Find Your Most Affordable Health Insurance Plan in Perquimans County
in North Carolina
Perquimans County residents can compare 18 health insurance options for 2026.
Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1
Fewer restrictions on which providers you can see
Nationwide access to in-network providers through BlueCard®2
Emergency services covered at the in-network benefit level regardless of where you go for care
Notes
Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.
Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.
More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1
All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).
Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.
Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.
in North Carolina
Find affordable health insurance in Perquimans County, NC with Health Plans of NC. Health Plans of NC helps residents of Perquimans County, NC find affordable health coverage for 2026, working with local employers like Perquimans County Schools and connecting families to plans that fit their needs. Our licensed agents compare every available plan at no cost and guide you through enrollment from start to finish.
Plan Network | Type | Network Coverage |
|---|---|---|
Blue Advantage | PPO | Largest nationwide network, 95%+ of NC doctors in-network |
Blue Care | PPO | Broad statewide network, 92%+ of NC doctors in-network |
Perquimans County, home to approximately 13,146 residents and growing at 1.1% since 2020, offers a range of health coverage options through ACA Marketplace plans, employer-sponsored insurance, and government programs. Major local employers including Perquimans County Schools, Perquimans County, Food Lion, FedEx, and Boeing Aerospace Operations provide the backbone of employer-sponsored coverage in the area, while Sentara Albemarle Medical Center serves as the primary regional health system connecting insured residents to care. With 2.3% of residents being foreign-born, Health Plans of NC helps all community members, regardless of background, navigate their coverage choices across Hertford, Winfall, and Belvidere.
ACA Marketplace plans through Blue Cross NC are available to Perquimans County residents who do not receive coverage through an employer like Perquimans County Schools or Boeing Aerospace Operations.
Medicaid and NC Medicaid Expanded coverage is available to qualifying low-income adults and families in Perquimans County, with eligibility determined through the state program.
Employer-sponsored health insurance is offered by major Perquimans County employers including Food Lion, FedEx, and Perquimans County government, covering many working residents and their dependents.
Short-term health plans may provide temporary coverage for Perquimans County residents between jobs or waiting for open enrollment, offering limited benefits outside the ACA Marketplace.
COBRA continuation coverage allows residents who recently left employment with Perquimans County Schools, Boeing Aerospace Operations, or other qualifying employers to maintain their existing group health plan for a limited period.
Small business SHOP Marketplace plans are available to eligible small employers in Perquimans County who want to offer group health coverage to their employees through the ACA framework.
For 2026, Perquimans County residents can choose from plans offered under two Blue Cross NC networks: Blue Advantage and Blue Care, both operating as PPO plan types that allow access to a broad range of in-network providers across the region. Blue Advantage connects residents to the largest nationwide PPO network, with more than 95% of North Carolina doctors participating in-network, while Blue Care offers a broad statewide PPO network covering more than 92% of NC physicians. Both networks include access to key regional providers such as Sentara Albemarle Medical Center in Elizabeth City and ECU Health facilities serving Perquimans County communities.
Blue Advantage, a PPO network, includes more than 95% of NC doctors in-network and connects Perquimans County residents to Sentara Albemarle Medical Center in Elizabeth City and ECU Health Chowan Hospital in Edenton.
Blue Care, a PPO network, covers more than 92% of NC physicians statewide and provides Perquimans County residents access to ECU Health Family Medicine at 1124 Harvey Point Rd in Hertford.
Both Blue Advantage and Blue Care PPO plans allow Perquimans County residents to see specialists at facilities like ECU Health Neurology in Edenton without requiring a primary care referral.
Blue Advantage PPO plan structures are available across Bronze, Silver, Gold, and Catastrophic coverage tiers, giving Perquimans County residents flexibility in balancing monthly premiums with out-of-pocket costs.
Blue Care PPO plans are available across multiple coverage tiers, offering Perquimans County residents an alternative network option with broad access to providers across northeastern North Carolina.
Perquimans County residents selecting either the Blue Advantage or Blue Care PPO network should verify that their preferred providers, including those at ECU Health Internal Medicine in Edenton, participate before enrolling.
Bronze plans in Perquimans County start at approximately $522.41/month before subsidies. With a median household income of $61,224, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.
Bronze plans in Perquimans County start at $522.41 per month for a 35-year-old, offering the lowest monthly premiums with higher deductibles for those who want protection against major medical events.
Silver plans start at $671.42 per month and are the only tier eligible for cost-sharing reductions, which can lower deductibles and copays for qualifying Perquimans County residents.
Gold plans start at $694.31 per month and feature lower out-of-pocket costs throughout the year, making them a strong fit for residents who use medical services frequently.
Perquimans County residents with household incomes between 100% and 400% of the federal poverty level qualify for ACA premium tax credits that can reduce monthly costs well below the published starting prices.
Households earning up to 250% of the federal poverty level may qualify for cost-sharing reductions on Silver plans, lowering deductibles and copays beyond what the premium tax credit alone provides.
Some Perquimans County residents at lower income levels may qualify for a $0 premium Silver plan after premium tax credits are applied, making comprehensive coverage accessible even on a limited budget.
