Find Your Most Affordable North Carolina Health Insurance Plan
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Clayton, North Carolina
in Johnston County
Clayton, North Carolina, is home to around 24,000 locals who enjoy access to big-city amenities while enjoying a small-town, close-knit community. It’s an excellent place for families, with plenty of fun things like the Clayton River Walk, a beautiful trail that winds along the picturesque Neuse River. Families can enjoy walking, running, or biking along the route, and there are also several parks to explore. East Clayton Community Park and Clayton Community Park offer playgrounds, athletic fields, and picnic areas. In addition, families can visit the Clemmons Educational State Forest for a unique outdoor adventure. The forest features various trails, wildlife exhibits, and educational programs for all ages.
Clayton provides a family-friendly atmosphere with plenty of excellent schools available. The city is also affordable for many families, with the cost of living almost 8% lower than the national average. The median home price is $234,800, slightly lower than the North Carolina median home price of $274,500, and many employment opportunities are available.
Clayton (zip codes 27520, 27527, and 27528) is in Johnston County in central North Carolina, home to around 202,000 people. The county is known for its historic downtown area, thriving business community, and excellent healthcare facilities. Johnston Health Clayton Hospital is a top-rated hospital that offers various medical services, including emergency care, surgery, and cancer care. Other nearby facilities include the Johnston Health Smithfield Hospital and the UNC Health Care Clayton. Other nearby towns in Johnston County include Benson, Four Oaks, and Smithfield.
Plans Available
Best for
Good option if you wish to get care from UNC Health, UNC Health Alliance and its affiliated doctors and hospitals. (E1)
Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.
Network
Hospitals and providers including 1,200+ primary care providers (E2) Includes UNC Medical Center
UNC Medical Center, is nationally ranked in 4 adult and 7 pediatric specialties by U.S. News (E3)
UNC Rex, rated by U.S. News as high performing in 17 adult procedures and conditions (E4)
All doctors outside the UNC Health Alliance provider network are considered out-of-network for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.
Best for
Good option if you want a broad choice of in-network doctors, specialists and hospitals.
Network
Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)
Availability
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Find your most affordable health plan
Individual/Family Common Questions
North Carolina Healthcare News & Guides
What You Need to Know About Health Insurance If You’re Self-Employed
Health Plans of NC, Kelly Quinn
What Is Individual Health Insurance?: A Complete Guide
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
How Much Is Individual Health Insurance? A Complete Guide
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
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Footnotes
A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.
B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.
B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).
C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.
C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).
C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).
C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).
D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.
D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).
E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.
E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).
E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).
E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).
U9144b, 9/22
Clayton, North Carolina ZIP Codes include: 27520, 27527, and 27528