Find Your Most Affordable Health Insurance Plan in Randolph County

in North Carolina
Blue Cross NC Authorized Agency
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Randolph County residents can compare 17 health insurance options for 2025.

Blue Local with Atrium Health logo

Best for

Blue Local with Atrium Health is a good option if you wish to get care from Atrium Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same health care system, it’s easier for them to work together on your behalf.

Network

  • A provider network that includes: Atrium Health Carolinas Medical Center – named “Best Hospital” in the Charlotte metro region.2

    Atrium Health Wake Forest Baptist (pre-eminent academic health system).3

    Two children’s hospitals: Levine Children’s Hospital (nationally ranked in eight specialties)4 and Brenner Children’s Hospital.

    Atrium Health Wake Forest Baptist Comprehensive Cancer Center – one of only three comprehensive cancer centers in North Carolina.5

    26 hospitals and more than 650 care locations in NC and SC.6

  • All doctors outside the Atrium Health provider network are considered out-of-network and not covered for Blue Local with Atrium Health, including: CaroMont Health, Cone Health, Novant Health and their affiliated providers. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Notes

  1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health, a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s comprehensive network of providers. Atrium Health is an independent company and is solely responsible for the physicians and medical facilities it owns/operates. Atrium Health does not offer Blue Cross or Blue Shield products or services.

  2. Atrium Health, atriumhealth.org/about-us/newsroom/news/atrium-health-earns-multiple-us-news-and-world-report-honors (Accessed September 2023).

  3. Atrium Health Wake Forest Baptist, www.wakehealth.edu/about-us (Accessed August 2022).

  4. Atrium Health, www.atriumhealth.org/about-us (Accessed August 2022).

  5. Atrium Health Wake Forest Baptist, www.wakehealth.edu/locations/facilities/comprehensive-cancer-center (Accessed September 2023).

  6. Atrium Health, https://2023yir.advocatehealth.org/ (Within the full report) (Accessed September 2024).

Availability

Blue Local with Atrium Health Availability Map

Blue Local with Atrium Health is available on and off Marketplace to residents of these North Carolina counties: Anson, Cabarrus, Cleveland, Davidson, Davie, Forsyth, Gaston, Guilford, Lincoln, Mecklenburg, Randolph, Rowan, Stanly, Stokes, Union, Wilkes and Yadkin.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

Blue Home with Cone Health logo

Best for

Blue Home with Cone Health is a good option if you prefer to receive care from Cone Health’s network of doctors.

Network

  • One of the region’s largest and most comprehensive health care networks, with more than 150 locations, including five hospitals, six ambulatory care centers, three outpatient surgery centers, 11 urgent care centers, and more than 120 physician practices1

  • Hospitals that have been recognized by U.S. News & World Report as “High Performing” in key areas of care, and a network that has been ranked as the top hospital system in the Greensboro/Winston-Salem metro area2

Notes

  1. Blue Cross and Blue Shield of North Carolina (Blue Cross NC) has collaborated with Cone Health to bring you Blue Home with Cone Health. Blue Home with Cone Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Cone Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Cone Health does not offer Blue Cross or Blue Shield products or services.

  2. About Cone Health. Cone Health. www.conehealth.com/news/news-search/2025-news-releases/trusted-for-what-matters-most-cone-health-excels-in-key-areas-of/ (Accessed August 2025).

Availability

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Randolph County

in North Carolina

randolph

Find affordable health insurance in Randolph County, NC with Health Plans of NC. Randolph County, NC, is home to 145,322 residents who rely on a range of health insurance options to access the county's robust network of medical facilities, including Randolph Health's full-service hospital in Asheboro. Blue Cross NC is the primary carrier offering individual and family plans in the county, with 17 plans available for 2025 across multiple coverage tiers and network types. With an uninsured rate of 12.4 percent, representing approximately 18,000 Randolph County residents without coverage, finding the right plan is a critical priority for individuals, families, and workers throughout the region.

Plan Network

Type

Network Coverage

Blue Advantage

PPO

Largest nationwide network, 95%+ of NC doctors in-network

Blue Care

PPO

Broad statewide network, 92%+ of NC doctors in-network

Blue Local with Atrium Health

PPO

Available in Randolph County

Blue Home with Cone Health

PPO

Available in Randolph County


Health Insurance Options in Randolph County, NC

Randolph County residents have access to a variety of health insurance coverage types through the ACA marketplace, employer-sponsored plans, Medicaid, and Medicare, each designed to serve a different segment of the county's population. With a median household income of $59,047 and a poverty rate of 14.8 percent, many Randolph County families qualify for income-based subsidies or government-sponsored programs that significantly reduce out-of-pocket costs. Understanding which coverage type fits your household income, employment status, and healthcare needs is especially important in a county where Randolph Health, primary care clinics, and specialty practices form the backbone of local medical care.

