Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.
Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.
There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.
Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.
Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.
All of our agents are based in North Carolina and are dedicated to serving the people of this state.
Government-Managed
À La Carte Coverage
Accepted Nationwide
Enjoy travel & like customization
Insurance Company-Managed
Bundled Coverage
Accepted within a Network
Want extra benefits & need a spending cap
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $36.50 per month 1 • Flexibility to change plans • Access to FitOn Health • Significant savings on hearing aids
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria:
• You are age 65 or older, or under age 65 and are eligible for Medicare due to disability 3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
No waiting periods
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
FitOn Health is a fitness and health platform that gives you access to 13,000+ gyms and studios, including popular gyms like O2, Life Time, YMCAs and more.4 With up to $112 per month (no rollover) to spend, we’re giving you the flexibility to choose the best fitness options for you. Use the funds on:
• The gym(s) of your choice (even if it’s not in our network!) • In-person classes • Premium FitOn equipment like yoga mats, dumbbells and more Plus, enjoy unlimited use of the digital platform with live and on-demand classes with expert instructors, activity tracking, nutrition programs and more.
TruHearing covers one hearing aid per ear per year for a low copay of $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/24; Plan G: BMS G, 1/24; Plan G-HD: BMS HDG, 1/24;Plan K: BMS K, 1/24; Plan N: BMS N, 1/24. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment. Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. 1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 In-network gyms are subject to change. ®, ℠ are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/24
in Wake County
Garner, North Carolina, is a popular town for seniors to live in to enjoy their retirement years. Garner offers small-town charm, a welcoming community, and access to some top-quality healthcare facilities. According to the U.S. Census Bureau, in 2020, the population of Garner was 31,441, with 14.8% of residents over 65 years. Located in Wake County, which has a senior population of around 13.5%, the cost of living in Garner is 5.1% lower than the national average, making it an affordable place for retirees on a limited income. In addition, for seniors still working, the unemployment rate in Garner is lower than the national average and offers a range of potential job opportunities.
There are also lots of fun things for seniors to do in the city. For example, the Garner Senior Center hosts a range of activities and events specifically for seniors, including fitness classes, arts and crafts, and various social outings. Seniors can also visit the Lake Benson Boathouse, a beautiful spot to walk around the lake or fish. For art and culture, the Garner Performing Arts Center offers many performances and concerts throughout the year. Additionally, the town is close to nearby Raleigh, which gives seniors access to plenty of museums, theaters, and interesting cultural attractions.
Ganer (zip codes 27529, 27520, 27591, and 27603) is home to several senior living communities, including independent and assisted living options. Seniors can visit nearby WakeMed Garner Healthplex or UNC Health Care for their healthcare needs. There are also several other major hospitals and medical centers in Wake County, including Duke University Hospital, UNC Rex Healthcare, and WakeMed Raleigh Campus. The county also has several senior centers and programs offering various recreational activities and services—another reason seniors choose to live in the county and call Garner home.
Health Plans of NC, Kelly Quinn
Health Plans of NC, Kelly Quinn
Health Plans of NC, Kelly Quinn
Garner, North Carolina ZIP Codes include: 27529