Find Your Most Affordable Health Insurance Plan in Randolph County

in North Carolina
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Randolph County residents can compare 17 health insurance options for 2026.

Blue Local with Atrium Health logo

Best for

Blue Local with Atrium Health is a good option if you wish to get care from Atrium Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same health care system, it’s easier for them to work together on your behalf.

Network

  • A provider network that includes: Atrium Health Carolinas Medical Center – named “Best Hospital” in the Charlotte metro region.2

    Atrium Health Wake Forest Baptist (pre-eminent academic health system).3

    Two children’s hospitals: Levine Children’s Hospital (nationally ranked in eight specialties)4 and Brenner Children’s Hospital.

    Atrium Health Wake Forest Baptist Comprehensive Cancer Center – one of only three comprehensive cancer centers in North Carolina.5

    26 hospitals and more than 650 care locations in NC and SC.6

  • All doctors outside the Atrium Health provider network are considered out-of-network and not covered for Blue Local with Atrium Health, including: CaroMont Health, Cone Health, Novant Health and their affiliated providers. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Notes

  1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health, a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s comprehensive network of providers. Atrium Health is an independent company and is solely responsible for the physicians and medical facilities it owns/operates. Atrium Health does not offer Blue Cross or Blue Shield products or services.

  2. Atrium Health, atriumhealth.org/about-us/newsroom/news/atrium-health-earns-multiple-us-news-and-world-report-honors (Accessed September 2023).

  3. Atrium Health Wake Forest Baptist, www.wakehealth.edu/about-us (Accessed August 2022).

  4. Atrium Health, www.atriumhealth.org/about-us (Accessed August 2022).

  5. Atrium Health Wake Forest Baptist, www.wakehealth.edu/locations/facilities/comprehensive-cancer-center (Accessed September 2023).

  6. Atrium Health, https://2023yir.advocatehealth.org/ (Within the full report) (Accessed September 2024).

Availability

Blue Local with Atrium Health Availability Map

Blue Local with Atrium Health is available on and off Marketplace to residents of these North Carolina counties: Anson, Cabarrus, Cleveland, Davidson, Davie, Forsyth, Gaston, Guilford, Lincoln, Mecklenburg, Randolph, Rowan, Stanly, Stokes, Union, Wilkes and Yadkin.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

Blue Care is available in all North Carolina counties, except: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Orange, Person, and Wake.

Blue Home with Cone Health logo

Best for

Blue Home with Cone Health is a good option if you prefer to receive care from Cone Health’s network of doctors.

Network

  • One of the region’s largest and most comprehensive health care networks, with more than 150 locations, including five hospitals, six ambulatory care centers, three outpatient surgery centers, 11 urgent care centers, and more than 120 physician practices1

  • Hospitals that have been recognized by U.S. News & World Report as “High Performing” in key areas of care, and a network that has been ranked as the top hospital system in the Greensboro/Winston-Salem metro area2

Notes

  1. Blue Cross and Blue Shield of North Carolina (Blue Cross NC) has collaborated with Cone Health to bring you Blue Home with Cone Health. Blue Home with Cone Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Cone Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Cone Health does not offer Blue Cross or Blue Shield products or services.

  2. About Cone Health. Cone Health. www.conehealth.com/news/news-search/2025-news-releases/trusted-for-what-matters-most-cone-health-excels-in-key-areas-of/ (Accessed August 2025).

Availability

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Randolph County

in North Carolina

randolph

Find affordable health insurance in Randolph County, NC with Health Plans of NC. Health Plans of NC helps residents of Randolph County find affordable health insurance coverage, from ACA Marketplace plans to employer-sponsored options available through major local employers like Toyota Battery Manufacturing and Atrium Health Randolph. Whether you are enrolling for the first time or comparing plans for 2026, licensed agents are available at no cost to guide you through every option.

