Find Your Most Affordable North Carolina Health Insurance Plan
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Johnston County
in North Carolina
Johnston County is a rapidly growing area in the east of North Carolina. Home to just over 200,000 people, it’s an excellent choice for families seeking affordable housing, a strong sense of community, and a high quality of life. Family households earn around $56,137 annually, and the cost of living is slightly lower than the national average. Its thriving economy features various industries, including agriculture, manufacturing, and healthcare. Families can choose from several top-rated public schools, including Cleveland High School, which boasts a graduation rate of 94%. Medical care is available from Johnston Health, which operates two hospitals in the area, and there are also several medical clinics where families can see a physician of their choice.
Johnston County comprises several towns, each offering something unique to families. The county seat is Smithfield (zip code 27577), featuring a historic downtown area known for its annual Ham and Yam Festival. Other towns include Benson (zip code 27504), Clayton (zip code 27520), Four Oaks (zip code 27524), and Selma.
There are plenty of fun activities for young families in the county, including several parks and recreational areas. Kids will love the playground at Clayton Community Park, which also features basketball courts perfect for older kids and family-friendly walking trails. The Ava Gardner Museum in Smithfield celebrates the life and career of the Hollywood actress. Car-loving families will enjoy Galot Motorsports Park in Benson, with drag racing events and motorsport competitions.
Plans Available
Best for
Good option if you wish to get care from UNC Health, UNC Health Alliance and its affiliated doctors and hospitals. (E1)
Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.
Network
Hospitals and providers including 1,200+ primary care providers (E2) Includes UNC Medical Center
UNC Medical Center, is nationally ranked in 4 adult and 7 pediatric specialties by U.S. News (E3)
UNC Rex, rated by U.S. News as high performing in 17 adult procedures and conditions (E4)
All doctors outside the UNC Health Alliance provider network are considered out-of-network for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.
Best for
Good option if you want a broad choice of in-network doctors, specialists and hospitals.
Network
Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)
Availability
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Find your most affordable health plan
Individual/Family Common Questions
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What Is Individual Health Insurance?: A Complete Guide
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
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How Much Is Individual Health Insurance? A Complete Guide
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
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Footnotes
A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.
B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.
B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).
C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.
C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).
C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).
C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).
D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.
D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).
E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.
E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).
E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).
E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).
U9144b, 9/22
Johnston County ZIP Codes include: 27504, 27520, 27524, 27527, 27528, 27542, 27555, 27568, 27569, 27576, 27577, and 27593