Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.
Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.
There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.
Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.
Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.
All of our agents are based in North Carolina and are dedicated to serving the people of this state.
Government-Managed
À La Carte Coverage
Accepted Nationwide
Enjoy travel & like customization
Insurance Company-Managed
Bundled Coverage
Accepted within a Network
Want extra benefits & need a spending cap
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $36.50 per month 1 • Flexibility to change plans • Access to FitOn Health • Significant savings on hearing aids
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria:
• You are age 65 or older, or under age 65 and are eligible for Medicare due to disability 3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
No waiting periods
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
FitOn Health is a fitness and health platform that gives you access to 13,000+ gyms and studios, including popular gyms like O2, Life Time, YMCAs and more.4 With up to $112 per month (no rollover) to spend, we’re giving you the flexibility to choose the best fitness options for you. Use the funds on:
• The gym(s) of your choice (even if it’s not in our network!) • In-person classes • Premium FitOn equipment like yoga mats, dumbbells and more Plus, enjoy unlimited use of the digital platform with live and on-demand classes with expert instructors, activity tracking, nutrition programs and more.
TruHearing covers one hearing aid per ear per year for a low copay of $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/24; Plan G: BMS G, 1/24; Plan G-HD: BMS HDG, 1/24;Plan K: BMS K, 1/24; Plan N: BMS N, 1/24. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment. Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. 1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 In-network gyms are subject to change. ®, ℠ are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/24
in Orange County
Carrboro, North Carolina, is popular with seniors and retirees. Home to around 21,000 people, approximately 11.5% of locals are over 65 years. Although the cost of living is slightly higher than the national average, the town offers residents an excellent quality of life, with median home prices around $390,000. In addition, Carrboro provides access to nature, a progressive community, fun events and festivals, excellent healthcare services, and a thriving arts and culture scene.
Carrboro (zip code 27510) is home to UNC Health Care Hillsborough, which provides seniors access to emergency care, cardiology, cancer care, and other medical services. Several top-rated senior centers also include the Seymour Center and the Carrboro Recreation and Parks Department. Both offer various services and activities for seniors, from social events to practical support.
There are also many activities and attractions for seniors, including the famous Carrboro Farmers' Market, selling fresh produce and locally-made crafts. The Carrboro Community Garden Coalition provides community gardening opportunities for anyone with a green thumb and various education programs for those interested in honing their gardening skills. The town is also near the North Carolina Botanical Garden, which offers senior-friendly walking trails and educational programs. Located in Orange County, which is home to around 144,000 people, seniors can access a wide range of art and culture in nearby Chapel Hill and Hillsborough and visit several parks and recreational areas in the county.
Health Plans of NC, Kelly Quinn
Health Plans of NC, Kelly Quinn
Health Plans of NC, Kelly Quinn
Carrboro, North Carolina ZIP Codes include: 27510