Find Your Most Affordable Health Insurance Plan in Jones County
in North Carolina
Jones County residents can compare 14 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Jones County, NC with Health Plans of NC. Health Plans of NC helps Jones County, NC residents compare and enroll in health insurance plans from Blue Cross NC, connecting local families and workers, including those employed by Jones County Schools and Carolina East Health System, to coverage that fits their needs and budget.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Jones County is a close-knit rural community of approximately 9,245 residents, with a population that has grown 0.8% since 2020 and a foreign-born resident share of 2.3%, reflecting a diverse mix of households who all need reliable health coverage options. Major employers in the county include Jones County Schools, the County of Jones, AM Health Care Services, Carolina East Health System, and Smithfield Foods, each representing a different coverage situation for workers and their families. Whether a resident receives care through Vidant Jones Hospital or CarolinaEast Medical Center, Health Plans of NC helps match every Jones County household to the right type of coverage.
ACA Marketplace coverage: available to Jones County residents who are not offered employer-sponsored insurance through employers like Smithfield Foods or Jones County Schools.
Medicaid coverage: provides low-cost or no-cost health coverage to eligible low-income Jones County residents, including workers at smaller local employers without group benefits.
Employer-sponsored insurance: Jones County Schools, the County of Jones, and Carolina East Health System may offer group health plans to full-time employees and their dependents.
Short-term health plans: a temporary coverage option for Jones County residents between jobs or waiting for employer-sponsored benefits to begin at a local workplace.
COBRA continuation coverage: allows Jones County workers who lose employer-sponsored coverage, such as from AM Health Care Services or a county government position, to temporarily extend their existing plan.
Small business SHOP coverage: Jones County small business owners, including those in agriculture or local services near Vidant Jones Hospital, can use SHOP marketplace options to offer group coverage to employees.
For 2026, Jones County residents can choose from 14 plans offered by Blue Cross NC across two distinct plan networks, Blue Advantage and Blue Care, giving individuals and families meaningful flexibility in how they access care. Blue Advantage is a PPO network covering 95% or more of NC doctors, while Blue Care is also a PPO network covering 92% or more of NC doctors, both connecting Jones County policyholders to regional facilities including CarolinaEast Medical Center in New Bern and ECU Health Medical Center in Greenville. Health Plans of NC helps residents compare every available 2026 plan side-by-side to identify which network best aligns with their preferred local providers.
Blue Advantage, PPO network: covers 95% or more of NC doctors and connects Jones County residents to CarolinaEast Medical Center, ECU Health Medical Center, and UNC Lenoir Health Care in Kinston.
Blue Care, PPO network: covers 92% or more of NC doctors and provides broad statewide access for Jones County residents who use providers in New Bern, Greenville, or Kinston.
Blue Advantage PPO plan tiers: available in Bronze, Silver, and Gold coverage levels, allowing Jones County residents to choose the deductible and premium combination that fits their medical usage.
Blue Care PPO plan tiers: also available across multiple coverage levels, giving Jones County families a second network option with strong statewide access to specialists and hospitals.
Both networks include access to regional health systems: Vidant Jones Hospital and CarolinaEast Medical Center are key facilities for Jones County residents, and network compatibility should be confirmed before enrollment.
Plan type flexibility: because both available networks are PPO structures, Jones County residents have the freedom to see out-of-network providers when needed, though in-network care will always cost less.
Bronze plans in Jones County start at approximately $401.70/month before subsidies. With a median household income of $55,659, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans start at $401.70 per month: lowest available monthly premium for a 35-year-old in Jones County before tax credits are applied, paired with a higher annual deductible.
Silver plans start at $516.45 per month: mid-range option that qualifies for cost-sharing reductions for eligible Jones County residents, lowering out-of-pocket costs at the point of care.
Gold plans start at $533.89 per month: higher monthly premium with a lower deductible and reduced out-of-pocket costs, well-suited for Jones County residents with frequent medical needs.
