carolina, is an ideal destination for young families. It offers natural beauty, lots of family-friendly activities, affordable living, and access to some excellent healthcare facilities. Some activities include visiting the famous Nantahala National Forest, where families can hike, fish, or camp overnight. For art lovers, John C. Campbell Folk School is a unique institution offering classes in traditional crafts, music, and dance. The county also hosts family-friendly festivals yearly, including the Cherokee County Agricultural Fair and the Cherokee County Indian Festival.
The county is home to around 28,000 people, with a median age of 48. It boasts an excellent education system with a graduation rate of 90% and an average SAT score of 1,105. The county also has a relatively low unemployment rate of 4.6%, so it’s a good option for families seeking job stability. For family healthcare, the Murphy Medical Center is a full-service medical facility providing various health services, including emergency and surgical care. Families can also choose from several primary care clinics and specialists to find the right physician for their family.
Cherokee County (zip codes 28906, 28902, 28909, 28905, and 28901) is home to several towns and communities, including Murphy, the county seat. It boasts a historic downtown area, beautiful antique shops, and great family restaurants. Andrews is another town in the west of the county. It’s the home to Andrews Brewing Company, which offers tours and tastings of locally brewed beer.
Angel Medical Ctr, 124 One Center Ct, Franklin, NC, 28734, (828) 524-8411
Cherokee Indian Hospital, 1 Hospital Rd, Cherokee, NC, 28719, (828) 497-9163
Erlanger Western Carolina Hosp, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8161
Harris Regional Hospital, 68 Hospital Rd, Sylva, NC, 28779, (828) 586-7000
Haywood Regional Medical Ctr, 262 Leroy George Dr, Clyde, NC, 28721, (828) 456-7311
Highlands-Cashiers Hospital, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-1200
Swain Community Hospital, 45 Plateau St # 230, Bryson City, NC, 28713, (828) 488-2155
Transylvania Regional Hospital, 260 Hospital Dr, Brevard, NC, 28712, (828) 884-9111
Unity Healing Ctr, 448 Sequoyah Trl, Cherokee, NC, 28719, (828) 497-1800
Angel Medical Ctr, 56 Medical Park Dr, Franklin, NC, 28734, (828) 542-8411
Asheville Cardiology Assoc, 190 Hospital Dr # 104, Highlands, NC, 28741, (828) 274-6000
Atlanta Gastroenterology Assoc, 145 Medical Park Ln # K, Murphy, NC, 28906, (404) 257-9000
Center For Family Medicine, 55 Holly Springs Park Dr, Franklin, NC, 28734, (828) 349-3550
Haywood Regional Medical Ctr, , Waynesville, NC, 28786, (828) 452-8070
Mission Community Primary Care, 57 White Owl Ln, Cashiers, NC, 28717, (828) 743-2491
Mission Health Ctr Highlands, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-4942
Mission Urology-Brevard, 89 Hospital Dr # C, Brevard, NC, 28712, (828) 883-5858
Murphy Medical Ctr Emergency, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8300
Murphy Medical Ctr Human RSRCS, , Murphy, NC, 28906, (828) 835-7683
Murphy Medical Ctr Radiology, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 835-7540
Murphy Medical Ctr, 3990 E US Highway 64 Alternate, Murphy, NC, 28906, (828) 835-7502
Murphy Medical Ctr, 4130 115 Highway 64 E, Murphy, NC, 28906, (828) 835-7505
Orthopedics-Sports Medicine, 190 Riverview St, Franklin, NC, 28734, (828) 349-8260
Ozarks Medical Ctr, PO Box 330, Marble, NC, 28905, (417) 257-5802
Primary Care Franklin, 190 Riverview St, Franklin, NC, 28734, (828) 349-6800
VA Medical Ctr, 45 HI Lane St, Canton, NC, 28716, (828) 298-7911
Cherokee County ZIP Codes include: 28901, 28903, 28905, and 28906