Plan Network

Type

Network Coverage

Blue Advantage

PPO

Largest nationwide network, 95%+ of NC doctors in-network

Blue Care

PPO

Broad statewide network, 92%+ of NC doctors in-network

Blue Local with Atrium Health

PPO

Available in Randolph County

Blue Home with Cone Health

PPO

Available in Randolph County


What health insurance options are available in Randolph County?

Randolph County is home to 145,322 residents, a population that has grown 0.8 percent since 2020, with 6.1 percent of residents born outside the United States, reflecting a diverse community with varied health coverage needs. Major employers including Toyota Battery Manufacturing, Randolph County Schools, American Healthcare Systems, Technimark, and the County of Randolph provide a foundation for employer-sponsored coverage across the region. Atrium Health Randolph anchors the local healthcare delivery system, and residents can also access coverage through the ACA Marketplace, Medicaid, CHIP, short-term plans, COBRA, and small business SHOP plans depending on their employment and household situation.

  • ACA Marketplace plans are available to Randolph County residents who do not have access to qualifying employer coverage, connecting enrollees to providers within the Atrium Health Randolph network and nearby facilities.

  • Medicaid coverage is administered locally through the Randolph County Health Department, providing free or low-cost care for eligible low-income residents, children, pregnant women, and individuals with disabilities.

  • Employer-sponsored health insurance is offered by major Randolph County employers including Toyota Battery Manufacturing and Randolph County Schools, typically covering a share of monthly premiums for enrolled workers and their families.

  • Short-term health plans may serve Randolph County residents who are between jobs or waiting for employer coverage to begin, offering limited temporary protection while transitioning between coverage sources.

  • COBRA continuation coverage allows former employees of Randolph County employers such as Technimark or American Healthcare Systems to maintain their existing group plan for a limited period after leaving employment.

  • Small business SHOP Marketplace plans are available to small employers across Randolph County, allowing business owners to offer employees structured group coverage through Blue Cross NC and potentially qualify for tax credits.


What health insurance plans are available in Randolph County for 2026?

For 2026, Randolph County residents can choose from four Blue Cross NC plan networks, each offering a different combination of provider access, geographic coverage, and network structure across PPO plan types. Blue Advantage and Blue Care provide broad statewide and nationwide PPO access, while Blue Local with Atrium Health and Blue Home with Cone Health offer regionally focused PPO networks tied to specific health systems serving Randolph County. Selecting the right network is essential for ensuring that local providers, specialists, and facilities remain in-network without unexpected out-of-pocket costs.

  • Blue Advantage, a PPO plan, provides the largest nationwide network with more than 95 percent of North Carolina doctors in-network, giving Randolph County residents broad access to providers across the state and country.

  • Blue Care, a PPO plan, covers a broad statewide network with more than 92 percent of North Carolina doctors in-network, offering Randolph County enrollees strong in-state provider access at competitive coverage tiers.

  • Blue Local with Atrium Health, a PPO plan, is available in Randolph County and connects enrollees directly to the Atrium Health Randolph system and its affiliated providers throughout the region.

  • Blue Home with Cone Health, a PPO plan, is available in Randolph County and gives enrollees access to the Cone Health network of hospitals and clinics located across the greater Piedmont Triad area.

  • All four plan networks in Randolph County are structured as PPO plans, meaning enrollees generally do not need a referral to see a specialist and may have some out-of-network access, though in-network care will carry lower cost-sharing.

  • Randolph County residents who use behavioral health services, pediatric care, or specialty services should verify that their preferred providers are included in their chosen network before enrolling in a 2026 plan.


How much does health insurance cost in Randolph County?

Bronze plans in Randolph County start at approximately $491.92/month before subsidies. With a median household income of $59,047, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.

  • Bronze plans in Randolph County start at $491.92 per month before subsidies for a 35-year-old, offering the lowest monthly premiums with higher deductibles suited for residents who rarely use routine care.

