A Medicare insurance agent helps to provide clients with independent advice on various Medicare plans at no cost.
Medicare agents work for you, not for the insurance company. They provide you with unbiased, impartial advice that aims to ensure you have the right Medicare coverage for your health needs and budget.
At Health Plans of NC, our agents are all based in North Carolina. They exclusively serve residents in the North Carolina area. If you’re interested in finding out how we can help you, get in touch with one of our agents today.
The cost of using an agent is completely free for all of our clients at Health Plans of NC. You’ll pay the same amount for your insurance premium regardless if you buy it direct with an insurance provider or use one of our knowledgeable local Medicare agents. In addition, using an agent means you can leave it up to them to do the research for you, so you can do more things you enjoy.
Because Medicare agents don’t charge their clients for their services, you may be wondering how do Medicare insurance agents get paid? The insurance providers actually pay Medicare agents.
At Health Plans of NC, our agents receive a commission for each health insurance plan they sell. If you buy directly through the insurance company, the company doesn’t have to pay a commission. But you’ll miss out on the benefits of impartial and independent advice that you get when using a Medicare agent.
When you engage a Medicare agent to find the right coverage for you, they’ll spend some time talking with you to discover your budget and health needs. Given their experience and knowledge, they’ll then shop around for the right policy for you, comparing the rates of different companies to source the best coverage at the most competitive price.
Your agent will then discuss your policy options and let you know what’s included, such as dental and vision coverage. They’ll also make sure you understand everything about your policy options to help you decide on the right policy for you.
Once you decide on the right policy for you, you’ll pay your premium directly to the insurance company. Once finalized, the insurance company pays the agent their commission. All of our agents also offer free ongoing support to clients. So if you’ve got any questions about your policy or need to make changes, they’re on hand to help at any time.
At Health Plans of NC, our agents all work for you. We give you the information you need to ensure you can make the most educated decision about the insurance that’s right for you and your family. Because our agents are all based in North Carolina, we know the ins and outs of North Carolina Medicare.
We can also help with all the different parts of Medicare. Using an independent Medicare agent gives you access to ongoing support and up-to-date information about the different enrollment dates or coverage inclusions with Medicare. As a result, we can ensure you’re not at risk of late penalties and maximize the benefits that Medicare offers you when you turn 65. SEE ALSO: How Can Early Retirement Impact Health Insurance?, How Medicare And Employer Coverage Works, When & How to Tell Your Insurer About Life Changes
All of our North Carolina Medicare insurance agents are highly experienced in providing the right advice for you. We’re often asked – ‘Does agents selling Medicare get paid for quotes?’. The answer is no. Our agents are dedicated to finding the right coverage for you at no cost to you. So if you’re ready to discuss in more detail, get in touch with our team today or compare plans online.