Find Your Most Affordable North Carolina Health Insurance Plan
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Cabarrus County
in North Carolina
Cabarrus County, North Carolina, is popular with young families for many reasons. It has some excellent schools (44 public schools), a strong sense of community, a low crime rate, and some great outdoor activities for families. Home to around 217,600 people, about 30% of the population are under 18. The county boasts several parks and recreational areas, such as Frank Liske Park and Rob Wallace Park, where families can hike, visit the playgrounds or enjoy a picnic. There are also many family-friendly attractions, including a visit to the SEA LIFE Aquarium or the Great Wolf Lodge indoor water park. In addition, families can enjoy fun community events, including the Cabarrus County Fair and the Carolina Renaissance Festival.
The county also has plenty of natural beauty, such as Lake Norman or the Uwharrie National Forest. The county is also within an easy drive to Charlotte, so it’s convenient for people looking to commute for work or accessing specialized healthcare. Given this proximity, it’s easy to see why the county has a slightly higher than the average median household income of $72,184 per year.
Cabarrus County (zip codes 28027, 28025, 28078, 28075, 28088, 28083, 28107, 28081, and 28124) comprises several cities, including Concord, the county seat, home to several top-quality healthcare facilities, such as Atrium Health Cabarrus and Carolinas HealthCare System-NorthEast. In addition, Harrisburg and Kannapolis also have several healthcare options available for families.
Plans Available
Best for
Good option if you want a broad choice of in-network doctors, specialists and hospitals.
Network
Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)
Availability
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Best for
Good option if you wish to get care from Novant Health’s provider network and it’s affiliated doctors and hospitals. (B1)
Since the majority of doctors in this plan are in the same network, it's easier for them to work together on your behalf.
Network
Over 2,300 physicians
Nearly 800 locations, including Novant Health’s not-for-profit integrated system of 18 medical centers. (B2)
All doctors outside the Novant Health provider network are considered out-of-network for Blue Home with Novant Health, including: Atrium Health, Cone Health, CaroMont Health and Wake Forest Baptist Health. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Home with Novant Health is available on and off Marketplace to residents of these North Carolina counties: Cabarrus, Davidson, Forsyth, Mecklenburg, Rowan, Stokes, Union, and Yadkin.
Best for
Good option if you wish to get care from Atrium Health and its affiliated doctors and hospitals. (C1)
Since the majority of doctors in this plan are in the same health care system, it’s easier for them to work together on your behalf.
Network
Atrium Health's comprehensive regional network of doctors and hospitals'
Provider network that includes Atrium Health Levine's Children's Hospital
Atrium Health Levine's Children's Hospital is nationally ranked in eight specialties. (C2)
Carolinas Medical Center, which was named the "Best Hospital" in the Charlotte metro region for the fifth straight year (C3)
More than 42 hospitals and 13,500 care locations. (C4)
All doctors outside the Atrium Health provider network are considered out-of-network for Blue Local with Atrium Health, including: CaroMont Health, Novant Health and their affiliated providers. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Local with Atrium Health is available on and off Marketplace to residents of these North Carolina counties: Anson, Cabarrus, Cleveland, Gaston, Lincoln, Mecklenburg, Rowan, Stanly, and Union.
Find your most affordable health plan
Individual/Family Common Questions
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How Much Is Individual Health Insurance? A Complete Guide
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
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Footnotes
A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.
B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.
B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).
C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.
C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).
C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).
C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).
D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.
D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).
E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.
E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).
E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).
E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).
U9144b, 9/22
Cabarrus County ZIP Codes include: 28025, 28026, 28027, 28075, 28081, 28082, 28083, 28107, and 28124