Find Your Most Affordable Health Insurance Plan in Huntersville, North Carolina

in North Carolina

Plans Available

in Mecklenburg County

Residents of Mecklenburg County can choose from three healthcare options: Blue Advantage (Off Marketplace only), Blue Home in partnership with Novant Health, and Blue Local in collaboration with Atrium Health.

Blue Home with Novant Health logo

Best for

Good option if you wish to get care from Novant Health’s provider network and it’s affiliated doctors and hospitals. (B1)

Since the majority of doctors in this plan are in the same network, it's easier for them to work together on your behalf.

Network

  • Over 1900 physicians

  • More than 800 locations, including Novant Health’s not-for-profit integrated system of 15 medical centers. (B2)

  • All doctors outside the Novant Health provider network are considered out-of-network and not covered for Blue Home with Novant Health, including: Atrium Health, CaroMont Health and Cone Health. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Home with Novant Health

Blue Home with Novant Health is available on and off Marketplace to residents of these North Carolina counties: Cabarrus, Davidson, Forsyth, Mecklenburg, Rowan, Stokes, Union, and Yadkin.

Blue Local with Atrium Health logo

Best for

Good option if you wish to get care from Atrium Health and its affiliated doctors and hospitals. (C1)

Since the majority of doctors in this plan are in the same health care system, it’s easier for them to work together on your behalf.

Network

  • A provider network that includes Atrium Health Levine Children’s Hospital, which is nationally ranked in eight specialties;2 Carolinas Medical Center, which was named the “Best Hospital” in the Charlotte metro region for the seventh straight year;3 and 40 hospitals and more than 1,400 care locations.4

  • A provider network that includes more than 2,700 physicians;5 Atrium Health Wake Forest Baptist Medical Center; an academic medical center; five community hospitals; Brenner Children’s Hospital; more than 300 primary care and specialty clinics;5 and one of only three comprehensive cancer centers in North Carolina.6

  • All doctors outside the Atrium Health provider network are considered out-of-network and not covered by Blue Local, with Atrium Health, including CaroMont Health, Cone Health, Novant Health, and their affiliated providers. Out-of-network benefit coverage is not available except for emergency services, urgent care, and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Local with Atrium Health

Blue Local with Atrium Health is available on and off Marketplace to residents of these North Carolina counties: Anson, Cabarrus, Cleveland, Davidson, Davie, Forsyth, Gaston, Guilford, Lincoln, Mecklenburg, Randolph, Rowan, Stanly, Stokes, Union, Wilkes and Yadkin.

Blue Advantage logo

Best for

Good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

Our largest statewide network. Full statewide network with the most provider choice. More than 95% of doctors and 98% of hospitals in North Carolina are in-network (A1)

Availability

map-blue-advantage

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

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Huntersville, North Carolina

in Mecklenburg County

Huntersville is a bustling suburb 12 miles north of Charlotte, North Carolina. Its proximity to Charlotte offers many employment opportunities with the benefit of safe neighborhoods and excellent schools. Home to 59,098 with a median household income of $98,375, it’s an ideal spot for young families to settle. In addition to a fantastic community feel, the suburb offers many recreational opportunities, including the Latta Plantation Nature Center and Preserve, with excellent hiking trails, fishing, and educational programs. The Carolina Raptor Center is also great for kids, home to various birds of prey, including hawks, eagles, and owls.

Several publications, including Niche, have recognized Huntersville as one of the top places to live in Charlotte, ranking it number 5 in Best Suburbs to Raise a Family in North Carolina and number 10 in Best Suburbs to Buy a House in North Carolina. With family-friendly events, including the Annual Christmas Tree Lighting and Parade, which bring the community together each year, it’s easy to see why Huntersville (part of the Charlotte-Concord-Gastonia Metropolitan Statistical Area) is one of the fastest-growing suburbs in the region.

Located in Mecklenburg County (with zip codes including 28070, 28078, and 28269), Huntersville has several options for family healthcare. Novant Health Huntersville Medical Center is a 139-bed hospital providing various services, including emergency care, maternity services, and surgery. For families, having access to several urgent care centers and primary care clinics offers peace of mind they can get care when needed, which is another reason it’s so popular with families.

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans
Woman standing over an office desk using a laptop and holding a phone
Individual/Family, Affordable Care Act

What You Need to Know About Health Insurance If You’re Self-Employed

In the United States, approximately 16 million workers identify as being self-employed. Self-employment can offer many benefits, including greater flexibility and being your own boss. It also provides an entryway to entrepreneurship and small business ownership.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

Health

What Is Individual Health Insurance?: A Complete Guide

When it comes to overall health and well-being, an individual health insurance plan may be the right option for you. While it may seem expensive with potential out-of-pocket costs, it is worth having. You can rest assured with a proper health insurance plan, as you will be covered for various services and procedures. But what is individual health insurance, and what does it cover?
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
The Importance of Receiving Health Insurance in North Carolina
HealthPlans of NC

Health

How Much Is Individual Health Insurance? A Complete Guide

There are several options you must consider when choosing a health insurance plan. Many people receive coverage through their workplace. On the other hand, Medicare (a public health program created by the federal government) might be the most suitable for the elderly or retired. However, there are also individual plans available from health insurance companies. But how much is individual health insurance, and what does it cover?
This option has recently gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
Why Consider Getting Individual Health Insurance
HealthPlans of NC

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Footnotes

A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC's PPO Network as of July 22, 2022. Note: Not all plans are available in all areas.

B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.

B2. NovantHealth, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2022).

C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health. Blue Local with Atrium Health is a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s limited network of providers. Atrium Health is an independent company that is solely responsible for the physicians and medical facilities it owns/operates and does not offer Blue Cross or Blue Shield products or services.

C2. U.S. News & World Report, www.health.usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022).

C3. AtriumHealth, www.atriumhealth.org/about-us/newsroom/news/2020/07/atrium-health-earns-multiple-honors-by-us-news-world-report (Accessed September 2022).

C4. AtriumHealth, www.atriumhealth.org/about-us (Accessed September 2022).

D1. Blue Cross NC has collaborated with Wake Forest Baptist Health to bring you Blue Local with Wake Forest Baptist Health. Blue Local with Wake Forest Baptist Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Wake Forest Baptist Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Wake Forest Baptist Health does not offer Blue Cross or Blue Shield products or services.

D2. WakeForestBaptistHealth, www.wakehealth.edu/-/media/WakeForest/Clinical/Files/About-Us/2019FactBook.pdf (Accessed September 2022).

E1. Blue Cross NC has collaborated with UNC Health Care to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health Care is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health Care does not offer Blue Cross or Blue Shield products or services.

E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2022).

E3. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed September 2022).

E4. U.S. News and World Report, www.health.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed September 2022).

U9144b, 9/22

Huntersville, North Carolina ZIP Codes include: 28070 and 28078

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