Live Worry-Free. Find the Right Medicare Plan in NC. in Leland, North Carolina

Blue Cross NC Authorized Agency
Google Logo

1,240+ Google Reviews

Leland, North Carolina

in Brunswick County

Leland, North Carolina residents turning 65 or already enrolled in Medicare can explore all 8 available plans for 2026 with the help of Health Plans of NC, a local resource connecting Brunswick County seniors to Blue Cross NC coverage options near Novant Health Brunswick Medical Center.


What Medicare options are available in Leland, North Carolina, NC?

Leland, North Carolina has a population of 26,307, and approximately 7,000 residents, representing 27.6% of the city, are currently eligible for Medicare and can choose from multiple coverage types for 2026. Local health systems including Novant Health Brunswick Medical Center and Cape Fear Valley Health accept Medicare, giving Leland seniors strong access to hospital, specialist, and primary care services. Coverage options range from Medicare Advantage plans that bundle benefits into one policy to Medicare Supplement plans that work alongside Original Medicare for broader provider flexibility.

Plan Name

Type

Monthly Premium

Blue Medicare Medical Only

HMO-POS

$0.00/month

Blue Medicare Essential

HMO

$0.00/month

Blue Medicare Essential Plus

HMO-POS

$0.00/month

Blue Medicare Enhanced

HMO-POS

$40.00/month

Blue Medicare PPO Enhanced

PPO

$53.00/month

Blue Medicare Freedom+

HMO-POS

$0.00/month

Healthy Blue Medicare (D-SNP)

HMO-POS

$0.00/month

Blue Medicare Rx Enhanced PDP

PDP

$163.20/month

  • Medicare Advantage HMO plans in Leland, North Carolina offer bundled medical and hospital coverage through a defined network that includes local primary care physicians near Novant Health Brunswick Medical Center.

  • Medicare Advantage HMO-POS plans give Leland, North Carolina enrollees the option to use both in-network providers and select out-of-network services, including care connected to Cape Fear Valley Health.

  • Medicare Advantage PPO plans in Leland, North Carolina provide greater flexibility for seniors who want the ability to see out-of-network specialists without a referral requirement.

  • Medicare Supplement (Medigap) plans in Leland, North Carolina pair with Original Medicare to help cover cost-sharing gaps, and allow seniors to use any provider nationwide that accepts Medicare, including Novant Health Brunswick Medical Center.

  • Part D Prescription Drug Plans are available as standalone coverage for Leland, North Carolina residents enrolled in Original Medicare or a Medicare Supplement policy, helping manage the cost of medications.

  • Dual Special Needs Plans (D-SNP) in Leland, North Carolina are designed for residents eligible for both Medicare and Medicaid, coordinating benefits across both programs for comprehensive coverage.


What Medicare plans are available in Leland, North Carolina for 2026?

For 2026, Blue Cross NC offers eight Medicare plans to Leland, North Carolina residents, spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan types to meet a wide range of healthcare needs. Several plans carry a $0 monthly premium and include access to provider networks connected to local facilities, while other plans offer enhanced benefits at a modest premium. Health Plans of NC can walk Leland, North Carolina residents through each plan option in detail to identify which network and benefit structure aligns best with their preferred providers.

  • Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides hospital and medical coverage through a local network serving Leland, North Carolina and the surrounding Brunswick County area.

  • Blue Medicare Essential, HMO, $0.00 per month, bundles medical and hospital benefits into a zero-premium plan with a defined network of primary care and specialist providers near Leland, North Carolina.

  • Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility to essential HMO benefits, giving Leland, North Carolina enrollees access to care at local network facilities.

  • Blue Medicare Enhanced, HMO-POS, $40.00 per month, offers a richer benefit package with a modest premium for Leland, North Carolina residents seeking additional coverage through the Blue Cross NC provider network.

  • Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Leland, North Carolina seniors the ability to see both in-network and out-of-network providers, including specialists connected to Novant Health Brunswick Medical Center.

  • Blue Medicare Freedom+, HMO-POS, $0.00 per month, combines zero-premium affordability with HMO-POS flexibility for Leland, North Carolina residents who want broad local network access.

  • Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, serves Leland, North Carolina residents who qualify for both Medicare and Medicaid by coordinating dual-eligible benefits under one plan.

  • Blue Medicare Rx Enhanced PDP, standalone prescription drug plan, $163.20 per month, provides Part D drug coverage for Leland, North Carolina residents enrolled in Original Medicare or a Medicare Supplement policy.


How much does Medicare cost in Leland, North Carolina?

