in Iredell County
Health Plans of NC helps Statesville, North Carolina residents compare all 8 available Medicare plans for 2026 at absolutely no cost, making it easier for seniors to find the right coverage through local health systems like Iredell Health System.
Statesville, North Carolina has a population of 29,161, with approximately 5,000 Medicare-eligible residents representing 17.1% of the city. Seniors in Statesville have access to multiple Medicare coverage types, and key local health systems including Iredell Health System, Lake Norman Regional Medical Center, and Atrium Health all accept Medicare. Whether a Statesville resident is looking for a managed care plan, a standalone drug plan, or a supplement to Original Medicare, there is a coverage category designed to meet their needs.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $30.00/month |
Blue Medicare PPO Enhanced | PPO | $35.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans in Statesville, North Carolina offer coordinated care through local networks that include Iredell Health System and affiliated providers.
Medicare Advantage HMO-POS plans give Statesville seniors the flexibility to see both in-network providers at Iredell Health System and select out-of-network providers when needed.
Medicare Advantage PPO plans in Statesville, North Carolina allow beneficiaries to access a broader range of providers including specialists at Lake Norman Regional Medical Center.
Medicare Supplement (Medigap) plans let Statesville residents visit any provider nationwide that accepts Medicare, including Atrium Health facilities in the region.
Part D Prescription Drug Plans provide standalone drug coverage for Statesville, North Carolina seniors who choose to remain on Original Medicare.
Dual Special Needs Plans (D-SNP) are available in Statesville for residents who qualify for both Medicare and Medicaid, with coordinated benefits through local health systems.
For 2026, Blue Cross NC offers eight Medicare plans to Statesville, North Carolina residents, spanning HMO, HMO-POS, PPO, PDP, and D-SNP plan types. Several of these plans carry $0 monthly premiums and connect enrollees to local provider networks including Iredell Health System, Lake Norman Regional Medical Center, and Atrium Health. Statesville seniors can review each plan's network details and benefits side-by-side through Health Plans of NC at no cost to ensure continued access to their preferred local providers.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides access to Iredell Health System and other in-network providers in the Statesville area.
Blue Medicare Essential, HMO, $0.00 per month, delivers coordinated in-network care through local providers including facilities affiliated with Atrium Health.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, combines in-network HMO benefits with limited out-of-network access for Statesville seniors who travel or need specialist care.
Blue Medicare Enhanced, HMO-POS, $30.00 per month, offers an enhanced benefit package for Statesville residents seeking additional coverage beyond basic Medicare Advantage.
Blue Medicare PPO Enhanced, PPO, $35.00 per month, provides the broadest provider access among the Blue Cross NC Medicare Advantage plans in Statesville, including Lake Norman Regional Medical Center.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, is a $0 premium plan that gives Statesville beneficiaries flexibility to access both in-network and select out-of-network providers.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is designed for Statesville residents who qualify for both Medicare and Medicaid, with benefits coordinated through local health systems.
Blue Medicare Rx Enhanced PDP, standalone Part D prescription drug plan, $163.20 per month, provides drug coverage for Statesville seniors who prefer to keep Original Medicare for their medical benefits.
In 2026, Medicare Advantage plans from Blue Cross NC in Statesville, North Carolina range from $0.00 per month for plans like Blue Medicare Essential and Blue Medicare Freedom+ to $35.00 per month for the Blue Medicare PPO Enhanced plan, giving beneficiaries a range of premium levels to consider. The standalone Blue Medicare Rx Enhanced PDP is priced at $163.20 per month for Statesville residents who need prescription drug coverage without switching from Original Medicare. With a median household income of $55,492 in Statesville, many residents may qualify for cost-reduction programs such as Extra Help or Medicare Savings Programs, and Health Plans of NC can identify every program a beneficiary qualifies for at no cost.
Part A: $0 premium for most Statesville, North Carolina residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
For 2026, Blue Cross NC is the Medicare carrier offering plans to residents of Statesville, North Carolina, with a total of 8 Medicare plans available for beneficiaries to compare. These 8 plans span multiple plan types including HMO, HMO-POS, PPO, standalone Part D prescription drug plans, and a Dual Special Needs Plan (D-SNP), giving Statesville seniors a comprehensive range of coverage structures to evaluate. The Blue Cross NC provider network in Statesville connects enrollees to local facilities including Iredell Health System, Lake Norman Regional Medical Center, and Atrium Health, meaning plan selection can directly affect a senior's ability to continue seeing their preferred local doctors and specialists. Choosing the wrong plan structure could result in unexpected out-of-network costs or limited access to specialty services at these Statesville-area health systems, making careful comparison especially important. Health Plans of NC agents compare every available Medicare plan in Statesville side-by-side at no cost, ensuring residents find the coverage that best fits their medical needs and financial situation.
Blue Cross NC, offering HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with 8 total Medicare plans available to Statesville, North Carolina residents for 2026.
Statesville, North Carolina residents with limited income may qualify for the Extra Help program, also known as the Low Income Subsidy, which can reduce Part D prescription drug costs to near $0 for eligible Medicare beneficiaries. Medicare Savings Programs are available to help qualifying Statesville seniors cover Part B premiums and other out-of-pocket costs, providing meaningful relief for those on fixed incomes. Statesville residents who qualify for both Medicare and Medicaid may be eligible for a Dual Special Needs Plan (D-SNP), which coordinates benefits through local health systems and is available at $0 per month through Blue Cross NC. With an uninsured rate of 15.2% and a poverty rate of 16.4% in Statesville, understanding and accessing these financial assistance programs is especially critical for protecting both health and economic security in this community, and Health Plans of NC checks eligibility for every available program at no cost.
Extra Help (Low Income Subsidy) can significantly reduce or eliminate Part D prescription drug premiums and copayments for eligible Statesville, North Carolina Medicare beneficiaries.
Medicare Savings Programs may cover Part B premiums and cost-sharing for Statesville residents who meet income and resource requirements.
The D-SNP plan available in Statesville is designed for dual-eligible residents who qualify for both Medicare and Medicaid, with coordinated local health system benefits.
NC Medicaid may provide additional coverage for low-income Statesville residents who do not yet qualify for Medicare or need supplemental assistance.
Health Plans of NC licensed agents help Statesville residents check eligibility for all financial assistance programs and complete applications at absolutely no cost.
Health Plans of NC licensed agents serve Statesville, North Carolina residents at no cost, comparing every available Medicare plan side-by-side and providing personalized guidance on enrollment, plan changes, and financial assistance programs. Call 800-797-0327 today to speak with a local Medicare expert who can help you find the right coverage for your needs and budget.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Statesville, North Carolina
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Statesville, North Carolina ZIP Codes include: 28625, 28677, and 28687