  • Low-premium, high-deductible plans for healthy individuals and young adults who want protection against catastrophic medical events and rarely use routine care, with starting prices at $491.92 per month before subsidies in Randolph County.

  • Mid-tier plans for working families and individuals who visit primary care providers regularly, attend specialty practices like Randolph Pediatrics or Asheboro Pediatric Associates, and need predictable copays for frequent services.

  • Comprehensive, low-deductible plans for Randolph County residents managing chronic conditions such as heart disease or cancer, who rely on Randolph Health's cardiology, orthopedics, and oncology departments for ongoing specialized care.

  • Employer-sponsored group health insurance for workers employed by Randolph County's major employers, offering coverage that typically requires sharing premium costs with an employer and provides access to in-network local providers.

  • Medicaid coverage for Randolph County residents at or below income eligibility thresholds, including low-income adults, children, pregnant women, and individuals with disabilities, administered in part through the Randolph County Health Department.

  • Medicare plans for Randolph County residents aged 65 and older or those with qualifying disabilities, including options that may include access to long-term care facilities such as Cross Road Retirement Community and Randolph Health and Rehabilitation Center.


Health Insurance Carriers in Randolph County, NC

For 2025, Blue Cross NC is the carrier offering individual and family health insurance plans in Randolph County, with 17 total plans available across different coverage structures and premium price points. These plans include HMO, PPO, EPO, and Catastrophic options, giving Randolph County residents flexibility in how they access care and how much they pay out of pocket for services. The network structure of Blue Cross NC plans directly affects whether Randolph County residents can access local providers such as Randolph Health's hospital on White Oak Street in Asheboro, primary care clinics throughout the region, and specialty practices in cardiology, orthopedics, and oncology without referrals or out-of-network penalties. Choosing the right plan network is especially important in Randolph County because residents who need behavioral health services through organizations like Monarch, pediatric care through Randolph Pediatrics, or long-term care through Randolph Health and Rehabilitation Center must confirm those providers are included in their selected plan's network. Health Plans of NC agents compare every available Blue Cross NC plan side by side at no cost, helping residents match their coverage to local providers and their household budget. With a median income of $59,047, a poverty rate of 14.8 percent, and approximately 18,000 uninsured residents, selecting the most cost-effective Blue Cross NC plan available in Randolph County can make a meaningful difference in both financial stability and access to care.

  • Blue Cross NC: the sole ACA marketplace carrier offering individual and family health insurance plans in Randolph County for 2025, with 17 plans available.


Health Insurance Costs in Randolph County

Bronze plans in Randolph County start at approximately $491.92/month before subsidies. With a median household income of $59,047, many residents qualify for premium tax credits. Subsidies may reduce your monthly premium significantly based on income.

  • The lowest-cost ACA marketplace plan in Randolph County starts at $491.92 per month before subsidies, making premium tax credit eligibility a critical factor for most working households in the area.

  • Randolph County residents earning up to 150 percent of the federal poverty level may qualify for enhanced subsidies under current ACA rules, potentially reducing monthly premiums to $0 for eligible individuals and families.

  • With a county median income of $59,047, many Randolph County households fall within the income range that qualifies for premium tax credits, which are calculated on a sliding scale and applied directly to monthly plan costs.

  • Randolph County's poverty rate of 14.8 percent means a significant portion of residents may be eligible for Medicaid, which covers doctor visits, hospitalizations, preventive care, and mental health services at little or no cost.

  • Uninsured Randolph County residents, estimated at 18,000 people or 12.4 percent of the population, often pay full out-of-pocket rates for care at facilities like Randolph Health, costs that can be dramatically reduced with even a basic marketplace plan.

  • Cost-sharing reduction plans, available to Randolph County residents who qualify based on income, can significantly lower deductibles and copays for services at local clinics, the Randolph Health hospital, and specialty practices throughout the county.


