Healthcare News & Blog

Finding the right health insurance plan starts with finding the right person to help you. Our Find an Agent tool lets you choose which licensed agent works with you based on specialties, reviews, and availability.

Medicare Part B is medical insurance that covers doctor visits, outpatient services, preventive care, and durable medical equipment. The standard premium is $185/month in 2025 and $202.90/month in 2026.

If you're turning 65 and still working, you may be able to keep your employer insurance alongside Medicare—or choose one over the other. Here's how to decide.

Medicare Part A is hospital insurance that covers inpatient care, skilled nursing facilities, hospice care, and some home health services.

AARP partners with UnitedHealthcare to offer Medicare plans, including Medicare Advantage, Medigap, Part D, and D-SNPs. Learn which plan is right for you.

When employees turn 65, questions about Medicare and employer coverage come to HR. Our licensed Medicare agents help NC businesses provide accurate answers.

Medigap premiums vary widely based on plan type, age, location, and insurance company. Here's what to expect and how to find affordable coverage.

A licensed health insurance agent can help you find the right coverage—but only if you ask the right questions. Use this guide to prepare for your conversation.

Health insurance scams cost Americans billions each year. Learn to recognize common scams, protect your personal information, and find legitimate help for your health insurance needs.

Complete guide to the Blue Cross NC Blue FlexCard for Medicare Advantage members. Understand your allowance, eligible expenses, and how to use your card online, in-store, or by phone.

Complete guide to Medicare vs. commercial health insurance. Learn what Medicare covers, how it's funded, and whether Medicare Advantage and Medigap count as commercial plans.

Learn why ICHRA outperforms taxable stipends for small business health benefits. Compare tax savings, Medicare employee options, compliance advantages, and flexibility to make the smartest choice for your team.

Complete guide to Medicare's Initial Enrollment Period. Understand your 7-month enrollment window, automatic enrollment rules, employer coverage options, and how to avoid costly penalties.

Step-by-step guide to Medicare enrollment for North Carolina residents. Learn about automatic enrollment, Initial Enrollment Periods, coverage options, and how local agents can help you navigate the process.

Medicare drug price negotiations are now in effect! Learn which 10 drugs have lower prices in 2026, how much you'll save, and what North Carolina Medicare beneficiaries need to know.

Medigap Plan G covers nearly all Original Medicare gaps, including hospital deductibles, Part B coinsurance/excess charges, skilled nursing, and foreign travel emergencies—except the Part B deductible. It offers comprehensive protection at lower premiums than Plan F.

Comprehensive Medicare FAQ covering enrollment, costs, coverage options, working past 65, dental and vision benefits, financial assistance, and more. Expert answers from North Carolina Medicare specialists.

Learn about Medigap Plan B coverage, costs, and benefits for 2026. Compare what's covered vs. not covered, see how it compares to other plans, and get expert help from NC Medicare specialists.

Medigap Plan G covers most Original Medicare gaps, including hospital deductibles, Part B coinsurance/excess charges, skilled nursing, and foreign travel emergencies—except the Part B deductible. It offers strong protection at lower premiums than Plan F.

Comprehensive 2026 guide to Medicare Supplement (Medigap) plans in North Carolina. Compares all 10 plan options, updated costs, enrollment periods, and benefits.

Compare all 10 Medigap plans in North Carolina. Learn which Medicare Supplement plan offers the best coverage for your needs. Free expert guidance from local NC agents.

Los planes Duales para Necesidades Especiales (D-SNP) combinan Medicare y Medicaid para ofrecer cobertura integral con costos mínimos o nulos a personas elegibles duales en Carolina del Norte. Incluyen beneficios adicionales como servicios dentales, de visión, de transporte y de medicamentos recetados. Nuestros agentes locales verifican la elegibilidad y ayudan a elegir el mejor plan.

Medicare Supplement (Medigap) and Medicare Advantage (Part C) plans both help fill Original Medicare gaps, but differ in flexibility, costs, and benefits. Medigap offers nationwide provider choice with predictable, low costs; Medicare Advantage often includes extras like dental/vision at lower premiums, but with network restrictions. Our NC agents help compare options.

Medicare late enrollment penalties can add lifelong extra costs to Parts A, B, and D if you miss your Initial Enrollment Period without creditable coverage. Enroll on time, verify employer plans, and keep proof to avoid fees.