2025 Annual Open Enrollment & Special Enrollment Periods: Key Dates and Information

Looking Ahead: Open Enrollment for 2025

For Medicare, the Annual Enrollment Period for 2025 runs from October 15 to December 7, 2024. For individual and family plans, Open Enrollment starts November 1, 2024 and ends January 15, 2025. For more details about enrollment periods for 2025, feel free to reach out to one of our agents.

Special Enrollment Period Eligibility

To be eligible for the Special Enrollment Period, you must have experienced a significant life event. Typically, you need to apply within 60 days before or after the event.

Additionally, if you qualify for Medicaid or CHIP (Children’s Health Insurance Program), you can apply for those benefits at any time by visiting https://ncmedicaidplans.gov/en.

Common Life Events That Qualify for Special Enrollment

• Having or Adopting a Child If you or someone in your household has had or adopted a child, you may be eligible for the Special Enrollment Period. The same applies if you’ve placed a child in foster care.

• Getting Married If you recently got married, you could apply for health insurance during the Special Enrollment Period. One of the partners must have had minimum essential coverage before marriage.

• Legal Separation or Divorce If a legal separation or divorce impacts your health insurance, you may qualify for the Special Enrollment Period.

What if You Don’t Qualify for a Special Enrollment Period?

If you missed the 2025 Open Enrollment Period and don’t qualify for a Special Enrollment Period, you can still explore short-term health insurance options. Contact Health Plans of NC for assistance.