Individual and Family plan premiums in Randolph County before subsidies: Bronze plans start at $491.92/month (lowest premiums, highest deductible); Silver plans start at $644.87/month (mid-range cost, eligible for cost-sharing reductions); Gold plans start at $669.68/month (higher premiums, lower out-of-pocket). Catastrophic coverage is also available for Randolph County residents under 30 or with a hardship exemption. Most Randolph County residents qualify for ACA premium tax credits that can significantly lower monthly costs. Health Plans of NC provides free personalized quotes with exact subsidy calculations.


Medicaid and CHIP Coverage in Randolph County, NC

North Carolina expanded Medicaid in December 2023. Randolph County residents earning up to 138% of the federal poverty level may qualify for free or low-cost coverage. Currently 12.4% of Randolph County residents (about 18,000 people) are uninsured. Many may now qualify. Children in families earning up to 210% FPL may qualify for NC Health Choice (CHIP). Call Health Plans of NC for a free eligibility check.


About Health Insurance in Randolph County, NC

Randolph County is home to 145,322 residents. The median household income is $59,047. The county has grown 0.8% since 2020. The uninsured rate is 12.4%. 6.1% of residents are foreign-born. Health Plans of NC helps Randolph County residents find the right plan at no cost.


Area Hospitals

Hospital

Address

Phone

Chatham Hospital

475 Progress Blvd, Siler City, NC 27344

(919) 799-4000

Cone Health Alamance Regl Med

1240 Huffman Mill Rd, Burlington, NC 27215

(336) 538-7000

Cone Health Annie Penn Hosp

618 S Main St, Reidsville, NC 27320

(336) 951-4000

Cone Health Behavioral Health

700 Walter Reed Dr, Greensboro, NC 27403

(336) 832-9700

Cone Health Medcenter High Pnt

2630 Willard Dairy Rd, High Point, NC 27265

(336) 884-3777

Cone Health Moses Cone Hosp

1121 N Church St, Greensboro, NC 27401

(336) 832-7000

Cone Health Wesley Long Hosp

2400 W Friendly Ave, Greensboro, NC 27403

(336) 832-1000

Cone Health Women's-Children's

1121 N Church St, Greensboro, NC 27401

(336) 832-6500

Duke Children's Hosp & Health

2301 Erwin Rd, Durham, NC 27705

(919) 668-4000

Duke Regional Hospital

3643 N Roxboro St, Durham, NC 27704

(919) 470-4000

Duke University Hospital

2301 Erwin Rd, Durham, NC 27705

(919) 684-8111

Durham VA Medical Ctr

508 Fulton St, Durham, NC 27705

(919) 286-0411

High Point Medical Ctr

601 N Elm St, High Point, NC 27262

(336) 878-6000

Kindred Healthcare

2401 S Side Blvd, Greensboro, NC 27406

(336) 604-2300

Lenox Baker Children's Hosp

3000 Erwin Rd, Durham, NC 27705

(919) 684-6669

North Carolina Specialty Hosp

3916 Ben Franklin Blvd, Durham, NC 27704

(919) 956-9300

Person Memorial Hospital

615 Ridge Rd, Roxboro, NC 27573

(336) 599-2121

Randolph Health

364 White Oak St, Asheboro, NC 27203

(336) 625-5151

Randolph Hospital

364 White Oak St, Asheboro, NC 27203

(336) 625-5151

Select Specialty Hosp-Durham

3643 N Roxboro St # 6, Durham, NC 27704

(984) 569-4040

Select Specialty Hosp-Grnsbr

1200 N Elm St # 5, Greensboro, NC 27401

(336) 832-5700

UNC Hospitals

101 Manning Dr, Chapel Hill, NC 27514

(984) 974-1000

UNC Rockingham Health Care

117 E Kings Hwy, Eden, NC 27288

(336) 623-9711


Area Medical Clinics

Clinic

Address

Phone

Alamance Ear Nose & Throat LLP

4030 Oaks Professional Pkwy # 201, Burlington, NC 27215

(336) 226-0660

Alamance Regional Medical Ctr

1240 Huffman Mill Rd, Burlington, NC 27215

(336) 538-7000

Alamance Regional Pain Clinic

