Healthcare News & Blog

Your EOB shows what your insurance covers and what you owe. Always wait for your EOB before paying a medical bill to avoid overpaying.

Early retirees face a coverage gap before Medicare eligibility at 65. Here's how to find affordable health insurance during those in-between years.

Understanding Medicare eligibility is the first step toward getting the health coverage you need. Here's who qualifies for Medicare, when to sign up, and what happens if you miss your enrollment window.

Online reviews are one of the most trusted sources of information when choosing a health insurance agent. Here's why reviews matter, what to look for, and how they help you find an agent you can trust.

Medicare Parts A and B don't cover routine dental or vision. Here's how to add these benefits through Medicare Advantage or standalone insurance plans in North Carolina.

Dual Special Needs Plans combine Medicare and Medicaid benefits into one plan, offering extra coverage and care coordination at little to no cost.

Medigap Plan L is a cost-sharing plan that covers 75% of most Medicare out-of-pocket costs. It includes an annual cap to protect you from unlimited expenses.

Planning a trip? Understanding how your Medicare coverage works away from home is essential. While Medicare provides solid protection domestically, international coverage is limited—prompting many travelers to consider supplemental options.

Working with a local health insurance agent gives you expert guidance, access to multiple plans, and personalized service—without paying extra.

With more Americans working past 65 than ever before, understanding how Medicare Advantage plans coordinate with employer insurance is essential. This guide covers your coverage options, who pays first, and how to make the best decision for your situation.

Dental care is essential to overall health, yet Original Medicare provides almost no coverage for routine dental services. Here's what Medicare members need to know about their options for dental coverage.

Once you've enrolled in Medicare, there's more to know. From reviewing your annual plan documents to understanding preventive services, here's what you should consider to get the most from your Medicare coverage.

Medigap Plan K is a cost-sharing plan with lower premiums. It covers 50% of most Medicare out-of-pocket costs, with an annual cap that limits your total spending.

Major relief for Medicare prescription drug costs is here. The Inflation Reduction Act caps annual out-of-pocket spending at $2,100 in 2026 (rising to $2,400 in 2027), and Medicare-negotiated drug prices took effect in 2026, saving millions of beneficiaries thousands of dollars annually.

Technology makes health insurance research easier, but choosing the right plan requires more than a chatbot can offer. Here's why working with a local health insurance agent in North Carolina gives you an advantage—at no extra cost.

Finding the right health insurance plan starts with finding the right person to help you. Our Find an Agent tool lets you choose which licensed agent works with you based on specialties, reviews, and availability.

Medicare Part B is medical insurance that covers doctor visits, outpatient services, preventive care, and durable medical equipment. The standard premium is $202.90/month in 2026.

If you're turning 65 and still working, you may be able to keep your employer insurance alongside Medicare—or choose one over the other. Here's how to decide.

Medicare Part A is hospital insurance that covers inpatient care, skilled nursing facilities, hospice care, and some home health services.

When employees turn 65, questions about Medicare and employer coverage come to HR. Our licensed Medicare agents help NC businesses provide accurate answers.

Medigap premiums vary widely based on plan type, age, location, and insurance company. Here's what to expect and how to find affordable coverage.

A licensed health insurance agent can help you find the right coverage—but only if you ask the right questions. Use this guide to prepare for your conversation.

Health insurance scams cost Americans billions each year. Learn to recognize common scams, protect your personal information, and find legitimate help for your health insurance needs.

Complete guide to Medicare vs. commercial health insurance. Learn what Medicare covers, how it's funded, and whether Medicare Advantage and Medigap count as commercial plans.