In 2026, Leland, North Carolina residents can choose from Blue Cross NC Medicare Advantage plans ranging from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ up to $53.00 per month for Blue Medicare PPO Enhanced, making several options accessible at no additional plan premium beyond standard government costs. The standalone Blue Medicare Rx Enhanced PDP is priced at $163.20 per month for residents who need dedicated prescription drug coverage outside of a bundled Advantage plan. With a median household income of $88,576 in Leland, North Carolina, many residents are well-positioned to afford these plan options, though those closer to federal income thresholds may qualify for programs that further reduce out-of-pocket costs.

  • Part A: $0 premium for most Leland, North Carolina residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.

  • Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.

  • Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.


Which insurance companies offer Medicare plans in Leland, North Carolina for 2026?

For 2026, Blue Cross NC is the Medicare carrier offering all 8 available Medicare plans to residents of Leland, North Carolina, making it the sole insurer serving this market. These 8 plans span a full range of plan types including HMO, HMO-POS, PPO, standalone Part D prescription drug plans, and a Dual Special Needs Plan for dual-eligible beneficiaries. Blue Cross NC plan networks in Leland, North Carolina are structured to connect enrollees to local health systems including Novant Health Brunswick Medical Center and Cape Fear Valley Health, ensuring seniors can access hospital and specialty care close to home. The plan type a Leland, North Carolina resident chooses directly determines whether they can see out-of-network specialists, require referrals, or have coordinated care through a managed network. Health Plans of NC compares all 8 Blue Cross NC plans side-by-side for Leland, North Carolina residents at absolutely no cost, simplifying the enrollment process.

  • Blue Cross NC, offering HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with a total of 8 Medicare plans available to Leland, North Carolina residents for 2026.


Who qualifies for Medicare financial assistance in Leland, North Carolina?

Leland, North Carolina residents with limited income and resources may qualify for the Extra Help program, also known as the Low Income Subsidy, which can reduce or eliminate Part D prescription drug costs for eligible Medicare beneficiaries. Medicare Savings Programs can help qualifying Leland, North Carolina residents cover Part B premiums and other cost-sharing expenses, providing meaningful financial relief for those on fixed incomes. With an uninsured rate of 6.1% and a poverty rate of 5.8% in Leland, North Carolina, a portion of the community may also be eligible for the Healthy Blue Medicare D-SNP plan, which coordinates Medicare and Medicaid benefits for dual-eligible individuals. Health Plans of NC agents can review eligibility for all available assistance programs at no cost to Leland, North Carolina residents during any enrollment conversation.

  • Extra Help and the Low Income Subsidy can reduce Part D prescription drug plan costs to near $0 per month for qualifying Leland, North Carolina Medicare beneficiaries.

  • Medicare Savings Programs may cover Part B premiums and cost-sharing for Leland, North Carolina residents who meet income and asset eligibility requirements.

  • The Healthy Blue Medicare D-SNP plan is available for Leland, North Carolina residents who are enrolled in both Medicare and Medicaid, providing coordinated dual-eligible coverage.

  • NC Medicaid may provide additional low-income support for Leland, North Carolina residents who do not yet qualify for Medicare or who need supplemental assistance alongside their Medicare coverage.

  • Health Plans of NC licensed agents can check eligibility for Extra Help, Medicare Savings Programs, and D-SNP enrollment for Leland, North Carolina residents at no cost during a free consultation.


Get free Medicare help in Leland, North Carolina

Health Plans of NC licensed agents serve Leland, North Carolina residents at no cost, comparing every available Medicare plan side-by-side and guiding seniors through enrollment, plan changes, and financial assistance options. Call 800-797-0327 today to speak with a local Medicare expert who can help you find the right coverage for 2026.

  • Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment

  • Email [email protected] with questions about Medicare plans available in Leland, North Carolina

  • Find a licensed agent and book directly at healthplansofnc.com/agents

  • No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.


Leland, North Carolina — FAQ Over 65

Find your most affordable medicare plan

Enroll in under 10 minutes.

Blue Medicare Supplement

Blue Medicare Supplement from Blue Cross and Blue Shield of North Carolina
Two people running

Blue Medicare Supplement ℠ from Blue Cross and Blue Shield of North Carolina

Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.

With Blue Medicare Supplement, you’ll enjoy:

• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans

Blue-to-Blue ℠: Flexibility to change

With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle

Guaranteed acceptance

You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina

No waiting periods

If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.

SilverSneakers®

Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.

In the gym:

• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities

At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more

In your community: • Group activities and classes5 offered outside the gym

Always talk with your doctor before starting an exercise program.

TruHearing® program

TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.

About Blue Cross NC

Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.

Ready to get started? Contact me today to:

• Compare plan benefits • Get a free rate quote

Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.

Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.

1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group

®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25

Interested in Blue Medicare Supplement?

Get started today.

Medicare Common Questions

Did we answer all your questions?

Let us know what else we can answer for you about Medicare.

North Carolina Medicare News

Our agents stay current with medicare news

Leland, North Carolina ZIP Codes include: 28451

Ready to get started?

Find out what medicare plans are best for you.