  • Silver plans start at $644.87 per month before subsidies and are the only tier eligible for cost-sharing reductions, which can lower deductibles and copays significantly for qualifying Randolph County households.

  • Gold plans start at $669.68 per month before subsidies and offer lower out-of-pocket costs throughout the year, making them a strong option for residents who use healthcare services regularly.

  • Randolph County residents with a household income near the county median of $59,047 will likely qualify for premium tax credits that reduce monthly costs across Bronze, Silver, and Gold plan tiers.

  • Residents earning up to 150 percent of the federal poverty level may qualify for enhanced ACA subsidies, potentially reducing their monthly Silver plan premium to zero dollars after the tax credit is applied.

  • Cost-sharing reduction plans are available on the Silver tier to income-qualifying Randolph County enrollees, significantly lowering deductibles and out-of-pocket maximums beyond what the base Silver premium reflects.


Which health insurance companies offer ACA Marketplace plans in Randolph County for 2026?

Blue Cross NC is the sole ACA Marketplace carrier offering individual and family health insurance plans in Randolph County for 2026, with 17 total plans available across multiple coverage tiers and network structures. These plans are offered through four PPO networks: Blue Advantage, Blue Care, Blue Local with Atrium Health, and Blue Home with Cone Health, each connecting enrollees to a different configuration of hospitals, clinics, and specialty providers. Blue Local with Atrium Health links Randolph County residents to the Atrium Health Randolph system, while Blue Home with Cone Health connects enrollees to Cone Health facilities in the broader Piedmont Triad region. Choosing between these networks determines which local providers, specialists, and facilities are available in-network, making the network selection as important as the coverage tier for most Randolph County households. Health Plans of NC compares every Blue Cross NC plan side by side at no cost, helping residents identify the plan that best fits their provider relationships, coverage needs, and household budget.

  • Blue Cross NC: the sole ACA Marketplace carrier in Randolph County for 2026, offering 17 individual and family PPO plans across Bronze, Silver, Gold, and Catastrophic tiers through four distinct plan networks.


Who qualifies for Medicaid and CHIP in Randolph County, North Carolina?

North Carolina expanded Medicaid in December 2023, extending free or low-cost coverage to adults earning up to 138 percent of the federal poverty level, and Randolph County residents who were previously uninsured may now qualify for full Medicaid benefits. Randolph County currently has an uninsured rate of 12.4 percent, representing approximately 18,000 residents without coverage, many of whom may be eligible for Medicaid or CHIP but have not yet enrolled. Children in families earning up to 210 percent of the federal poverty level may qualify for NC Health Choice, the state's CHIP program, which provides comprehensive pediatric coverage at little or no cost. Health Plans of NC can conduct a free eligibility check for any Randolph County resident who wants to determine whether they or a family member qualifies for Medicaid or CHIP before exploring Marketplace alternatives.

  • Working adults in Randolph County who earn at or below 138 percent of the federal poverty level and are not covered through an employer may now qualify for expanded Medicaid following North Carolina's December 2023 expansion.

  • Children in Randolph County whose family income falls at or below 210 percent of the federal poverty level may be eligible for NC Health Choice, which covers doctor visits, dental care, vision, and hospitalizations.

  • Pregnant women in Randolph County are eligible for Medicaid coverage that includes prenatal visits, labor and delivery, and postpartum care, with income thresholds that are higher than those for non-pregnant adults.

  • Randolph County's poverty rate of 14.8 percent means a meaningful share of county residents may qualify for Medicaid, particularly those whose incomes fall below or near the federal poverty level threshold.

  • Individuals with qualifying disabilities in Randolph County may be eligible for Medicaid regardless of age, covering a broad range of services including behavioral health, long-term care, and specialty medical visits.


Get free help choosing a health plan in Randolph County

Health Plans of NC licensed agents serve Randolph County residents at no cost, comparing every available 2026 plan side by side to help you find the right coverage for your providers, your budget, and your household. Call 800-797-0327 today to speak with an agent who can walk you through enrollment, subsidy eligibility, and all available plan options in Randolph County.


