Healthcare News & Stories
Medicare
Health, Affordable Care Act, Individual/Family, Medicare
The Top Three Benefits of Using a Health Insurance Agent
It’s only natural that you’ll have questions if you’re considering enrolling in a health insurance plan. The good news is that the Affordable Care Act means you can get assistance when selecting your plan. You can either work with an experienced, licensed health insurance agent or an authorized individual Marketplace representative called a Navigator to help answer your questions. Although a licensed agent and a Navigator do share some similarities, there are some differences. It can be more beneficial to use a licensed agent over an unlicensed, government-trained representative. Here are our three top benefits of why you should choose a licensed agent.
Health Plans of NC, Kelly Quinn
Medicare
How Working With Medicare Insurance Agents Can Help HR Managers
If you’re an HR Manager, you’ve probably noticed that some of your employees are retiring later than in previous years. The age for Medicare eligibility is 65. With many residents in North Carolina working to 67 or beyond, there may be employees who qualify for Medicare and an employer’s group health benefits plan.
Health Plans of NC, Kelly Quinn
Medicare
Top 10 Considerations When Choosing A Medicare Plan
If you live in North Carolina and you’re approaching retirement age, there are typically three options for Medicare coverage to consider: Original Medicare Parts A and B. Original Medicare Parts A and B plus a supplemental insurance plan to help cover any costs Medicare doesn’t, along with a separate Part D prescription drug plan. Medicare Advantage, that gives you a variety of healthcare plans with additional benefits and usually includes coverage for prescription drugs.
Health Plans of NC, Kelly Quinn
Health, Affordable Care Act, Individual/Family, Medicare
Do I Need a Health Insurance Agent?
Selecting the right health insurance can be time-consuming and often overwhelming. There is a vast range of medical health insurance available via the Health Insurance Marketplace and private insurance agencies.
Health Plans of NC, Kelly Quinn
Medicare
Medicare Initial Enrollment Checklist: 6 Things You Need to Know
If you’re new to Medicare, this checklist can guide you step-by-step through the process. Our local Medicare agents can help you understand everything you need to know about Medicare plans NC if you’re based in North Carolina. It’s also important to realize that If your needs change after selecting a plan, you can make changes during specific times of the year. Let us help you compare your options.
Health Plans of NC, Kelly Quinn
Health, Medicare, Individual/Family
Help Understanding Your Medical Bills
If you’ve received a confusing medical bill, it’s essential to understand what you’re being charged for before you pay the bill.
Health Plans of NC, Kelly Quinn
Medicare
Cómo Obtener Más Beneficios Con Los Planes Dual Medicaid-Medicare, D-SNP
Apoyo para los residentes de Carolina del Norte que tienen Medicare y Medicaid Los planes duales para necesidades especiales (D-SNP) son planes especializados de Medicare Advantage para personas con Medicare y Medicaid. Por lo general, ofrecen muchos beneficios y características adicionales más allá de Medicare Original. Si es residente de Carolina del Norte, nuestro equipo de agentes locales de Medicare, NC, puede ayudarle a comprender cómo obtener más beneficios con estos planes duales.
Health Plans of NC, Kelly Quinn
Medicare
What Additional Medicare Coverage Is Available?
Understanding what’s included and excluded from each Medicare plan can help you decide on the right option.
Health Plans of NC, Kelly Quinn
Medicare
Should You Choose Medicare Supplement or Medicare Advantage?
While Original Medicare offers most people good basic health coverage, it only pays 80% of approved costs concerning doctors, hospitals, and medical procedures. It also typically doesn’t cover the cost of prescription drugs or dental care. As a result, many people enroll in a supplemental insurance plan to help cover the gap.
Health Plans of NC, Kelly Quinn
Medicare
How To Avoid Paying Medicare Late Enrollment Penalties
You could face late enrollment penalties for not signing up for Medicare at the right time.
Health Plans of NC, Kelly Quinn
Medicare, Blue Cross NC
What Is the Blue to Blue Rule at Blue Cross NC?
When you choose a Blue Cross NC Medicare plan, you have the freedom to make changes to your plan without underwriting. In addition, members can switch supplement plans at designated times throughout the year. If you live in North Carolina, find out more about how our local Medicare agents can help you get the best Medicare plan for your needs.
Health Plans of NC staff
Medicare
How Can Early Retirement Impact Your Health Insurance?
Early retirement, whether desired or forced, can dramatically impact your health insurance coverage. Depending on the circumstances, you may find yourself responsible for funding your own coverage. In addition, the cost of monthly premiums varies widely based on your age, location, and benefit needs. As a North Carolina resident, it’s essential to consider how these additional costs could impact your quality of life in retirement.
