Find Your Most Affordable Health Insurance Plan in Currituck County
in North Carolina
Currituck County residents can compare 16 health insurance options for 2025.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
in North Carolina
Find affordable health insurance in Currituck County, NC with Health Plans of NC. Currituck County, NC is a small but growing coastal community where Health Plans of NC helps residents find the right health insurance coverage from local carriers including Blue Cross NC. With a population of 29,612 and an uninsured rate of 9.5%, roughly 3,000 Currituck County residents are currently without health coverage. Whether you live in Corolla, Moyock, or Jarvisburg, Health Plans of NC connects you with every available plan at no cost so you can protect your family without overpaying.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Currituck County residents have access to 16 health insurance plans for 2025 through the ACA marketplace, all offered through Blue Cross NC, giving families and individuals a range of options based on their budget, health needs, and how often they use medical services. With a median household income of $91,548, many Currituck County residents may qualify for income-based subsidies that significantly reduce monthly premiums, while those closer to the poverty line may qualify for Medicaid through North Carolina's expanded program. Understanding which plan type fits your situation is especially important in a county where the nearest hospitals and specialty clinics may require travel to areas like Greenville, Kitty Hawk, or Manteo.
Low-premium, high-deductible plans are ideal for young, healthy Currituck County residents who rarely visit the doctor and want to minimize monthly costs while maintaining coverage for emergencies.
Mid-tier plans with balanced premiums and deductibles work well for Currituck County families with children who need regular preventive care, pediatric visits, and access to local clinics like Island Medical Ctr in Manteo.
Comprehensive, lower-deductible plans are best suited for Currituck County residents managing chronic conditions who need frequent access to specialists such as those at ECU Health Endocrinology or ECU Health Neurology in the region.
Catastrophic coverage plans are available to Currituck County residents under age 30 or those with a hardship exemption, offering very low premiums as a safety net against major medical events.
Medicaid coverage is available to qualifying low-income Currituck County residents, particularly relevant given the county's 7.6% poverty rate, and provides comprehensive benefits at little or no cost.
Subsidy-eligible marketplace plans are available to Currituck County households earning between 100% and 400% of the federal poverty level, with many residents qualifying for reduced premiums or even $0-premium options based on the county's income distribution.
For 2025, Currituck County residents have access to 16 health insurance plans, all offered through Blue Cross NC, the sole ACA marketplace carrier serving the county. Blue Cross NC offers a range of plan structures including HMO, PPO, EPO, and Catastrophic options, giving residents flexibility in how they access care and which providers they can see. The Blue Cross NC network in this region connects Currituck County policyholders to nearby facilities including Sentara Vascular Specialists in Kitty Hawk and Island Medical Ctr in Manteo, as well as larger regional health systems like ECU Health Medical Center in Greenville. Choosing the right plan within the Blue Cross NC lineup directly affects whether Currituck County residents can see specific local providers without referrals or out-of-network costs, making plan-level comparison critical. Health Plans of NC agents compare every available Blue Cross NC plan side-by-side at no cost, helping residents identify the best fit based on their doctors, prescriptions, and budget. With a median household income of $91,548 and a 9.5% uninsured rate, many Currituck County residents are in a strong position to qualify for subsidized plans but may not know which Blue Cross NC option delivers the most value without professional guidance.
Blue Cross NC, offering 16 ACA marketplace plans for Currituck County residents in 2025
Bronze plans in Currituck County start at approximately $463.63/month before subsidies. With a median household income of $91,548, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
The starting bronze-equivalent plan in Currituck County costs $463.63 per month before any ACA premium tax credits are applied, making subsidy screening an essential first step.
Currituck County households earning up to 400% of the federal poverty level qualify for premium subsidies that can reduce monthly costs well below the $463.63 baseline price.
Some Currituck County residents with lower incomes may qualify for $0-premium plans after subsidies are applied, effectively eliminating the monthly cost of marketplace coverage.
North Carolina Medicaid is available to qualifying Currituck County residents at or near the poverty line, covering the roughly 7.6% of county residents living below the federal poverty threshold.