For 2026, Blue Cross NC is the sole ACA Marketplace carrier offering health insurance plans in Perquimans County, with a total of 18 plans available to county residents across multiple coverage tiers and plan types. Blue Cross NC offers plans through two PPO networks in Perquimans County, Blue Advantage and Blue Care, each providing different levels of statewide and nationwide provider access. Blue Advantage connects Perquimans County residents to the largest nationwide PPO network, while Blue Care provides broad statewide PPO coverage, both including regional providers like Sentara Albemarle Medical Center that serve the county. The network you select directly determines which doctors, clinics, and hospitals you can visit at in-network rates, making it important to confirm that your preferred providers in Hertford, Winfall, or Belvidere participate before you enroll. Health Plans of NC compares all 18 available Blue Cross NC plans side by side at no cost, helping Perquimans County residents identify the right carrier and network for their specific healthcare needs.
Blue Cross NC: the sole ACA Marketplace carrier in Perquimans County for 2026, offering 18 plans across PPO plan types through the Blue Advantage and Blue Care networks.
North Carolina expanded Medicaid in December 2023, and Perquimans County residents with household incomes at or below 138% of the federal poverty level may now qualify for free or very low-cost Medicaid coverage. With an uninsured rate of 10.2% in Perquimans County, representing approximately 1,000 residents without health coverage, many individuals who gained new eligibility through Medicaid expansion may not yet be enrolled. Children in Perquimans County families earning up to 210% of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, providing comprehensive pediatric coverage at little or no cost. Health Plans of NC offers free eligibility checks so that Perquimans County residents can quickly determine whether they qualify for Medicaid, CHIP, or an ACA Marketplace plan.
Working adults in Perquimans County who earn low wages and do not have access to affordable employer coverage may now qualify for NC Medicaid Expanded coverage following the December 2023 expansion.
Children in Perquimans County families qualify for NC Health Choice (CHIP) when household income falls within program guidelines, providing access to doctors, dental care, and preventive services.
Pregnant women in Perquimans County are eligible for Medicaid coverage that includes prenatal care, delivery services, and postpartum support at no or very low cost throughout their pregnancy.
Seniors in Perquimans County with limited income may qualify for dual Medicare and Medicaid enrollment, helping cover premiums, copays, and services not fully paid by Medicare alone.
With a poverty rate of 11.4% in Perquimans County, a meaningful share of residents may qualify for full Medicaid benefits covering medical visits, prescriptions, and specialist care with no monthly premium.
Health Plans of NC licensed agents serve Perquimans County residents at no cost, comparing all available 2026 plans side by side and walking you through every step of the enrollment process. Call us today at 800-797-0327 to get a free personalized quote and find the plan that fits your budget and healthcare needs.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed agent and schedule a free appointment
Email [email protected] with questions about plans available in Perquimans County
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Health Plans of NC agents work for you, not the carrier.
Hospital | Address | Phone |
|---|---|---|
ECU Health Bertie Hospital | 1403 S King St, Windsor, NC 27983 | (252) 794-6600 |
ECU Health Chowan Hospital | 211 Virginia Rd, Edenton, NC 27932 | (252) 482-8451 |
ECU Health Edgecombe Hospital | 111 Hospital Dr, Tarboro, NC 27886 | (252) 641-7700 |
ECU Health North Hospital | 250 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-8011 |
ECU Health Roanoke-Chowan Hosp | 500 Academy St S, Ahoskie, NC 27910 | (252) 209-3000 |
Martin General Hospital | 310 S Mccaskey Rd, Williamston, NC 27892 | (252) 809-6300 |
Outer Banks Hospital | 4800 S Croatan Hwy, Nags Head, NC 27959 | (252) 449-4500 |
Sentara Albemarle Medical Ctr | 1144 N Road St, Elizabeth City, NC 27909 | (252) 335-0531 |
Washington Regional Med Ctr | 958 US Highway 64 E, Plymouth, NC 27962 | (252) 793-4135 |
Clinic | Address | Phone |
|---|---|---|
ECU Health Endocrinology-Ahsk | 226 Academy St S, Ahoskie, NC 27910 | (252) 209-3991 |
ECU Health Family Medicine | 1124 Harvey Point Rd, Hertford, NC 27944 | (252) 426-2946 |
ECU Health Family Medicine | 1385 Medical Center Dr # 4942, Roanoke Rapids, NC 27870 | (252) 537-9176 |
ECU Health Heart-Vascular Care | 220 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 537-9268 |
ECU Health Internal Medicine | 104 Mark Dr, Edenton, NC 27932 | (252) 482-5171 |
ECU Health Multispecialty | 113 Virginia Rd, Edenton, NC 27932 | (252) 482-3047 |
ECU Health Neurology-Edenton | 203 Earnhart Dr # B, Edenton, NC 27932 | (252) 482-5868 |
ECU Health Orthopedics-Roanoke | 171 N Carolina 125, Roanoke Rapids, NC 27870 | (252) 537-5631 |
ECU Health Pulmonology-Ahoskie | 222 Academy St S, Ahoskie, NC 27910 | (252) 209-3440 |
ECU Health Sleep Medicine | 240 Smith Church Rd # A, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Halifax Regional Med Ctr Inc | 250 Smith Church Rd, Roanoke Rapids, NC, 27870, Not AvailableIsland Medical Ctr, 715 US Highway 64, Manteo, NC 27954 | (252) 473-2500 |
Sentara Vascular Specialists | 5200 N Croatan Hwy # 6, Kitty Hawk, NC 27949 | (252) 255-6125 |
Signature Healthcare | 305 E 14th St, Roanoke Rapids, NC 27870 | (252) 537-6181 |
Vidant Sleep Medicine-Roanoke | 240 Smith Church Rd, Roanoke Rapids, NC 27870 | (252) 535-1082 |
Perquimans County ZIP Codes include: 27919, 27930, 27944, and 27985