1236 Huffman Mill Rd # 2000, Burlington, NC 27215

(336) 538-7180

Bethany Medical At North Main

819 N Main St # 112, High Point, NC 27262

(336) 289-2299

Bethany Medical At South Main

2805 S Main St, High Point, NC 27263

(336) 289-2727

Bethany Medical Ctr

3604 Peters Ct, High Point, NC 27265

(336) 883-0029

Bethany Medical Ctr

3801 W Market St, Greensboro, NC 27407

(336) 883-0029

Bethany Medical Ctr

507 N Lindsay St, High Point, NC 27262

(336) 883-0029

Central Carolina Health Ntwrk

1 Centerview Dr # 202, Greensboro, NC 27407

(336) 292-0665

Chapel Hill Obstetrics-Gynclgy

6216 Fayetteville Rd, Durham, NC 27713

(919) 942-8571

Clinical Choice

7300 Cessna Dr, Greensboro, NC 27409

(336) 550-4180

Cone Health Covid-19 Testing

1238 Huffman Mill Rd, Burlington, NC 27215

(336) 890-1140

Cone Health Covid-19 Testing

1830 Lendew St, Greensboro, NC 27408

(336) 890-1140

Cone Health Covid-19 Testing

2363 Corporation Pkwy, Burlington, NC 27215

(336) 890-1140

Cone Health Covid-19 Testing

525 Maple Ave, Reidsville, NC 27320

(336) 890-1140

Cone Health Covid-19 Testing

617 S Main St, Reidsville, NC 27320

(336) 890-1140

Cone Health Ctr For Maternal

930 3rd St # 200, Greensboro, NC 27405

(336) 890-3255

Cone Health Mebane Physical

102 Medical Park Dr, Mebane, NC 27302

(919) 304-5060

Cone Health Medcenter Mebane

3940 Arrowhead Blvd # 110, Mebane, NC 27302

(919) 568-7300

Cone Health Outpatient Rehab

618 S Main St Inside Annie Pen, Reidsville, NC 27320

(336) 951-4000

Cone Health Sleep Disorders

509 N Elam Ave # 300-D, Greensboro, NC 27403

(336) 832-0410

Cone Health Women's-Children's

1121 N Church Street Entrance, Greensboro, NC 27401

(336) 832-6500

Duke Cancer Ctr Acute Care

20 Duke Medicine Cir, Durham, NC 27710

(919) 668-6608

Duke Cancer Ctr Radiation

20 Duke Medicine Cir, Durham, NC 27710

(919) 660-2100

Duke Children's Health Ctr

2301 Erwin Rd # 34ththfloor, Durham, NC 27705

(919) 613-7777

Duke Health

234 Crooked Creek Pkwy # 500, Durham, NC 27713

(919) 684-3834

Duke Pediatric Dermatology

5324 Mcfarland Rd # 410, Durham, NC 27707

(919) 684-3432

Duke University Med Ctr Gen

, Durham, NC 27701

(919) 684-2410

Duke University Med Ctr Gen

, Durham, NC 27710

(919) 681-4722

Duke University Med Ctr Gen

PO Box 90950, Durham, NC 27708

(919) 681-2020

Duke Wound Mgmt Clinic-Clinic

40 Duke Medicine Cir, Durham, NC 27710

(919) 684-3432

Health Center Of Hillsborough

401 Meadowlands Dr # 101, Hillsborough, NC 27278

(919) 241-5032

Lebauer Healthcare At Green

709 Green Valley Rd, Greensboro, NC 27408

(336) 547-1792

Lebauer Healthcare Grandover

4023 Guilford College Rd, Greensboro, NC 27407

(336) 890-2040

Lebauer Primary Care At Elam

520 N Elam Ave, Greensboro, NC 27403

(336) 547-1792

Renaissance Family Medicine

2525c Phillips Ave, Greensboro, NC 27405

(336) 832-7711

Sleep Disorders Ctr At

1248 Huffman Mill Rd # 101, Burlington, NC 27215

(866) 937-6692

UNC At Chapel Hill Medical Ctr

Cb 7010, Chapel Hill, NC 27599

(919) 966-5136

UNC Hospitals Lab Hillsborough

460 Waterstone Dr # Firstfloor, Hillsborough, NC 27278

(919) 595-5970

UNC Hospitals Multispecialty

101 Manning Dr # Firstfloor, Chapel Hill, NC 27514

(984) 974-0150

University-NC-Health Care

100 Sprunt St, Chapel Hill, NC 27517

(919) 966-5500


Randolph County — FAQ Under 65

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Randolph County ZIP Codes include: 27203, 27204, 27205, 27230, 27233, 27248, 27263, 27298, 27316, 27317, 27341, 27350, 27355, and 27370

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