in Wake County
Holly Springs, North Carolina residents have access to 9 Medicare plans for 2026 through Blue Cross NC, and Health Plans of NC licensed agents are available to compare every option at no cost, with direct connections to health systems including WakeMed, UNC Rex Healthcare, and Duke Raleigh Hospital.
Holly Springs, North Carolina has a population of 43,429, of whom approximately 4,000 residents are Medicare-eligible, representing about 8.5% of the community. These residents can choose from multiple coverage categories including Medicare Advantage, Medicare Supplement, standalone prescription drug plans, and Dual Special Needs Plans for those who qualify. Local health systems such as WakeMed, UNC Rex Healthcare, and Duke Raleigh Hospital accept Medicare and serve as key providers for Holly Springs beneficiaries across a range of medical needs.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Choice | HMO | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $40.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO plans in Holly Springs, North Carolina provide coordinated care through in-network providers affiliated with health systems like UNC Rex Healthcare.
Medicare Advantage HMO-POS plans offer Holly Springs, North Carolina residents the flexibility to receive some out-of-network services while still accessing WakeMed and Duke Raleigh Hospital.
Medicare Advantage PPO plans allow Holly Springs, North Carolina beneficiaries greater freedom to visit specialists and facilities, including Duke Raleigh Hospital, without a referral.
Medicare Supplement (Medigap) plans work alongside Original Medicare to cover cost-sharing gaps, letting Holly Springs, North Carolina residents visit any provider nationwide that accepts Medicare.
Part D Prescription Drug Plans provide standalone drug coverage for Holly Springs, North Carolina residents who choose Original Medicare or a Medigap plan without built-in drug benefits.
Dual Special Needs Plans (D-SNP) are available in Holly Springs, North Carolina for residents who are enrolled in both Medicare and Medicaid, offering coordinated benefits through local health systems.
For 2026, Blue Cross NC offers nine Medicare plans in Holly Springs, North Carolina spanning HMO, HMO-POS, PPO, PDP, and D-SNP structures, each with its own premium level and network configuration. Several plans carry a $0 monthly premium beyond Part B, while others offer enhanced benefits at a modest additional cost, and each plan's network directly determines access to Holly Springs-area providers. Health Plans of NC agents review all nine plans side by side with Holly Springs residents to ensure the selected plan aligns with their preferred hospitals and specialists.
Blue Medicare Medical Only, HMO-POS, $0.00 per month, provides medical-only coverage with access to in-network providers including those affiliated with WakeMed.
Blue Medicare Essential, HMO, $0.00 per month, offers coordinated care through a defined network that includes UNC Rex Healthcare facilities serving Holly Springs, North Carolina.
Blue Medicare Essential Plus, HMO-POS, $0.00 per month, adds point-of-service flexibility for Holly Springs, North Carolina residents who occasionally need out-of-network care.
Blue Medicare Choice, HMO, $0.00 per month, provides structured HMO coverage with access to in-network providers connected to the Holly Springs, North Carolina area.
Blue Medicare Enhanced, HMO-POS, $40.00 per month, delivers an enhanced benefit package for Holly Springs, North Carolina residents who want broader coverage within a flexible HMO-POS structure.
Blue Medicare PPO Enhanced, PPO, $53.00 per month, gives Holly Springs, North Carolina beneficiaries the widest provider flexibility, including access to Duke Raleigh Hospital specialists without a referral requirement.
Blue Medicare Freedom+, HMO-POS, $0.00 per month, is a no-premium option offering Holly Springs, North Carolina residents point-of-service access alongside standard HMO network benefits.
Healthy Blue Medicare DSNP, HMO-POS, $0.00 per month, is designed for Holly Springs, North Carolina residents who are dually eligible for both Medicare and Medicaid, coordinating benefits across both programs.
Blue Medicare Rx Enhanced PDP, standalone prescription drug plan, $163.20 per month, provides comprehensive drug coverage for Holly Springs, North Carolina residents enrolled in Original Medicare or a Medigap plan.