What hospitals are in Randolph County?

Hospital

Address

Phone

Chatham Hospital

475 Progress Blvd, Siler City, NC 27344

(919) 799-4000

Cone Health Alamance Regl Med

1240 Huffman Mill Rd, Burlington, NC 27215

(336) 538-7000

Cone Health Annie Penn Hosp

618 S Main St, Reidsville, NC 27320

(336) 951-4000

Cone Health Behavioral Health

700 Walter Reed Dr, Greensboro, NC 27403

(336) 832-9700

Cone Health Medcenter High Pnt

2630 Willard Dairy Rd, High Point, NC 27265

(336) 884-3777

Cone Health Moses Cone Hosp

1121 N Church St, Greensboro, NC 27401

(336) 832-7000

Cone Health Wesley Long Hosp

2400 W Friendly Ave, Greensboro, NC 27403

(336) 832-1000

Cone Health Women's-Children's

1121 N Church St, Greensboro, NC 27401

(336) 832-6500

Duke Children's Hosp & Health

2301 Erwin Rd, Durham, NC 27705

(919) 668-4000

Duke Regional Hospital

3643 N Roxboro St, Durham, NC 27704

(919) 470-4000

Duke University Hospital

2301 Erwin Rd, Durham, NC 27705

(919) 684-8111

Durham VA Medical Ctr

508 Fulton St, Durham, NC 27705

(919) 286-0411

High Point Medical Ctr

601 N Elm St, High Point, NC 27262

(336) 878-6000

Kindred Healthcare

2401 S Side Blvd, Greensboro, NC 27406

(336) 604-2300

Lenox Baker Children's Hosp

3000 Erwin Rd, Durham, NC 27705

(919) 684-6669

North Carolina Specialty Hosp

3916 Ben Franklin Blvd, Durham, NC 27704

(919) 956-9300

Person Memorial Hospital

615 Ridge Rd, Roxboro, NC 27573

(336) 599-2121

Randolph Health

364 White Oak St, Asheboro, NC 27203

(336) 625-5151

Randolph Hospital

364 White Oak St, Asheboro, NC 27203

(336) 625-5151

Select Specialty Hosp-Durham

3643 N Roxboro St # 6, Durham, NC 27704

(984) 569-4040

Select Specialty Hosp-Grnsbr

1200 N Elm St # 5, Greensboro, NC 27401

(336) 832-5700

UNC Hospitals

101 Manning Dr, Chapel Hill, NC 27514

(984) 974-1000

UNC Rockingham Health Care

117 E Kings Hwy, Eden, NC 27288

(336) 623-9711


What clinics are in Randolph County?

