Healthcare News & Stories

Individual/Family

Person throwing child in the air
Individual/Family, Affordable Care Act

Some People Pay $0 For Health Insurance

In response to the COVID-19 national emergency, President Biden has signed into law the American Rescue Act of 2021  making health insurance coverage significantly more affordable for millions of people. This includes increasing the number of people eligible for subsidies and offering zero-dollar premiums for people with lower incomes. Starting April 1, more Americans will be able to qualify for a lower monthly premium through Affordable Care Act (ACA) health plans. 
Can I benefit from The American Rescue Act?
Whether you have private health insurance, lost coverage due to job loss, or are unable to afford a plan, the American Rescue Act may benefit you. The new law also allows people who previously made too much for subsidies to now qualify for premium subsidies.
HealthPlans of NC

Health Plans of NC Staff

happy agent working with clients
Individual/Family, Affordable Care Act

5 Questions To Ask Before Picking A Health Insurance Plan

Health insurance can be complicated. Whether you’re purchasing health insurance for the first time or just needs some help navigating the marketplace, we have the answers to your most pressing questions.
HealthPlans of NC

Blue Cross NC

Person throwing a child up in the air
Individual/Family

New Lower Costs Available On The ACA Marketplace!

New! Lower Cost on the Marketplace for Health Plans!
Making healthcare insurance significantly more affordable for millions of people. Start or switch to a better plan for less cost.
In response to the COVID-19 national emergency, President Biden has signed into law the American Rescue Act of 2021 which includes increasing the number of people eligible for subsidies and offers zero-dollar premiums for people with lower incomes. Starting April 1, more Americans will be able to qualify for a lower monthly premium through Affordable Care Act (ACA) health plans. 
HealthPlans of NC

Health Plans of NC Staff

People doing a video call on a laptop
Individual/Family, Affordable Care Act, Covid 19

Healthcare Premium Relief - New Subsidies Announced

The American Rescue Plan Act of 2021 provides relief for Marketplace Premiums making plans more affordable to consumers. The law increases subsidy amounts and extends subsidy eligibility to households that were not eligible before.
Because of the COVID-19 Special Enrollment period currently in progress, the American public has the opportunity to apply for coverage or make changes to their existing coverage without the need of a qualifying life event.
This special enrollment period ends August 15, 2021.
HealthPlans of NC

Health Plans of NC Staff

People writing on a document
Individual/Family, Affordable Care Act

Why Health Insurance Is Important & What Options You Have

You never plan to get sick or have a medical condition. So when the unexpected happens, having health insurance can give you peace of mind.
Health insurance also helps you maintain good health. People with health insurance are more likely to stick to routine care or check-ups when something seems a little off.
Here are a few stories from members sharing how health insurance has helped them in times of need:
HealthPlans of NC

James LaCorte

ACA Affordable Care Act
Individual/Family, Affordable Care Act, Covid 19

ACA Opens Special Enrollment Period In Response To COVID-19: What You Need To Know

If you missed open enrollment for Affordable Care Act (ACA) health insurance, you now have another opportunity to sign up. 
On January 28, President Biden issued an Executive Order on strengthening Medicaid and the Affordable Care Act: 
“In light of the exceptional circumstances caused by the ongoing COVID-19 pandemic, the Secretary of Health and Human Services shall consider establishing a Special Enrollment Period for uninsured and under-insured Americans to seek coverage through the Federally Facilitated Marketplace.” 
HealthPlans of NC

Leslie Mckinney via Blue Cross

We resolve to make health care simpler.
Individual/Family, Medicare, Affordable Care Act

3 Questions To Ask Before Picking A Health Insurance Plan

Health insurance can be complicated. We’re here to help make it easier. If you’re choosing a plan during this year’s open enrollment period, we can help walk you through the process.
Open enrollment begins on November 1, 2020 and runs through December 15, 2020. With only a month and a half to select a plan that works for you, it’s best to get started early.
As you research plans, here are three questions to ask:
HealthPlans of NC

Blue Cross NC

Smiling couple looking at baby clothes
Health, Blue Cross NC, Individual/Family, Medicare

Life Changes? When & How To Let Your Health Insurer Know

Getting married, moving to a new home, and adopting children are exciting events in your life. When these changes happen the last thing, you may think about is letting your health insurer know.  It’s important to let us know of these exciting events or other unexpected changes so we can make sure you have the right coverage and we’re able to send important communications to you.
Examples of changes you should report
A Change in Name:
HealthPlans of NC

James LaCorte

Stethoscope and calculator
Health, Affordable Care Act, Individual/Family

Planning For A Medical Procedure? Find Out What You Could Be Paying

How would you feel if you were expected to buy a car, a television or even a meal, without knowing first how much it will cost you? Confused? Helpless? Frustrated?
Unfortunately, that’s exactly how many of us feel when we’re faced with planning a medical test or procedure. We have no idea how much an MRI or a series of blood tests will cost – much less a medical procedure or surgery. This makes a stressful situation even harder to navigate. And if the stress wasn’t enough, lack of health care pricing transparency costs our country more than $100 billion every year. As they say in Washington: that’s real money.
Why is this happening? Because health care is the last frontier of pricing secrecy.
HealthPlans of NC

Charlene Macielag

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