With 3,000 uninsured Currituck County residents representing a 9.5% uninsured rate, many locals may be unaware they qualify for subsidized or free coverage through the ACA or Medicaid.
Currituck County's coastal housing market, with a median home value of $334,000, reflects a higher cost of living that makes finding affordable health coverage especially important for working families and retirees on fixed incomes.
Individual and Family plan premiums in Currituck County before subsidies: Bronze plans start at $463.63/month (lowest premiums, highest deductible); Silver plans start at $593.60/month (mid-range cost, eligible for cost-sharing reductions); Gold plans start at $626.35/month (higher premiums, lower out-of-pocket). Catastrophic coverage is also available for Currituck County residents under 30 or with a hardship exemption. Most Currituck County residents qualify for ACA premium tax credits that can significantly lower monthly costs. Health Plans of NC provides free personalized quotes with exact subsidy calculations.
North Carolina expanded Medicaid in December 2023. Currituck County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 9.5% of Currituck County residents (about 3,000 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.
Currituck County is home to 29,612 residents. The median household income is $91,548. The county has grown 5.4% since 2020. The uninsured rate is 9.5%. 2.6% of residents are foreign-born. Health Plans of NC helps Currituck County residents find the right plan at no cost.
Hospital | Address | Phone |
|---|---|---|
Carolina East Medical Ctr | 2000 Neuse Blvd, New Bern, NC 28560 | (252) 633-8111 |
Carteret Health Care | 3500 Arendell St, Morehead City, NC 28557 | (252) 499-6000 |
Cherry Hospital | 1401 W Ash St, Goldsboro, NC 27530 | (919) 947-7000 |
ECU Health Beaufort Hosp A | 628 E 12th St, Washington, NC 27889 | (252) 975-4100 |
ECU Health Maynard Children's | 2102 Stantonsburg Rd, Greenville, NC 27834 | (252) 816-3714 |
ECU Health Medical Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-4100 |
UNC Lenoir Health Care | 100 Airport Rd, Kinston, NC 28501 | (252) 522-7000 |
Walter B Jones Alcohol & Drug | 2577 W 5th St, Greenville, NC 27834 | (252) 830-3426 |
Wayne MEMORIAL Hospital | 2605 Medical Office Pl, Goldsboro, NC 27534 | (919) 731-6112 |
Wayne UNC Health Care | 2700 Wayne Memorial Dr, Goldsboro, NC 27534 | (919) 736-1110 |
Clinic | Address | Phone |
|---|---|---|
ECU Health Endocrinology-Ahsk | 226 Academy St S, Ahoskie, NC 27910 | (252) 209-3991 |
ECU Health Family Medicine | 1124 Harvey Point Rd, Hertford, NC 27944 | (252) 426-2946 |
ECU Health Family Medicine | 1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870 | (252) 537-9176 |
ECU Health Heart-Vascular Care | 220 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 537-9268 |
ECU Health Internal Medicine | 104 Mark Dr, Edenton, NC 27932 | (252) 482-5171 |
ECU Health Multispecialty | 113 Virginia Rd, Edenton, NC 27932 | (252) 482-3047 |
ECU Health Neurology-Edenton | 203 Earnhart Dr # B, Edenton, NC 27932 | (252) 482-5868 |
ECU Health Orthopedics-Roanoke | 171 N Carolina 125, Roanoke Rapids, NC 27870 | (252) 537-5631 |
ECU Health Pulmonology-Ahoskie | 222 Academy St S, Ahoskie, NC 27910 | (252) 209-3440 |
ECU Health Sleep Medicine | 240 Smith Church Rd # A, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax Regional Med Ctr Inc | 250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954 | (252) 473-2500 |
Sentara Vascular Specialists | 5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949 | (252) 255-6125 |
Signature Healthcare | 305 E 14th St, Roanoke Rapids, NC 27870 | (252) 537-6181 |
Vidant Sleep Medicine-Roanoke | 240 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Currituck County ZIP Codes include: 27916, 27917, 27923, 27927, 27929, 27939, 27941, 27947, 27950, 27956, 27958, 27964, 27965, 27966, and 27973
