Find Your Most Affordable Health Insurance Plan in Garner, North Carolina

in North Carolina
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in Wake County

Wake County residents have the choice of two healthcare options: Blue Advantage (Off Marketplace only) and Blue Home with UNC Health Alliance.

Blue Home with UNC Health Alliance logo

Best for

Blue Home with UNC Health Alliance1 is a good option if you wish to get care from UNC Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.

Network

  • UNC Health’s network of hospitals and providers including more than 1,700 primary care providers.2

  • A provider network that includes UNC Medical Center, nationally ranked in three adult and nine pediatric specialties by U.S. News;3 along with UNC Rex Hospital, rated by U.S. News as high performing in 15 adult procedures and conditions.4

  • All doctors outside the UNC Health Alliance provider network are considered out-of-network and not covered for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Notes

  1. Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.

  2. UNC Health’s network of hospitals and providers including more than 1,700 primary care providers.

  3. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2023).

  4. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2023).

Availability

map-blue-home-UNC

Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

More than 95% of doctors and 98% of the hospitals in North Carolina are in-network.1

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of July 14, 2023.

Availability

map-blue-advantage

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

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Garner, North Carolina

in Wake County

Garner, located in Wake County in North Carolina, is home to approximately 32,000 people. With a median age of 38.3 years, the city offers plenty for young families, including a cost of living that’s 5.1% lower than the national average, a friendly small-town feel, and easy access to big-city amenities. Wake County is home to around 1.1 million people and is one of the fastest-growing counties in the U.S. (with a growth rate of almost 18% between 2010 and 2020).

Activities for families include visiting Lake Benson Park, a beautiful spot to take a picnic, go on a bike ride, or take a walk around the lake. White Deer Park is another great outdoor spot for families with excellent hiking trails, a playground, and a nature center for kids to explore. For indoor fun, the Garner Performing Arts Center hosts a variety of shows throughout the year to suit a wide range of tastes. Families can also participate in the many recreational programs in Garner, including youth sports leagues, fitness classes, and art classes.

Garner is only 8 miles south of Raleigh, providing easy access to various cultural, educational, and employment opportunities. Major employers in Wake County include WakeMed Health and Hospitals, IBM, and Cisco Systems. Garner also has an excellent school system and is home to several top-rated public and private schools. Families can also rest assured they can access top-quality healthcare, with several hospitals and medical centers nearby, including WakeMed Garner Healthplex and UNC Health Care. Garner (zip codes 27529, 27520, 27591, and 27603) is also near other popular Wake County cities, such as Cary and Apex, which offer various family-friendly amenities and activities.

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans
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What You Need to Know About Health Insurance If You’re Self-Employed

In the United States, approximately 16 million workers identify as being self-employed. Self-employment can offer many benefits, including greater flexibility and being your own boss. It also provides an entryway to entrepreneurship and small business ownership.
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What Is Individual Health Insurance?: A Complete Guide

When it comes to overall health and well-being, an individual health insurance plan may be the right option for you. While it may seem expensive with potential out-of-pocket costs, it is worth having. You can rest assured with a proper health insurance plan, as you will be covered for various services and procedures. But what is individual health insurance, and what does it cover?
With the help of a knowledgeable insurance agent, you can find a plan that is both affordable and provides extensive coverage.
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How Much Is Individual Health Insurance? A Complete Guide

There are several options you must consider when choosing a health insurance plan. Many people receive coverage through their workplace. On the other hand, Medicare (a public health program created by the federal government) might be the most suitable for the elderly or retired. However, there are also individual plans available from health insurance companies. But how much is individual health insurance, and what does it cover?
This option has recently gained traction as it provides greater customization opportunities and flexibility within different plans. In the following, we will explain what individual health insurance is, how much it costs, and why it might be the right choice for you.
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Footnotes

A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of July 14, 2023

B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.

B2. Novant Health, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2023).

C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health, a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s comprehensive network of providers. Atrium Health is an independent company and is solely responsible for the physicians and medical facilities it owns/operates. Atrium Health does not offer Blue Cross or Blue Shield products or services.

C2. U.S. News & World Report, usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022)

C3. Atrium Health, www.atriumhealth.org/about-us/newsroom/news/2022/07/atrium-health-earns-multiple-us-news-and-world-report-honors (Accessed September 2022).

C4. Atrium Health, www.atriumhealth.org/about-us (Accessed August 2022).

E1. Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.

E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2023).

E3. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2023).

E4. UU.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2023).

U9144b, 8/23

Garner, North Carolina ZIP Codes include: 27529

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