Blue Cross has a large network of providers, which means you have more options when it comes to choosing doctors and hospitals.
Blue Cross NC offers competitive pricing on Medicare plans, which can help you save money on healthcare costs.
There are two opportunities for everyone to switch plans: October 15 to December 7 and January 1 to March 31. Talk to an agent for additional information and exceptions.
Blue Cross offers wellness benefits, such as fitness programs and wellness coaching, to help you maintain your health and prevent illness.
Advantages include locking in rates, avoiding coverage gaps, wellness programs, and more.
All of our agents are based in North Carolina and are dedicated to serving the people of this state.
Government-Managed
À La Carte Coverage
Accepted Nationwide
Enjoy travel & like customization
Insurance Company-Managed
Bundled Coverage
Accepted within a Network
Want extra benefits & need a spending cap
Enrolled in Part A and Part B? Get more with Blue Medicare Supplement Original Medicare only covers some of your medical costs. That’s why Blue Cross and Blue Shield of North Carolina (Blue Cross NC) offers reliable Medicare Supplement plans to help lessen the worries over what Medicare doesn’t cover.
• Coverage for the costs not covered by Original Medicare (Parts A and B) • The freedom to see any Medicare-participating provider nationwide that accepts Medicare • Rates as low as $31.50 per month1 • Flexibility to change plans • Fitness benefit and hearing benefit on all five plans
With some insurers, you can get locked into a plan that may not be right for you. But thanks to our exclusive Blue-to-Blue program, if your needs change over time, Blue Cross NC gives you the flexibility to switch Medicare plans:2 • Without additional medical exams • Without underwriting or additional health questions • Without any hassle
You cannot be turned down for Blue Medicare Supplement, and may not have to complete a medical questionnaire, if you meet all of the following criteria: • You are age 65 or older, or under age 65 and are eligible for Medicare due to disability3 • You enroll within six months of enrolling in Medicare Part B • You are not covered by certain Medicaid programs • You are a resident of North Carolina
If you enroll early, you may be eligible for a Medicare Supplement plan without waiting periods for pre-existing conditions. If you wait until after your deadline to enroll, you may have a waiting period for pre-existing conditions.
Fitness memberships at in-network facilities using the designated provider. Unlimited access to the vendor’s online platform. SilverSneakers is more than a traditional fitness program. It’s a way to improve your health and live the life you want.
In the gym:
• Thousands of participating locations4 nationwide with various amenities • Ability to enroll at multiple locations at any time • SilverSneakers classes5 designed for all levels and abilities
At home or on the go: • SilverSneakers LIVE online classes and workshops led by specially trained instructors, 7 days a week • SilverSneakers On-Demand videos available 24/7 • SilverSneakers GO mobile app with personalized program resources, adjustable workout plans, and more
In your community: • Group activities and classes5 offered outside the gym
Always talk with your doctor before starting an exercise program.
TruHearing covers one hearing aid per ear per year for a low copay of $499 for Standard hearing aids, $699 for Advanced hearing aids or $999 for Premium hearing aids. Also, as part of the program, a TruHearing provider will help you choose the best hearing aid for your lifestyle and unique hearing needs.
Blue Cross NC is more than a health insurance company. We’re North Carolinians serving North Carolinians. For over 90 years, we’ve been in your community, giving back and listening to how we can provide access to the quality care you deserve.
• Compare plan benefits • Get a free rate quote
Notes: • For costs and further details of the coverage, including exclusions, any reductions or limitations, and terms under which the policy may be continued in force, contact your agent or the company. • Plan A: BMS A, 1/26; Plan G: BMS G, 1/26; Plan G-HD: BMS HDG, 1/26;Plan K: BMS K, 1/26; Plan N: BMS N, 1/26. • Agent/Agency is an independent authorized Agent/Agency licensed to sell and promote products from Blue Cross NC. The content contained in this site is maintained by Agent/Agency. • Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program. • Policy benefits are limited to those approved by Medicare for payment.
Disclaimers: • Blue Cross NC contracts with independent companies to provide supplemental benefits. These companies are responsible for the services they provide. They do not provide Blue Cross or Blue Shield products or services. Marks and trade names are property of their respective owners. This fitness program is not an insurance offering. • SilverSneakers is a registered trademark of Tivity Health, Inc. © 2025Tivity Health, Inc. All rights reserved. • TruHearing is a registered trademark of TruHearing, Inc. TruHearing is an independent company and does not offer Blue Cross or Blue Shield products or services. This program may change or be discontinued at any time. This is not an insurance offering.
