Find Your Most Affordable Health Insurance Plan in Fuquay-Varina, North Carolina

in North Carolina
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Plans Available

in Wake County

Wake County residents can choose from three healthcare options: Blue Advantage, Blue Care (available off the Marketplace only), and Blue Home with UNC Health Alliance.

Blue Home with UNC Health Alliance logo

Best for

Blue Home with UNC Health Alliance is a good option if you wish to get care from UNC Health and its affiliated doctors and hospitals. Since the majority of doctors in this plan are in the same network, it’s easier for them to work together on your behalf.

Network

  • UNC Health’s network of hospitals and providers including more than 1,800 primary care providers.2

  • A provider network that includes UNC Medical Center, nationally ranked in one adult and nine pediatric specialties by U.S. News;3 along with UNC Rex Hospital, rated by U.S. News as high performing in 16 adult procedures and conditions.4

  • All doctors outside the UNC Health Alliance provider network are considered out-of-network and not covered for Blue Home with UNC Health Alliance, including: Cone Health, Duke Health and WakeMed. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Notes

  1. Blue Cross NC has collaborated with UNC Health to bring you Blue Home with UNC Health Alliance. Blue Home with UNC Health Alliance is a health insurance plan offered by Blue Cross NC that provides access to a limited network of providers. UNC Health is an independent company that is solely responsible for the physicians and medical facilities it owns and operates. UNC Health does not offer Blue Cross or Blue Shield products or services.

  2. UNC Health, www.unchealthcare.org/health-alliance/ (Accessed August 2024).

  3. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/university-of-north-carolina-hospitals-6360260 (Accessed August 2024).

  4. U.S. News and World Report, www.usnews.com/best-hospitals/area/nc/rex-healthcare-6361210 (Accessed August 2024).

Availability

Blue Home with UNC Health Alliance Availability Map

Blue Home with UNC Health Alliance is available on and off Marketplace to residents of these North Carolina counties: Alamance, Caswell, Chatham, Durham, Franklin, Johnston, Lee, Nash, Orange, Person, and Wake.

Blue Advantage logo

Best for

Blue Advantage - Off Marketplace gives you access to our largest nationwide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More in-network providers in North Carolina, with over 95% of doctors and 98% of hospitals in-network1

  • Fewer restrictions on which providers you can see

  • Nationwide access to in-network providers through BlueCard®2

  • Emergency services covered at the in-network benefit level regardless of where you go for care

Notes

  1. Blue Cross NC Provider Internal Data; percentages indicated represent the Blue Cross NC PPO Network as of April 7, 2025.

  2. Covered in nearly 200 countries and territories worldwide through the Blue Cross and Blue Shield Association BlueCard program. www.geo-blue.com/ (Accessed March 2025). BlueCard coverage varies for each Blue Cross and Blue Shield plan. For more complete details, including benefits, limitations, and exclusions, please refer to your certificate of coverage.

Availability

Blue Advantage Availability Map

Blue Advantage is available on and off Marketplace to residents in all North Carolina counties EXCEPT the following, where it is available only off Marketplace: Alamance, Anson, Cabarrus, Caswell, Chatham, Cleveland, Davidson, Davie, Durham, Forsyth, Franklin, Gaston, Johnston, Lee, Lincoln, Mecklenburg, Orange, Person, Rowan, Stanly, Stokes, Surry, Union, Wake, and Yadkin.

Blue Care Logo

Best for

Blue Care - Off Marketplace gives you access to our largest statewide network. This is a good option if you want a broad choice of in-network doctors, specialists and hospitals.

Network

  • More than 92% of doctors and 97% of hospitals in North Carolina are in-network.1

  • All doctors outside the Blue Care provider network are considered out-of-network and not covered. Out-of-network benefit coverage is not available except for emergency services, urgent care and for medically necessary covered services when an in-network provider is not reasonably available per the access to care standards of Blue Cross and Blue Shield of North Carolina (Blue Cross NC).

  • Out-of-state providers are also out-of-network and not covered. When traveling outside of North Carolina or the United States, only emergency services and urgent care will be covered at the in-network benefit level. All other non-emergency services will be out-of-network and not covered.

Availability

Blue Care Availability Map

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Fuquay-Varina, North Carolina

in Wake County

Fuquay-Varina, located in both Wake and Harnett counties in North Carolina, is a charming town that attracts plenty of families. This welcoming community, home to 34,000 people, offers top-rated schools, including Fuquay-Varina Elementary School and Fuquay-Varina Middle School. With a median age of 36 years, there are plenty of activities, including parks like Fuquay Mineral Spring Park, with a kids' playground, picnic areas, and walking trails, to keep families entertained. The Stars Theater and Arts Center is another drawcard for families. The center offers various performances and workshops for art and culture enthusiasts.

In addition to great activities and facilities, it's also home to several top-rated healthcare facilities, including UNC Health Care Holly Springs and the Rex Hospital of Holly Springs. UNC Health Care Holly Springs offers many services, including primary care, urgent care, and specialty care. The Rex Hospital of Holly Springs provides emergency care and outpatient services for residents, giving families peace of mind and security their loved ones will be well cared for when needed. 

Housing prices also provide good value for families. The median home value in Fuquay-Varina is $308,400, which is lower than the national median home value of $347,500. And because it's split between two counties (and has several zip codes, including 27526, 27540, and 27592), it offers plenty of entertainment, shopping, and dining options for families to enjoy, including famous Fuquay Crossing and Downtown Fuquay-Varina. Wake County has several other cities and towns, including Raleigh, Cary, and Apex. Harnett County comprises several other cities and towns, including Lillington, Dunn, and Angier.

Individual/Family Common Questions

North Carolina Healthcare News & Guides

Individual & Family Plans

Fuquay-Varina, North Carolina ZIP Codes include: 27526

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