Blue Select® is a tiered benefit plan that features a large network of providers at a lower cost than Blue Advantage®.
- Savings over Blue Advantage while still offering broad network access
- Two tiers of benefits. Tier 1 offers the savings that make this plan a lower-cost option to Blue Advantage.
- Copayments for predictable costs
- Limited pharmacy network to help save you money
Choose Blue Select if you want savings along with access to our largest network of doctors, specialists and hospitals. This plan offers two tiers of in-network benefits. You may choose from either tier, but for the highest quality and the most savings, choose from Tier 1.
How Do Tiers Work?
- Tier 1 doctors and hospitals have received our top ratings for quality outcomes, cost-efficiency and accessibility.
- Tier 2 doctors and hospitals meet our standards for quality outcomes, cost-efficiency and/or accessibility.
- In-network providers located outside the state are Tier 1 through the BlueCard® program.
- Doctors and hospitals that are not Tier 1 or Tier 2 will be covered as out-of-network.
- The following network providers are designated as either Tier 1 or Tier 2: hospital facilities, gastroenterology, cardiology, general surgery, obstetrics/gynecology, orthopedic surgery, neurology, endocrinology. All other providers are designated as Tier 1.
Blue Select plans are copayment plans. They offer predictable copayments so you’ll know what to expect when paying your medical expenses.
Blue Select plans are available in silver and gold. The levels differ by how much of your medical costs a plan will pay on average. They are based on approximate values for standard medical expenses. Silver plans pay 70% and gold plans pay 80%.1 2
All plans have a maximum out-of-pocket (OOP) limit of $7,350 or less.
The Center for Consumer Information and Insurance Oversight. Centers for Medicare and Medicaid Services. “Actuarial Value and Cost-Sharing Reductions Bulletin.” http://cciio.cms.gov/resources/files/Files2/02242012/Av-csr-bulletin.pdf. Accessed April 29, 2013. ↩
These are approximate values with a +/- 2% variation. ↩