Find Your Most Affordable Health Insurance Plan in Carrboro, North Carolina

in North Carolina
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in Orange County

Orange County residents have the choice of two healthcare options: Blue Advantage (Off Marketplace only) and Blue Home with UNC Health Alliance.

Blue Home with UNC Health Alliance logo

Best for

Blue Home with UNC Health Alliance1 is a good option if you wish to get care from UNC Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.

Network

  • UNC Health’s network of hospitals and providers including more than 1,700 primary care providers.2

  • A provider network that includes UNC Medical Center, nationally ranked in three adult and nine pediatric specialties by U.S. News;3 along with UNC Rex Hospital, rated by U.S. News as high performing in 15 adult procedures and conditions.4

  • All doctors outside the UNC Health Alliance provider network are considered out-of-network and not covered for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Notes

  1. Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.

  2. UNC Health’s network of hospitals and providers including more than 1,700 primary care providers.

  3. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2023).

  4. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2023).

Availability

map-blue-home-UNC

Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.

Blue Advantage logo

Best for

Blue Advantage gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

More than 95% of doctors and 98% of the hospitals in North Carolina are in-network.1

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of July 14, 2023.

Availability

map-blue-advantage

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

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Carrboro, North Carolina

in Orange County

Carrboro, North Carolina, offers an excellent quality of life for families. Home to a thriving arts and culture scene, it's known as a progressive community with great amenities. It's home to some excellent schools, including Carrboro High School, ranked the second-best public high school in North Carolina by U.S. News & World Report in 2021. The town also boasts a strong sense of community, hosting many family-friendly events and festivals throughout the year and the Carrboro Farmer's Market, which sells fresh produce and locally-made crafts.

Located in Orange County, NC, Carrboro (zip code 27510) is home to around 21,000 people, of which 18.6% of locals are under 18 years. Carrboro's living cost is slightly higher than the national average, with the median home price currently around $390,000. Orange County is home to around 144,000 people and has a vibrant arts and culture scene. Chapel Hill and Hillsborough are also in the county, boasting several family-friendly parks and recreational areas. For healthcare services, residents of Carrboro can access the UNC Health Care system, which offers a range of medical services for families, including emergency care, pediatrics, and cancer care.

Other fun things for families in the area include exploring the Carrboro Community Garden Coalition, where families can participate in community gardening opportunities. The coalition also runs some great education programs for kids. Families can also explore the walking trails at North Carolina Botanical Garden, which offers interesting educational programs for all ages.

Individual/Family Common Questions

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Individual & Family Plans
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There are several options you must consider when choosing a health insurance plan. Many people receive coverage through their workplace. On the other hand, Medicare (a public health program created by the federal government) might be the most suitable for the elderly or retired. However, there are also individual plans available from health insurance companies. But how much is individual health insurance, and what does it cover?
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Footnotes

A1. Blue Cross NC Provider Internal Data; percentages indicated represent Blue Cross NC’s PPO Network as of July 14, 2023

B1. Blue Cross NC has collaborated with Novant Health to bring you Blue Home with Novant Health. Blue Home with Novant Health is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. Novant Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. Novant Health does not offer Blue Cross or Blue Shield products or services.

B2. Novant Health, www.novanthealth.org/home/about-us/company-information.aspx (Accessed August 2023).

C1. Blue Cross NC has collaborated with Atrium Health to bring you Blue Local with Atrium Health, a health insurance plan offered by Blue Cross NC that provides access to Atrium Health’s comprehensive network of providers. Atrium Health is an independent company and is solely responsible for the physicians and medical facilities it owns/operates. Atrium Health does not offer Blue Cross or Blue Shield products or services.

C2. U.S. News & World Report, usnews.com/best-hospitals/area/nc/levine-childrens-hospital-PA6360280 (Accessed September 2022)

C3. Atrium Health, www.atriumhealth.org/about-us/newsroom/news/2022/07/atrium-health-earns-multiple-us-news-and-world-report-honors (Accessed September 2022).

C4. Atrium Health, www.atriumhealth.org/about-us (Accessed August 2022).

E1. Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.

E2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2023).

E3. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2023).

E4. UU.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2023).

U9144b, 8/23

Carrboro, North Carolina ZIP Codes include: 27510

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