1 Example for a female non-smoker, age 65. Premium rates can vary based on a number of factors. Contact Blue Cross NC or your Authorized Independent Agent to learn more. 2 Blue-to-Blue is only available when you switch from one Blue Cross NC medical plan (limitations apply) to a Blue Cross NC Medicare plan. You may only switch during designated times of the year. Certain other limits apply. Contact the plan or your Authorized Independent Agent for more information. 3 Guaranteed acceptance for those under age 65 who have Medicare due to disability is limited to Plan A and Plan G. 4 Participating locations (PL) are not owned or operated by Tivity Health, Inc. or its affiliates. Use of PL facilities and amenities is limited to terms and conditions of PL basic membership. Facilities and amenities vary by PL. Inclusion of specific PLs is not guaranteed and PL participation may differ by health plan. 5 Membership includes SilverSneakers instructor-led group
®, SM are marks of the Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield plans. All other marks and names are property of their respective owners. Blue Cross and Blue Shield of North Carolina is an independent licensee of the Blue Cross and Blue Shield Association. U4093, 12/25
in Wake County and Durham County
Morrisville, North Carolina is a growing suburb in Wake County with a population of 30,471 residents, approximately 2,000 of whom are Medicare-eligible, representing about 5.9% of the community. Seniors in Morrisville have access to 9 Medicare plans available through Blue Cross NC, offering a range of coverage options to fit different healthcare needs and budgets. Health Plans of NC helps Morrisville residents navigate these choices at no cost, connecting them with the right Medicare plan based on their local providers, prescriptions, and financial situation.
Plan Name | Type | Monthly Premium |
|---|---|---|
Blue Medicare Medical Only | HMO-POS | $0.00/month |
Blue Medicare Essential | HMO | $0.00/month |
Blue Medicare Essential Plus | HMO-POS | $0.00/month |
Blue Medicare Choice | HMO | $0.00/month |
Blue Medicare Enhanced | HMO-POS | $40.00/month |
Blue Medicare PPO Enhanced | PPO | $53.00/month |
Blue Medicare Freedom+ | HMO-POS | $0.00/month |
Healthy Blue + Medicare (D-SNP) | HMO-POS | $0.00/month |
Blue Medicare Rx Enhanced PDP | PDP | $163.20/month |
Medicare Advantage HMO (Part C): Blue Medicare Essential, Blue Medicare Essential Plus, Blue Medicare Medical Only — often $0 premium
Medicare Advantage HMO-POS (Part C): Blue Medicare Enhanced — premium varies by county
Medicare Advantage PPO (Part C): Blue Medicare PPO Enhanced — premium varies by county
Medicare Advantage HMO — Blue Medicare Choice: $0 premium (available in select counties)
Medicare Supplement (Medigap): fills Original Medicare gaps, use any provider nationwide
Part D Prescription Drug Plans: Blue Medicare Rx Enhanced — standalone drug coverage
Dual Special Needs Plans (D-SNP): for those on both Medicare and Medicaid
BCBSNC Medicare plans available in Morrisville, North Carolina: Blue Medicare Essential (HMO) at $0/month, Blue Medicare Essential Plus (HMO-POS) at $0/month, Blue Medicare Medical Only (HMO-POS) at $0/month, Blue Medicare Rx Enhanced prescription drug plan at $163.20/month. Health Plans of NC compares every Medicare plan in your zip code at no cost.
Morrisville, North Carolina seniors choosing between Medicare Advantage and Medicare Supplement plans must weigh factors like network flexibility, out-of-pocket costs, and access to local providers such as WakeMed Morrisville Healthplex and the many specialized clinics throughout Wake County. Medicare Advantage plans through Blue Cross NC typically bundle hospital, medical, and often prescription drug coverage into a single plan, while Medicare Supplement plans work alongside Original Medicare to help cover costs like copays, coinsurance, and deductibles. With a median household income of $125,404 in Morrisville, many seniors may have flexibility in their budgets, but comparing both options carefully remains essential to maximizing coverage value.
Medicare Advantage plans through Blue Cross NC in Morrisville, North Carolina often include additional benefits like dental, vision, and hearing coverage not found in Original Medicare.
