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Medicare

Medicare

What Is Medigap Plan N?

Medigap Plan N is also known as Medicare Supplement Plan N. It's a low premium plan where you must pay a small yearly deductible and some copays. Regardless of which insurance provider you choose, Medigap Plan N policies all feature the same benefits and are widely available throughout North Carolina. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Is Medigap Plan F?

Medigap Plan F is commonly known as the most thorough Medicare Supplement plan available in North Carolina. It covers both Medicare deductibles and all of your coinsurance and copays, which means no out-of-pocket costs.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Is Medigap Plan G?

Medigap Plan G is the second most popular Medicare Supplement Plan behind Medigap Plan F. Medigap Plan G is similar to Medigap Plan F. It offers excellent value to anyone willing to pay an annual deductible. In addition, it provides complete coverage for the gaps in Original Medicare, covering your copays, hospital deductible, coinsurance, and the 20% that Medicare Part B doesn’t cover. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

Different Types of Medicare Supplement Plans

Medicare Supplement Plans, also known as Medigap plans, provide coverage for millions of Medicare beneficiaries. These plans help pay for any gaps not covered by Medicare, such as your coinsurance or deductibles. These plans are a great choice if you don’t want to ‌pay out-of-pocket for your health care, and there are a range of plan options available in North Carolina. 
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Health Plans of NC, Kelly Quinn

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Medicare

Comparing Medicare Supplement Plans

Each Medicare Supplement plan has an associated letter, from A through to N. Each plan helps provide coverage for the gaps in Medicare and offers different levels of coverage. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Are Medicare Supplement Plans?

Medicare Supplements Plans are a type of health insurance offered by private insurance companies to help cover the gaps in Medicare. Medicare Supplement Plans are also known as Medigap plans.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Is a Medicare Advantage HMO Plan?

An HMO stands for a Health Maintenance Organization. It’s a type of Medicare Advantage plan that offers health coverage for hospitals, specialists, and doctors in the plan’s preferred network. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

How Do Medicare Supplement Plans Work?

Medicare Supplement Plans are a type of health insurance offered by private insurance companies to help cover the gaps in Medicare. Medicare Supplement Plans are also known as Medigap plans.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

How To Apply For Medicare

If you’re approaching 65, it’s essential to find out how and when to apply for Medicare. While it may seem overwhelming, enrolling in Medicare can be simple with access to the correct information. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

Medicare Advantage For Veterans

You may not have considered Medicare Advantage coverage if you’re a veteran with Veterans Affairs (VA) or TRICARE health coverage. However, combining Medicare Advantage with your existing health coverage can offer many benefits. With the help of an independent health insurance agent, you can get the right coverage for your health care and budget.  Our experienced local agents help North Carolina residents daily and specialize in assisting veterans with their health insurance needs.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Is Medicare Part B?

Medicare Part B provides coverage for a range of medically necessary outpatient services. Part B also offers coverage for medical procedures performed in and out of the hospital, where a physician performs the care. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

Medicare Costs

If you’re approaching Medicare eligibility, it’s essential to understand the costs for each of the different parts of Medicare, so you can work out how much to budget. Unfortunately, many people don’t realize the costs associated with certain aspects of Medicare, which can make it difficult to manage your monthly bills.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

Different Medicare Enrollment Periods

It can be a little overwhelming to understand all the different parts if you’re approaching Medicare eligibility, especially the various enrollment periods. This article will cover everything you need to know about each Medicare Enrollment Period and what they mean for your coverage. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Are Medicare Special Needs Plans?

A Medicare Special Needs Plan (SNP) is a Medicare Advantage Plan that provides organized care for people with special needs. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

How Medicare And Employer Coverage Works

If you’re considering enrolling in Medicare and currently have an employer sponsored health insurance plan, it’s worth reviewing your options to get the best combination for your health needs.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Is a Medicare Advantage PPO Plan?

Medicare PPO stands for Preferred Provider Organization. A PPO means the insurance provider has a network of preferred health providers who offer negotiated service rates for your health care. A PPO plan is a type of Medicare Advantage plan, so you can enroll in this type of plan as an alternative to Original Medicare. Like other types of Medicare Advantage plans, you need to be enrolled in Medicare Part A and Medicare Part B, and you also need to live in the plan’s service area. If you’re interested in finding out more information about Medicare Advantage PPO plans, get in touch with one of our experienced local Medicare agents. We specialize in helping people all over North Carolina with their health insurance to get the best coverage for you. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

Your Medicare Eligibility

Most people living in North Carolina are eligible for Medicare benefits when they turn 65, even if they’re still working.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Is Medicare?

Medicare is health insurance for people aged 65 and over and people with specific disabilities. It’s a national health insurance program that is divided into four parts. Each of these parts fits together uniquely to provide different types of coverage for your health needs.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

The Four Different Parts of Medicare

Many people new to Medicare can find it overwhelming. There are four different parts that offer different types of coverage. Understanding what these four plans cover can help to ensure you have the right level of coverage for your health needs. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

What Is Medicare Part A?

Medicare Part A provides coverage for your inpatient hospital expenses to help you pay for the hospital care you need when you need it the most.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Health, Medicare

Common Allergies In North Carolina & Health Plan Treatment Options

Discover the most common allergies in North Carolina, including the tests and treatment options available under Medicare and private health insurance. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

The Biggest Changes to Medicare In 2022

If you’re enrolled in Medicare or approaching eligibility, understanding the latest changes to Medicare is essential to determine if you’re impacted by any of the changes. Our team of Medicare agents in NC are up to date with the latest amendments to Medicare, so we can help you with any questions relating to your coverage.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Medicare

How To Take Advantage Of The Medicare Annual Enrollment Period 2023

Did you realize that there’s only a specific period where you can change your Medicare coverage? Medicare’s Annual Enrollment Period (known as AEP) is when you can enroll in a stand-alone Medicare Part D plan (which covers prescription drugs) or a Medicare Advantage plan. It’s also the time to make any necessary changes to your existing coverage. 
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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Health, Affordable Care Act, Individual/Family, Medicare

Medicaid Program Underway in North Carolina to Help with Food and Shelter

In March 2022, Medicaid launched the Healthy Opportunities Pilot, a program to support up to 20,000 low-income North Carolina residents. The program, a $650 million initiative, aims to test whether Medicaid funding should be used differently to better support the social problems that affect people’s health.
HealthPlans of NC

Health Plans of NC, Kelly Quinn

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