Find Your Most Affordable Health Insurance Plan in Swain County

in North Carolina
Blue Cross NC Authorized Agency
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Swain County residents can choose from two healthcare options: Blue Advantage and Blue Care.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

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Swain County

in North Carolina

swain

Swain County is in west North Carolina and offers families a vibrant culture and access to many family-friendly activities. It’s home to around 15,000 people, with plenty of small-town charm and tight-knit communities families can enjoy. There are many attractions for families, including the Great Smoky Mountains National Park and the Nantahala National Forest. In addition, families can enjoy various outdoor activities, such as hiking, biking, fishing, and rafting. There are also parks, playgrounds, and sports fields for children and an array of family-friendly festivals, including the Swain County Heritage Festival and the Bryson City Easter Parade.

The median age in Swain County is 42.6, and the median household income is $39,643. The cost of living is lower than the national average, so it’s an affordable place to raise a family. It also boasts an excellent school system with high graduation rates and low student-teacher ratios. And for healthcare needs, families can visit Harris Regional Hospital, Mission Health, and Swain County Hospital. 

Towns in Swain County (zip codes 28713, 28702, 28719, 28785, and 28713) include Bryson City, Almond, and Whittier. Bryson City is the largest town, with a charming downtown area boasting several shops, restaurants, and galleries. Almond is a small community near Fontana Lake, with excellent fishing spots and access to water sports. Whittier is a great option for those seeking a quiet lifestyle. It’s a rural town home to several historic sites, including the Judaculla Rock and the Qualla Arts and Crafts Mutual.

Area Hospitals
  • Angel Medical Ctr, 124 One Center Ct, Franklin, NC, 28734, (828) 524-8411

  • Cherokee Indian Hospital, 1 Hospital Rd, Cherokee, NC, 28719, (828) 497-9163

  • Erlanger Western Carolina Hosp, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8161

  • Harris Regional Hospital, 68 Hospital Rd, Sylva, NC, 28779, (828) 586-7000

  • Haywood Regional Medical Ctr, 262 Leroy George Dr, Clyde, NC, 28721, (828) 456-7311

  • Highlands-Cashiers Hospital, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-1200

  • Swain Community Hospital, 45 Plateau St # 230, Bryson City, NC, 28713, (828) 488-2155

  • Transylvania Regional Hospital, 260 Hospital Dr, Brevard, NC, 28712, (828) 884-9111

  • Unity Healing Ctr, 448 Sequoyah Trl, Cherokee, NC, 28719, (828) 497-1800

Area Medical Clinics
  • Angel Medical Ctr, 56 Medical Park Dr, Franklin, NC, 28734, (828) 542-8411

  • Asheville Cardiology Assoc, 190 Hospital Dr # 104, Highlands, NC, 28741, (828) 274-6000

  • Atlanta Gastroenterology Assoc, 145 Medical Park Ln # K, Murphy, NC, 28906, (404) 257-9000

  • Center For Family Medicine, 55 Holly Springs Park Dr, Franklin, NC, 28734, (828) 349-3550

  • Haywood Regional Medical Ctr, , Waynesville, NC, 28786, (828) 452-8070

  • Mission Community Primary Care, 57 White Owl Ln, Cashiers, NC, 28717, (828) 743-2491

  • Mission Health Ctr Highlands, 190 Hospital Dr, Highlands, NC, 28741, (828) 526-4942

  • Mission Urology-Brevard, 89 Hospital Dr # C, Brevard, NC, 28712, (828) 883-5858

  • Murphy Medical Ctr Emergency, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 837-8300

  • Murphy Medical Ctr Human RSRCS, , Murphy, NC, 28906, (828) 835-7683

  • Murphy Medical Ctr Radiology, 3990 E US 64 Alt, Murphy, NC, 28906, (828) 835-7540

  • Murphy Medical Ctr, 3990 E US Highway 64 Alternate, Murphy, NC, 28906, (828) 835-7502

  • Murphy Medical Ctr, 4130 115 Highway 64 E, Murphy, NC, 28906, (828) 835-7505

  • Orthopedics-Sports Medicine, 190 Riverview St, Franklin, NC, 28734, (828) 349-8260

  • Ozarks Medical Ctr, PO Box 330, Marble, NC, 28905, (417) 257-5802

  • Primary Care Franklin, 190 Riverview St, Franklin, NC, 28734, (828) 349-6800

  • VA Medical Ctr, 45 HI Lane St, Canton, NC, 28716, (828) 298-7911

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Swain County ZIP Codes include: 28713

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