Premium tax credits reduce monthly costs significantly: Jones County residents earning between 100% and 400% of the federal poverty level, and in some cases above, may qualify for credits that substantially lower the starting premiums above.
Some residents may qualify for a $0 or near-zero premium plan: depending on household size and income relative to the federal poverty level, enhanced subsidies can eliminate the monthly premium entirely for qualifying Jones County households.
Out-of-pocket maximums provide financial protection: all 2026 ACA Marketplace plans in Jones County include a federal cap on annual out-of-pocket costs, protecting residents from catastrophic medical bills even on lower-tier Bronze plans.
Blue Cross NC is the ACA Marketplace carrier offering health insurance plans to Jones County residents for 2026, with a total of 14 plans available across multiple coverage tiers. These plans are structured around two PPO networks, Blue Advantage and Blue Care, each providing Jones County policyholders with broad access to physicians and facilities across North Carolina. Blue Advantage connects residents to 95% or more of NC doctors and reaches key regional systems serving Jones County, while Blue Care covers 92% or more of NC doctors with strong statewide access for those who travel to Greenville, New Bern, or Kinston for care. The choice between these two networks matters in a rural county like Jones, where provider proximity and in-network access to nearby hospitals can directly affect both convenience and cost. Health Plans of NC compares every available Blue Cross NC plan side-by-side at no cost, helping Jones County residents select the network and coverage tier that works best for their providers and financial situation.
Blue Cross NC: the sole ACA Marketplace carrier in Jones County for 2026, offering 14 plans across PPO structures under the Blue Advantage and Blue Care networks, spanning Bronze, Silver, Gold, and Catastrophic coverage tiers.
North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138% of the federal poverty level, which has opened the door to coverage for many Jones County residents who were previously uninsured. Currently, 10.6% of Jones County residents, approximately 1,000 people, remain uninsured, and a meaningful share of them may now be eligible for Medicaid under expansion. Children in Jones County households earning up to 210% of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, providing low-cost coverage for kids who do not qualify for full Medicaid. Health Plans of NC offers free eligibility checks to help Jones County residents determine whether they qualify for Medicaid, CHIP, or a subsidized Marketplace plan.
Working adults with low incomes: Jones County adults employed in part-time or seasonal roles, including those in agriculture or food processing, may qualify for Medicaid if their income falls at or below 138% of the federal poverty level.
Children in low-to-moderate income households: Jones County families with children may qualify for NC Health Choice CHIP coverage, which provides comprehensive pediatric benefits at little or no cost.
Pregnant women: Jones County residents who are pregnant may qualify for Medicaid coverage with an income threshold higher than the standard adult threshold, ensuring prenatal and delivery care is covered.
Jones County's poverty rate of 21.3% means a substantial share of county households may qualify for Medicaid or other assistance programs, making eligibility screening an important first step for many families.
People with disabilities: Jones County residents who receive Supplemental Security Income or meet certain disability criteria may qualify for Medicaid regardless of age, providing access to ongoing medical and specialty care.