Health Plans of NC, Kelly Quinn
Medicare
How to Get Started with Medicare if You’re Turning 65
Getting Medicare is a significant milestone. If you’re turning 65 soon, it’s a good idea to start preparing so you’ll get your coverage as soon as you are eligible for it. If you’re based in North Carolina, our local Medicare agents can help.
Health Plans of NC, Kelly Quinn
Medicare
Am I Eligible For Medicare?
If you’re a U.S. citizen or a permanent legal resident of the United States, then you may be eligible for Medicare if you meet one of the following criteria: You are 65 years old or older. You’re younger than 65, but you have a qualifying disability. You are of any age and have been diagnosed with end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS, also called Lou Gehrig’s Disease). To qualify as a legal resident, you need to have lived in the United States for at least five consecutive years before applying for Medicare.
Health Plans of NC, Kelly Quinn
Medicare
How To Get More Benefits with Dual Medicaid-Medicare, D-SNP Plans
Support for North Carolina residents who have Medicare and Medicaid
Health Plans of NC, Kelly Quinn
Medicare
Answers to The 10 Most Common Medicare Questions
Medicare decisions are highly personal and you may have many different questions about your specific situation. But certain questions do seem to come up more often than others. Here are some of the most common Medicare questions and answers that our local agents often hear from North Carolina residents.
Health Plans of NC, Kelly Quinn
Medicare
What Is Medicare Advantage and How Does It Work?
Medicare Advantage plans replace Original Medicare Parts A and B. They’re offered by private companies that are Medicare-approved. If you live in North Carolina and want to find out more information about Blue Cross NC Medicare Advantage plans, our dedicated local agents can help.
Health Plans of NC, Kelly Quinn
Medicare
How Medicare Agents Get Paid
A Medicare insurance agent helps to provide clients with independent advice on various Medicare plans at no cost.
Health Plans of NC, Kelly Quinn
Medicare
Five Things to Consider when Helping Senior Parents Find Health Insurance
If your senior parent, relative, or friend asks you for help when choosing their NC health insurance coverage, you can take steps to support them.
Health Plans of NC, Kelly Quinn
Medicare
How To Get Medicare Dental & Vision Coverage in NC
Regular dental and vision exams are essential to help prevent any health complications and maintain your overall health. If you live in North Carolina, our Medicare agents NC can help you understand how to get the right Medicare dental and vision plans for your needs. Once you know your options, you can plan and budget for your future.
Health Plans of NC, Kelly Quinn
Health, Affordable Care Act, Individual/Family, Medicare
4 Reasons You Should Use A Health Insurance Agent
Getting help finding the right plan for your budget and health needs is possible by using a health insurance agent or a government navigator.
Health Plans of NC Staff
Medicare
Answers To 10 Common Medicare Questions
Annual Open Enrollment for Medicare is October 15- December 7; compare plans and options with our licensed Health Plans of NC agents at no cost to you; reach out to the agent on this page for more info or a free quote!
Medicare decisions are highly personal. And there may be as many different questions about Medicare as there are beneficiaries—maybe more. But certain questions seem to come up more often than others. Here are some of the most common Medicare questions and answers.
How Do I Know What Medicare Coverage Is Right For Me?
Medicare decisions are highly personal. And there may be as many different questions about Medicare as there are beneficiaries—maybe more. But certain questions seem to come up more often than others. Here are some of the most common Medicare questions and answers.
How Do I Know What Medicare Coverage Is Right For Me?
Health Plans of NC Staff
Health, Medicare
Get More Benefits With Dual Medicaid-Medicare D-SNP Plans
Dual Special Needs Plans (D-SNPs) are specialized Medicare Advantage plans for people with
both Medicare and Medicaid and typically offer many extra benefits and features beyond
Original Medicare.
both Medicare and Medicaid and typically offer many extra benefits and features beyond
Original Medicare.
Health Plans of NC, Kelly Quinn
Health, Medicare
What's The Difference Between Medicare & Medicaid? Find Out If You're Eligible
I admit that I didn’t fully understand the difference between Medicare and Medicaid before I started working in health care. I know I’m not alone. It’s confusing, and I’ve come to realize that many people are unfamiliar with how each one works.
It’s important that we understand the options and benefits each program provides, as well as recent changes and enhancements that will offer not only increased access to health care, but better value for North Carolinians.
But first, let’s begin with the basic questions. What is Medicare? What is Medicaid?
It’s important that we understand the options and benefits each program provides, as well as recent changes and enhancements that will offer not only increased access to health care, but better value for North Carolinians.
But first, let’s begin with the basic questions. What is Medicare? What is Medicaid?
From Blue Cross NC By Brian Edmonds
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