Medicare Supplement plans in Morrisville, North Carolina allow seniors to visit any provider that accepts Medicare nationwide, offering broader flexibility than most HMO-based Advantage plans.
Medicare Advantage HMO plans in Morrisville, North Carolina typically require referrals to see specialists and limit coverage to an in-network provider list within Wake County and surrounding areas.
Medicare Supplement premiums in Morrisville, North Carolina range from roughly $80 to $300 or more per month, depending on the plan letter chosen and the enrollee's age at enrollment.
Morrisville seniors who frequently use WakeMed Morrisville Healthplex or other local specialists should verify that their chosen Medicare Advantage network includes those specific providers before enrolling.
Health Plans of NC agents help Morrisville, North Carolina residents compare Medicare Advantage and Medicare Supplement options from Blue Cross NC side by side at absolutely no cost to the beneficiary.
In 2025, Blue Cross NC is the Medicare carrier serving Morrisville, North Carolina, offering a total of 9 Medicare plans for eligible residents to choose from. These plans span multiple coverage types, including Medicare Advantage HMO and PPO options, Special Needs Plans (SNP), and Part D prescription drug plans, giving Morrisville seniors a variety of structures to consider based on their health needs. Blue Cross NC's provider networks in the Morrisville area interact with local healthcare facilities including WakeMed Morrisville Healthplex, as well as the broader network of hospitals, clinics, and specialists located throughout Wake County and the Research Triangle region. The plan type a Morrisville senior selects directly affects which local providers and specialists they can see, making it critical to confirm network inclusion before enrolling in any Medicare Advantage or managed care plan. Health Plans of NC agents are available to compare every one of the 9 Medicare plans offered by Blue Cross NC in Morrisville, North Carolina side by side at no cost, helping seniors make fully informed decisions. With approximately 2,000 Medicare-eligible residents in Morrisville and a median household income of $125,404, the community has both the need and the financial context to benefit from careful, personalized Medicare plan selection.
Blue Cross NC, offering 9 Medicare plans in Morrisville, North Carolina for the 2025 plan year
Morrisville, North Carolina residents have a median household income of $125,404, which is significantly above the national average, but Medicare costs can still add up quickly without the right plan in place for 2025. Standard Medicare premiums, deductibles, and out-of-pocket costs apply to all beneficiaries, though Morrisville seniors may also qualify for programs like Extra Help or the Medicare Savings Program depending on their individual income and assets. Health Plans of NC can help Morrisville residents identify financial assistance opportunities and select a plan that minimizes total out-of-pocket exposure across all 9 available plans through Blue Cross NC.
Part A: $0 premium for most Morrisville, North Carolina residents who have paid Medicare taxes for 10 or more years during their working career.
Part B: $185 per month standard premium in 2025, applied to all Medicare-eligible Morrisville, North Carolina beneficiaries regardless of plan type.
Medicare Advantage in Morrisville, North Carolina: monthly premiums typically range from $0 to $100 or more per month beyond the standard Part B premium, depending on the Blue Cross NC plan selected.
Medicare Supplement in Morrisville, North Carolina: monthly premiums generally range from $80 to $300 or more depending on the plan letter chosen, the enrollee's age, and underwriting at the time of application.
Part D prescription drug plans in Morrisville, North Carolina: costs vary based on the specific formulary, tier placement of medications, and which local or mail-order pharmacy the beneficiary uses.
Extra Help and Low Income Subsidy programs may reduce Part D prescription drug costs to near $0 per month for qualifying Morrisville, North Carolina Medicare beneficiaries who meet income and asset thresholds.
Morrisville, North Carolina is home to approximately 2,000 Medicare-eligible residents who can choose from 9 Medicare plans offered by Blue Cross NC in 2025, making personalized guidance especially valuable in this growing Wake County community. Local healthcare access through WakeMed Morrisville Healthplex, along with the many specialized clinics and medical practices throughout Morrisville and nearby Raleigh, Cary, and Apex, means that network compatibility is a critical factor when selecting a Medicare plan. Health Plans of NC agents serve Morrisville, North Carolina residents at no cost, comparing all available Blue Cross NC plans side by side to help seniors find coverage that works with their doctors, prescriptions, and budget. Whether you live in the 27560 zip code or in nearby areas including 27519, 27617, or 27703, local Health Plans of NC agents are ready to help you make the most of your Medicare benefits in Morrisville.
Morrisville, North Carolina ZIP Codes include: 27560
