Find Your Most Affordable North Carolina Health Insurance Plan
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Wilmington, North Carolina
in New Hanover County
Located on the coast in the southeastern part of North Carolina in New Hanover County, Wilmington is home to around 123,000 people. It offers plenty for young families who love the great outdoors. Wilmington Riverwalk provides beautiful scenic views of the Cape Fear River and is an excellent spot for shopping or visiting one of the many restaurants. If your family enjoys the beach, you can enjoy sunbathing, swimming, or water sports nearby Wrightsville Beach or Carolina Beach. Families also enjoy visiting the North Carolina Aquarium at Fort Fisher or the Children's Museum of Wilmington, which offers engaging and educational experiences for kids. Wilmington has several zip codes, including 28401, 28403, and 28405. The county of New Hanover also offers a range of resources for families, including the New Hanover County Parks & Gardens and the New Hanover County Library, which runs various regular educational programs and resources.
In addition to the range of attractions, the city's mild climate, family-friendly community, and diverse economy are just some of the other reasons it's an attractive place for young families. Some excellent local schools, including New Hanover High School, are available, which exceeds the state's average graduation (currently 90%). In addition, the city has various employment opportunities, including healthcare, education, and tourism. And although the median home value is slightly higher than the national median home value at around $299,000, it's still relatively affordable given its coastal location.
Wilmington is an excellent choice for families looking to live near the coast and be part of a vibrant community. For peace of mind, many quality healthcare options are also available to keep families fit and healthy, including New Hanover Regional Medical Center, recognized as one of America's Best Hospitals for cardiac surgery and, gastroenterology & GI surgery. Other nearby facilities include Dosher Memorial Hospital and Brunswick Novant Medical Center, located in nearby Brunswick County, which offers various services, including emergency care, surgery, and rehabilitation.
Plans Available
Best for
Good option if you are flexible which doctors you see or if your doctor or hospital are part of this smaller network.
The network is statewide, making it easy to get in-network care if you travel or have a child away at college.
Network
Limited statewide network for savings
Includes CaroMont Health, Frye Regional, New Hanover, Novant Health, UNC Health Alliance and Wake Forest Baptist Health
The following doctor/hospital networks are considered out-of-network for Blue Value: Atrium Health, Catawba Valley Health System, Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the U.S., only emergency services will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.
Availability
Blue Value is available on and off Marketplace to residents of these North Carolina counties: Alexander, Brunswick, Burke, Caldwell, Catawba, Cleveland, Columbus, Duplin, Gaston, Iredell, Lincoln, New Hanover, Onslow, Pender, and Surry.
Best for
Good option if you want a broad choice of in-network doctors, specialists and hospitals.
Network
Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)
Availability
Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.
Find your most affordable health plan
Individual/Family Common Questions
North Carolina Healthcare News & Guides
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Health Plans of NC, Kelly Quinn
What Is Individual Health Insurance?: A Complete Guide
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
How Much Is Individual Health Insurance? A Complete Guide
Recently, this option has gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
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Footnotes
A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.
B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.
B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).
C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.
C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).
C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).
C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).
D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.
D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).
E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.
E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).
E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).
E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).
U9144b, 9/22
Wilmington, North Carolina ZIP Codes include: 28401, 28402, 28403, 28404, 28405, 28406, 28407, 28408, 28409, 28410, 28411, and 28412