Find Your Most Affordable Health Insurance Plan in Wilmington, North Carolina

Blue Value is a good fit if you are flexible about which doctors you see – or if your doctor or hospital is part of this smaller network. The network is statewide, making it easy to get in-network care if you travel or have a child away at college within North Carolina.

BLUE VALUE offers:

• Limited statewide network for savings

• Network includes, but is not limited to, Atrium Health Wake Forest Baptist, CaroMont Health, Duke LifePoint Healthcare, Novant Health and UNC Health Alliance.

• The following doctor/hospital networks are considered out-of-network for Blue Value: Atrium Health (not including Atrium Health Wake Forest Baptist), Duke Health and WakeMed. Out-of-state providers are also out-of-network. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency covered services will be covered at the out-of-network benefit level.

Blue Value is available on and off Marketplace to residents of these North Carolina counties: Alexander, Brunswick, Burke, Caldwell, Catawba, Cleveland, Columbus, Duplin, Gaston, Iredell, Lincoln, New Hanover, Onslow, Pender, and Surry.

Blue Advantage gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

BLUE ADVANTAGE offers:

• A network across North Carolina with more than 92% of doctors and 97% of hospitals¹

• Access to providers across the nation through BlueCard®²

• Emergency services covered at the in-network benefit level regardless of where you go

^Notes

Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of May 31, 2024.

1. Blue Cross Blue Shield Association (BCBSA) www.bcbs.com/learn/glossary#B (Accessed October 2023). BlueCard coverage varies for each BCBS Plan. For more complete details, including benefts, limitations and exclusions, please refer to your certifcate of coverage.

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.