Healthcare News & Stories

Affordable Care Act

Man and woman talking at a desk
Health, Affordable Care Act, Individual/Family, Medicare

Do I Need a Health Insurance Agent?

Selecting the right health insurance can be time-consuming and often overwhelming. There is a vast range of medical health insurance available via the Health Insurance Marketplace and private insurance agencies.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

Pretty focused businesswoman sitting at desk holding cellular talking with client holding pen note on notepad
Health, Affordable Care Act, Individual/Family, Medicare

4 Reasons You Should Use A Health Insurance Agent

Getting help finding the right plan for your budget and health needs is possible by using a health insurance agent or a government navigator.
HealthPlans of NC

Health Plans of NC Staff

Person working on a laptop
Health, Affordable Care Act, Individual/Family, Group

Self-Employed? What You Need To Know About Health Insurance

In the United States approximately 16 million workers are self-employed. Self – employment can provide an entryway to entrepreneurship and small business ownership as well serving as a preferred option for those wanting more flexible schedules than corporate life can typically provide.
In 2020 it was estimated that approximately 41% of the American workforce worked in a freelance position as a self-employed person. Although many people take on freelance gigs to supplement their primary employment with a single company, about 28% of Americans who worked in freelancing in 2020 did freelance work as their full-time occupation. Regardless of whether this trend is a part of an overarching lifestyle choice as many social pundits suggest, this shift does have significant implications for areas like health care coverage.
In recent US history, most of those in the paid workforce have relied upon employer-sponsored health care plans to help them meet their health insurance needs. As the US experiences this shift from more traditional forms of work into this evolving freelance, or gig, economy there is an increased need for individual health care plans that are not attached to a specific employer.
HealthPlans of NC

Health Plans of NC Staff

Person reading from an ipad
Individual/Family, Affordable Care Act

5 Tips To Consider For Open Enrollment 2022

Fall has arrived, and with it, the Open Enrollment period for your health insurance plan. Here are important tips to keep in mind as you select your coverage. The Annual Open Enrollment starts November 1, 2022. 
What Is Open Enrollment?
Open Enrollment is a specially designated period of time that you have to enroll yourself and any family members in a health insurance plan. During the open enrollment period, you have the ability to:
HealthPlans of NC

Health Plans of NC Staff

People walking on a beach
Individual/Family, Covid 19, Affordable Care Act

More People Now Eligible For Health Insurance Through The ACA

Better ACA subsidies have been announced, making health insurance coverage significantly more affordable for millions of people.
An average of three out of five eligible uninsured Americans can access $0 plans after advance payments of tax credits
An average of four out of five current consumers will be able to find a plan for $10 or less per month after advance payments of tax credits  
HealthPlans of NC

Health Plans of NC Staff

Person throwing child in the air
Individual/Family, Affordable Care Act

Some People Pay $0 For Health Insurance

In response to the COVID-19 national emergency, President Biden has signed into law the American Rescue Act of 2021  making health insurance coverage significantly more affordable for millions of people. This includes increasing the number of people eligible for subsidies and offering zero-dollar premiums for people with lower incomes. Starting April 1, more Americans will be able to qualify for a lower monthly premium through Affordable Care Act (ACA) health plans. 
Can I benefit from The American Rescue Act?
Whether you have private health insurance, lost coverage due to job loss, or are unable to afford a plan, the American Rescue Act may benefit you. The new law also allows people who previously made too much for subsidies to now qualify for premium subsidies.
HealthPlans of NC

Health Plans of NC Staff

happy agent working with clients
Individual/Family, Affordable Care Act

5 Questions To Ask Before Picking A Health Insurance Plan

Health insurance can be complicated. Whether you’re purchasing health insurance for the first time or just needs some help navigating the marketplace, we have the answers to your most pressing questions.
HealthPlans of NC

Blue Cross NC

People doing a video call on a laptop
Individual/Family, Affordable Care Act, Covid 19

Healthcare Premium Relief - New Subsidies Announced

The American Rescue Plan Act of 2021 provides relief for Marketplace Premiums making plans more affordable to consumers. The law increases subsidy amounts and extends subsidy eligibility to households that were not eligible before.
Because of the COVID-19 Special Enrollment period currently in progress, the American public has the opportunity to apply for coverage or make changes to their existing coverage without the need of a qualifying life event.
This special enrollment period ends August 15, 2021.
HealthPlans of NC

Health Plans of NC Staff

People writing on a document
Individual/Family, Affordable Care Act

Why Health Insurance Is Important & What Options You Have

You never plan to get sick or have a medical condition. So when the unexpected happens, having health insurance can give you peace of mind.
Health insurance also helps you maintain good health. People with health insurance are more likely to stick to routine care or check-ups when something seems a little off.
Here are a few stories from members sharing how health insurance has helped them in times of need:
HealthPlans of NC

James LaCorte

ACA Affordable Care Act
Individual/Family, Affordable Care Act, Covid 19

ACA Opens Special Enrollment Period In Response To COVID-19: What You Need To Know

If you missed open enrollment for Affordable Care Act (ACA) health insurance, you now have another opportunity to sign up. 
On January 28, President Biden issued an Executive Order on strengthening Medicaid and the Affordable Care Act: 
“In light of the exceptional circumstances caused by the ongoing COVID-19 pandemic, the Secretary of Health and Human Services shall consider establishing a Special Enrollment Period for uninsured and under-insured Americans to seek coverage through the Federally Facilitated Marketplace.” 
HealthPlans of NC

Leslie Mckinney via Blue Cross

We resolve to make health care simpler.
Individual/Family, Medicare, Affordable Care Act

3 Questions To Ask Before Picking A Health Insurance Plan

Health insurance can be complicated. We’re here to help make it easier. If you’re choosing a plan during this year’s open enrollment period, we can help walk you through the process.
Open enrollment begins on November 1, 2020 and runs through December 15, 2020. With only a month and a half to select a plan that works for you, it’s best to get started early.
As you research plans, here are three questions to ask:
HealthPlans of NC

Blue Cross NC

Stethoscope and calculator
Health, Affordable Care Act, Individual/Family

Planning For A Medical Procedure? Find Out What You Could Be Paying

How would you feel if you were expected to buy a car, a television or even a meal, without knowing first how much it will cost you? Confused? Helpless? Frustrated?
Unfortunately, that’s exactly how many of us feel when we’re faced with planning a medical test or procedure. We have no idea how much an MRI or a series of blood tests will cost – much less a medical procedure or surgery. This makes a stressful situation even harder to navigate. And if the stress wasn’t enough, lack of health care pricing transparency costs our country more than $100 billion every year. As they say in Washington: that’s real money.
Why is this happening? Because health care is the last frontier of pricing secrecy.
HealthPlans of NC

Charlene Macielag

Ready to get started?

See plans and pricing today.