Clinic

Address

Phone

Alamance Ear Nose & Throat LLP

4030 Oaks Professional Pkwy # 201, Burlington, NC 27215

(336) 226-0660

Alamance Regional Medical Ctr

1240 Huffman Mill Rd, Burlington, NC 27215

(336) 538-7000

Alamance Regional Pain Clinic

1236 Huffman Mill Rd # 2000, Burlington, NC 27215

(336) 538-7180

Bethany Medical At North Main

819 N Main St # 112, High Point, NC 27262

(336) 289-2299

Bethany Medical At South Main

2805 S Main St, High Point, NC 27263

(336) 289-2727

Bethany Medical Ctr

3604 Peters Ct, High Point, NC 27265

(336) 883-0029

Bethany Medical Ctr

3801 W Market St, Greensboro, NC 27407

(336) 883-0029

Bethany Medical Ctr

507 N Lindsay St, High Point, NC 27262

(336) 883-0029

Central Carolina Health Ntwrk

1 Centerview Dr # 202, Greensboro, NC 27407

(336) 292-0665

Chapel Hill Obstetrics-Gynclgy

6216 Fayetteville Rd, Durham, NC 27713

(919) 942-8571

Clinical Choice

7300 Cessna Dr, Greensboro, NC 27409

(336) 550-4180

Cone Health Covid-19 Testing

1238 Huffman Mill Rd, Burlington, NC 27215

(336) 890-1140

Cone Health Covid-19 Testing

1830 Lendew St, Greensboro, NC 27408

(336) 890-1140

Cone Health Covid-19 Testing

2363 Corporation Pkwy, Burlington, NC 27215

(336) 890-1140

Cone Health Covid-19 Testing

525 Maple Ave, Reidsville, NC 27320

(336) 890-1140

Cone Health Covid-19 Testing

617 S Main St, Reidsville, NC 27320

(336) 890-1140

Cone Health Ctr For Maternal

930 3rd St # 200, Greensboro, NC 27405

(336) 890-3255

Cone Health Mebane Physical

102 Medical Park Dr, Mebane, NC 27302

(919) 304-5060

Cone Health Medcenter Mebane

3940 Arrowhead Blvd # 110, Mebane, NC 27302

(919) 568-7300

Cone Health Outpatient Rehab

618 S Main St Inside Annie Pen, Reidsville, NC 27320

(336) 951-4000

Cone Health Sleep Disorders

509 N Elam Ave # 300-D, Greensboro, NC 27403

(336) 832-0410

Cone Health Women's-Children's

1121 N Church Street Entrance, Greensboro, NC 27401

(336) 832-6500

Duke Cancer Ctr Acute Care

20 Duke Medicine Cir, Durham, NC 27710

(919) 668-6608

Duke Cancer Ctr Radiation

20 Duke Medicine Cir, Durham, NC 27710

(919) 660-2100

Duke Children's Health Ctr

2301 Erwin Rd # 34ththfloor, Durham, NC 27705

(919) 613-7777

Duke Health

234 Crooked Creek Pkwy # 500, Durham, NC 27713

(919) 684-3834

Duke Pediatric Dermatology

5324 Mcfarland Rd # 410, Durham, NC 27707

(919) 684-3432

Duke University Med Ctr Gen

, Durham, NC 27701

(919) 684-2410

Duke University Med Ctr Gen

, Durham, NC 27710

(919) 681-4722

Duke University Med Ctr Gen

PO Box 90950, Durham, NC 27708

(919) 681-2020

Duke Wound Mgmt Clinic-Clinic

40 Duke Medicine Cir, Durham, NC 27710

(919) 684-3432

Health Center Of Hillsborough

401 Meadowlands Dr # 101, Hillsborough, NC 27278

(919) 241-5032

Lebauer Healthcare At Green

709 Green Valley Rd, Greensboro, NC 27408

(336) 547-1792

Lebauer Healthcare Grandover

4023 Guilford College Rd, Greensboro, NC 27407

(336) 890-2040

Lebauer Primary Care At Elam

520 N Elam Ave, Greensboro, NC 27403

(336) 547-1792

Renaissance Family Medicine

2525c Phillips Ave, Greensboro, NC 27405

(336) 832-7711

Sleep Disorders Ctr At

1248 Huffman Mill Rd # 101, Burlington, NC 27215

(866) 937-6692

UNC At Chapel Hill Medical Ctr

Cb 7010, Chapel Hill, NC 27599

(919) 966-5136

UNC Hospitals Lab Hillsborough

460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278

(919) 595-5970

UNC Hospitals Multispecialty

101 Manning Dr # Firstfloor, Chapel Hill, NC 27514

(984) 974-0150

University-NC-Health Care

100 Sprunt St, Chapel Hill, NC 27517

(919) 966-5500


Randolph County — FAQ Under 65

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Randolph County ZIP Codes include: 27203, 27204, 27205, 27230, 27233, 27248, 27263, 27298, 27316, 27317, 27341, 27350, 27355, and 27370

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