In 2026, Holly Springs, North Carolina residents can choose from Medicare Advantage plans ranging from $0.00 per month for plans such as Blue Medicare Essential and Blue Medicare Freedom+ to $40.00 per month for Blue Medicare Enhanced and $53.00 per month for Blue Medicare PPO Enhanced, with the standalone Blue Medicare Rx Enhanced PDP priced at $163.20 per month. Holly Springs has a median household income of $132,435, which means many residents are above the thresholds for income-based premium surcharges, though some lower-income seniors may still qualify for Extra Help or Medicare Savings Programs to reduce their out-of-pocket costs. Health Plans of NC agents review all available plan costs with Holly Springs, North Carolina residents at no charge, ensuring each beneficiary selects coverage that fits their financial situation and healthcare priorities.
Part A: $0 premium for most Holly Springs, North Carolina residents who paid Medicare taxes for 10 or more years. The Part A hospital deductible is $1,736 in 2026.
Part B: $202.90 per month standard premium in 2026, an increase from $185.00 in 2025. Higher-income residents pay more through income-related monthly adjustment amounts.
Medicare Supplement (Medigap): $80 to $300 or more per month depending on plan letter and age, covers gaps not paid by Original Medicare.
Blue Cross NC is the Medicare carrier serving Holly Springs, North Carolina for 2026, offering a total of 9 plans across multiple coverage structures in the 27540 and 27539 zip codes. These plans span HMO, HMO-POS, PPO, standalone Part D prescription drug, and Dual Special Needs Plan (D-SNP) structures, giving Holly Springs seniors a broad range of benefit designs to evaluate. Blue Cross NC plan networks connect directly to the major health systems serving Holly Springs, including WakeMed, UNC Rex Healthcare, and Duke Raleigh Hospital, which collectively provide emergency care, surgical services, cancer treatment, and rehabilitation. The specific plan a Holly Springs resident selects will determine which hospitals, primary care physicians, and specialists remain in network, making carrier and plan selection a critical step in protecting access to preferred local facilities. Health Plans of NC licensed agents compare every Blue Cross NC Medicare plan available in Holly Springs, North Carolina side by side at no cost, so residents can make fully informed enrollment decisions.
Blue Cross NC, offering HMO, HMO-POS, PPO, PDP, and D-SNP plan types, with a total of 9 Medicare plans available to Holly Springs, North Carolina residents for 2026.
Holly Springs, North Carolina has an uninsured rate of 3.2% and a poverty rate of 4.4%, meaning a portion of the community's Medicare-eligible residents may qualify for federal and state financial assistance programs that reduce or eliminate out-of-pocket Medicare costs. The Extra Help program, also known as the Low Income Subsidy, is available to Part D enrollees who meet income and asset thresholds, and can reduce prescription drug costs to near zero for eligible Holly Springs residents. Medicare Savings Programs can help qualifying Holly Springs, North Carolina beneficiaries have their Part B premiums paid by the state, and residents who are enrolled in both Medicare and Medicaid may qualify for the Healthy Blue Medicare D-SNP plan, which coordinates benefits across both programs. Health Plans of NC checks eligibility for all available assistance programs at no cost to Holly Springs, North Carolina residents, ensuring no senior leaves savings on the table.
Extra Help (Low Income Subsidy) can reduce Part D prescription drug costs significantly for Holly Springs, North Carolina residents who meet federal income and asset guidelines.
Medicare Savings Programs may cover Part B premiums and other cost-sharing for Holly Springs, North Carolina residents with limited income and resources.
The Healthy Blue Medicare D-SNP is available to Holly Springs, North Carolina residents who are dually enrolled in Medicare and Medicaid, providing coordinated, comprehensive coverage at no premium.
NC Medicaid may provide additional coverage and financial protections for low-income Holly Springs, North Carolina residents who qualify based on household income and family size.
Health Plans of NC agents help Holly Springs, North Carolina residents apply for Extra Help, Medicare Savings Programs, and D-SNP enrollment at absolutely no cost.
Health Plans of NC licensed agents serve Holly Springs, North Carolina residents at no cost, comparing all available 2026 Medicare plans side by side and providing personalized guidance through enrollment and annual plan changes. Call 800-797-0327 today to speak with a local Medicare expert who understands the providers, plans, and programs available in Holly Springs, North Carolina.
Call 800-797-0327 (toll free) or 704-303-8256 to speak with a licensed Medicare agent and schedule a free appointment
Email [email protected] with questions about Medicare plans available in Holly Springs, North Carolina
Find a licensed agent and book directly at healthplansofnc.com/agents
No cost, no pressure. Walk-ins by appointment only, phone and email welcome anytime.
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
Holly Springs, North Carolina ZIP Codes include: 27540