Health Plans of NC licensed agents serve Jones County residents at no cost, comparing every available 2026 plan side-by-side and guiding you through enrollment from start to finish. Call 800-797-0327 today to speak with an agent who understands the Jones County market and can help you find the right coverage for your household.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Jones County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
Carolina East Medical Ctr | 2000 Neuse Blvd, New Bern, NC 28560 | (252) 633-8111 |
Carteret Health Care | 3500 Arendell St, Morehead City, NC 28557 | (252) 499-6000 |
Cherry Hospital | 1401 W Ash St, Goldsboro, NC 27530 | (919) 947-7000 |
ECU Health Beaufort Hosp A | 628 E 12th St, Washington, NC 27889 | (252) 975-4100 |
ECU Health Maynard Children's | 2102 Stantonsburg Rd, Greenville, NC 27834 | (252) 816-3714 |
ECU Health Medical Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-4100 |
UNC Lenoir Health Care | 100 Airport Rd, Kinston, NC 28501 | (252) 522-7000 |
Walter B Jones Alcohol & Drug | 2577 W 5th St, Greenville, NC 27834 | (252) 830-3426 |
Wayne MEMORIAL Hospital | 2605 Medical Office Pl, Goldsboro, NC 27534 | (919) 731-6112 |
Wayne UNC Health Care | 2700 Wayne Memorial Dr, Goldsboro, NC 27534 | (919) 736-1110 |
Clinic | Address | Phone |
|---|---|---|
Abhishek K Mishra MD | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Acupuncture Of Eastern NC | 1425 S Glenburnie Rd # 6, New Bern, NC 28562 | (252) 665-3294 |
Audit-Tel | , Greenville, NC 27858 | (252) 353-3331 |
Cape Carteret Family Medicine | 1057d Cedar Point Blvd # D, Cedar Point, NC 28584 | (252) 764-2121 |
Community Care Plan-Eastern | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0830 |
East Carolina Heart Inst | 526 Moye Blvd, Greenville, NC 27834 | (252) 847-5755 |
East Carolina Univ Family Med | 101 Heart Dr, Greenville, NC 27834 | (252) 744-4611 |
East Coast Onsite Medical Care | 505 Greenville Blvd SE, Greenville, NC 27858 | (252) 754-2273 |
Ecu Department-Family Medicine | 101 Heart Dr, Greenville, NC 27834 | (252) 744-2607 |
ECU Health Bover Hospital | 1209 Brown St, Washington, NC 27889 | (252) 975-4308 |
ECU Health Family Medicine-LA | 101 S Carey St, La Grange, NC 28551 | (252) 566-4021 |
ECU Health Gamma Knife Ctr | 2100 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-2611 |
ECU Health Gastroenterology | 521 Moye Blvd # C, Greenville, NC 27834 | (252) 816-0800 |
ECU Health Heart-Vascular Care | 701 Doctors Dr # B, Kinston, NC 28501 | (252) 559-2200 |
ECU Health Sleep Ctr-Grnvll | 4 Doctors Park Medical Dr, Greenville, NC 27834 | (252) 847-7500 |
Goshen Medical Ctr-Fremont | 109 S Sycamore St, Fremont, NC 27830 | (919) 242-4382 |
Goshen Medical Ctr | 2001 Neuse Blvd, New Bern, NC 28560 | (910) 219-1082 |
Goshen Medical Ctr | 325 N Carolina Highway 55, Mount Olive, NC 28365 | (919) 658-5900 |
Healthfirst Medical Ctr Inc | 1201 Carolina Ave, Washington, NC 27889 | (252) 833-0365 |
Lindsey Roberson FNP | 701 Doctors Dr, Kinston, NC 28501 | (252) 559-2200 |
Med Center 1 | 1688 E Arlington Blvd, Greenville, NC 27858 | (252) 353-1464 |
Miracles In Sight | 620 Red Banks Rd, Greenville, NC 27858 | (252) 751-0785 |
Snow Hill Medical Ctr | 1106 Kingold Blvd, Snow Hill, NC 28580 | (252) 747-2921 |
UNC Family Medicine At Rswd | 2600 US Highway 70 W, Goldsboro, NC 27530 | (919) 739-4808 |
Vidant Medical Ctr | 3900 E 10th St, Greenville, NC 27858 | (252) 847-4325 |
Vidant Outpatient Rehab | 2310 Stantonsburg Rd, Greenville, NC 27834 | (252) 847-6603 |
Vitality Health & Wellness | 1429 E Fire Tower Rd # 104, Greenville, NC 27858 | (252) 364-2802 |
Westcare Innovative Healthcare | 2710 Beddard Rd, Grimesland, NC 27837 | (252) 754-0920 |
Jones County ZIP Codes include: 28522, 28573, and 28585
