Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.
Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.
There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.
Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.
Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.
All of our agents are based in North Carolina and are dedicated to serving the people of this state.
Government-Managed
À La Carte Coverage
Accepted Nationwide
Enjoy travel & like customization
Insurance Company-Managed
Bundled Coverage
Accepted within a Network
Want extra benefits & need a spending cap
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
in Union County and Mecklenburg County
Mint Hill, North Carolina is home to approximately 26,954 residents, and an estimated 5,000 of them, representing 19.8% of the population, are eligible for Medicare coverage. Seniors in Mint Hill have access to quality healthcare through nearby facilities including Novant Health Mint Hill Medical Center, Carolinas Medical Center, and Atrium Health University City, all of which serve Medicare beneficiaries in the area. Health Plans of NC agents help Mint Hill residents compare all 9 available Medicare plans from Blue Cross NC at absolutely no cost to the enrollee.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Choice | HMO | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $30.00/month |
Blue Medicare PPO Enhanced | PPO | $35.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue + Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO (Part C): Blue Medicare Essential, Blue Medicare Essential Plus, Blue Medicare Medical Only — often $0 premium
Medicare Advantage HMO-POS (Part C): Blue Medicare Enhanced — premium varies by county
Medicare Advantage PPO (Part C): Blue Medicare PPO Enhanced — premium varies by county
Medicare Advantage HMO — Blue Medicare Choice: $0 premium (available in select counties)
Medicare Supplement (Medigap): fills Original Medicare gaps, use any provider nationwide
Part D Prescription Drug Plans: Blue Medicare Rx Enhanced — standalone drug coverage
Dual Special Needs Plans (D-SNP): for those on both Medicare and Medicaid
BCBSNC Medicare plans available in Mint Hill, North Carolina: Blue Medicare Essential (HMO) at $0/month, Blue Medicare Essential Plus (HMO-POS) at $0/month, Blue Medicare Medical Only (HMO-POS) at $0/month, Blue Medicare Rx Enhanced prescription drug plan at $163.20/month. Health Plans of NC compares every Medicare plan in your zip code at no cost.
Mint Hill, North Carolina seniors choosing between Medicare Advantage and Medicare Supplement plans face an important trade-off between lower monthly premiums and broader cost predictability. Medicare Advantage plans through Blue Cross NC may bundle hospital, medical, and drug coverage into one plan with access to local hospitals like Novant Health Mint Hill Medical Center and Atrium Health University City, while Medicare Supplement plans provide more flexible access to any Medicare-accepting provider nationwide. With a median household income of $99,272 in Mint Hill, many residents are positioned to evaluate both options carefully based on their healthcare usage and preferred local providers.
Medicare Advantage plans from Blue Cross NC in Mint Hill, North Carolina often include $0 or low monthly premiums beyond the standard Part B premium of $185 per month.
Medicare Supplement plans in Mint Hill, North Carolina allow seniors to visit any Medicare-accepting provider, including specialists at Carolinas Medical Center, without referrals.
Blue Cross NC Medicare Advantage plans may include network restrictions, making it important to confirm that Novant Health Mint Hill Medical Center and preferred specialists are in-network.
Medicare Supplement plans in Mint Hill, North Carolina typically carry higher monthly premiums ranging from $80 to $300 or more but reduce out-of-pocket exposure significantly.
Medicare Advantage plans available through Blue Cross NC in Mint Hill, North Carolina may include additional benefits such as dental, vision, and hearing coverage not offered by Original Medicare.
Mint Hill seniors with chronic conditions may benefit from Blue Cross NC Special Needs Plans, or SNPs, which are designed to coordinate care for specific health needs.
In 2025, Blue Cross NC is the Medicare carrier offering plans to eligible residents of Mint Hill, North Carolina, with a total of 9 Medicare plans available for enrollment. These plans span multiple Medicare plan types including Health Maintenance Organization plans, or HMOs, Preferred Provider Organization plans, or PPOs, Private Fee-for-Service plans, or PFFS, Special Needs Plans, or SNPs, and standalone Part D prescription drug plans. The network arrangements under Blue Cross NC plans determine which local hospitals and health systems, such as Novant Health Mint Hill Medical Center, Carolinas Medical Center, and Atrium Health University City, are accessible at in-network cost levels. Selecting the right plan type is especially important in Mint Hill because different Blue Cross NC plans may vary significantly in which local specialists, primary care physicians, and hospital facilities are covered at the lowest cost-sharing levels. Health Plans of NC agents are available to compare all 9 Blue Cross NC Medicare plans side-by-side for Mint Hill residents at absolutely no cost, ensuring seniors find the plan that best fits their healthcare needs and budget. With approximately 5,000 Medicare-eligible residents in Mint Hill and a median household income of $99,272, understanding how Blue Cross NC plan options align with local providers and personal financial circumstances is critical to making the most informed Medicare decision possible.
Blue Cross NC: the Medicare carrier offering all 9 available Medicare plans to eligible Mint Hill, North Carolina residents in 2025
Medicare costs in Mint Hill, North Carolina in 2025 follow standard federal benchmarks, though the city's cost of living being 5.6% lower than the national average helps residents manage out-of-pocket expenses more effectively. With a median household income of $99,272, many Mint Hill seniors can explore a full range of plan options, but those with limited income should investigate financial assistance programs like Extra Help, which can dramatically reduce prescription drug costs. Mint Hill's uninsured rate of 10.2% highlights the importance of ensuring all eligible residents are enrolled in the Medicare coverage that best protects them from unexpected healthcare costs.
Part A: $0 premium for most Mint Hill, North Carolina residents who have paid Medicare taxes for 10 or more years during their working lives.
Part B: $185 per month standard premium in 2025, applicable to nearly all Medicare beneficiaries in Mint Hill, North Carolina.
Medicare Advantage in Mint Hill, North Carolina: typically $0 to $100 or more per month beyond the Part B premium, depending on the Blue Cross NC plan selected.
Medicare Supplement in Mint Hill, North Carolina: $80 to $300 or more per month depending on the plan letter chosen, the applicant's age, and underwriting factors.
Part D prescription drug plans: monthly premiums and out-of-pocket costs vary based on the formulary tier structure and preferred pharmacy network used by the plan.
Extra Help and Low Income Subsidy programs may reduce Part D prescription drug costs to near $0 for qualifying Mint Hill, North Carolina residents who meet income and asset thresholds.
With approximately 5,000 Medicare-eligible residents in Mint Hill, North Carolina representing 19.8% of the city's population of 26,954, understanding how to choose the right coverage from the 9 available plans through Blue Cross NC is more important than ever. Mint Hill seniors benefit from proximity to top healthcare facilities including Novant Health Mint Hill Medical Center, Carolinas Medical Center, and Atrium Health University City, and the right Medicare plan ensures continued access to those providers at the most affordable cost-sharing levels. Health Plans of NC licensed agents specialize in helping Mint Hill, North Carolina residents compare every available Medicare Advantage, Medicare Supplement, and Part D prescription drug plan from Blue Cross NC side-by-side, at absolutely no cost to the beneficiary. Whether you are enrolling in Medicare for the first time or reviewing your current coverage during Open Enrollment, a Health Plans of NC agent can help you find the plan that best fits your health needs, preferred local providers, and budget in Mint Hill, North Carolina.
Mint Hill, North Carolina ZIP Codes include: 28105 and 28227
